Ewan McGregor Admits He Pooped His Pants in the – 90s (Video) #who #pooped #the


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James Corden Gets Ewan McGregor to Admit He Pooped His Pants in the 90s (Video)

Wednesday night, Late Late Show viewers finally got an answer to the age-old question: Ewan McGregor. have you ever pooped your pants?

The query came directly from One Direction s Niall Horan, as part of a team Spill Your Guts or Fill Your Guts game. Basically, the players pose each other embarrassing questions, and your opponent must either answer truthfully or eat something truly horrendous. McGregor went ahead and tackled this one head-on, an attempt to avoid downing bird saliva.

I mean, I could lie, there s only one or two people who could know, McGregor said. Well, I guess, yes!

Teammate and host James Corden immediately asked his guest for an age. Well I was very young at the time, the Big Fish star elaborated. It didn t have any age in there, did it?

Corden reminded McGregor that we ve all done it, as babies so that can t possibly count.

I might have s my pants in the 90s, the 45-year-old McGregor replied. One time.

You can do the math.

Also during the game. Isla Fisher revealed whether or not her husband Sacha Baron Cohen has performed a character in bed, Horan picks between exes Selena Gomez and Ellie Goulding, and Corden avoids naming his favorite late-night Jimmy.

Right off the bat, Niall and Isla had to drink err, eat a salmon smoothie so the 1D member didn t have to name his least-favorite boy-bandmate. Corden and McGregor downed some scorpion so the CBS personality didn t have to reveal who he s turned down for Carpool Karaoke.

Watch the video above.

13 Family-Friendly Halloween Movies, From Hocus Pocus to Goonies (Photos)

Lest we forget, Halloween is more than just jump scares and “slutty (insert profession here)” costumes. From “Hocus Pocus” to “Caspers,” here are the spooky-butPG or below movies to introduce to the next generation.

“Hocus Pocus”
Despite being rated PG, “Hocus Pocus” is a classic, iconic Halloween movie, and its cult status has only gained in the 20 years since its release.

“The Nightmare Before Christmas”
Is it a Halloween movie? A Christmas movie? Nobody knows, but the good thing about this Tim Burton classic is that it can be relied upon all throughout the holiday season.

“It’s the Great Pumpkin, Charlie Brown”
You can mark the changing of the seasons by the classic Peanuts cartoons that celebrates all the major holidays. Halloween is a big one, along with “A Charlie Brown Thanksgiving” and “A Charlie Brown Christmas.”

“Ghostbusters” (2016)
This remake of the 1980s classic has a phenomenal comedic cast of funny ladies, and luckily, this is modern reboot that didn’t go the “dark and grounded” route, making it a fun Halloween adventure, even for kids born with a smartphone in their hands.

“Casper”
A family-friendly coming of age tale and a fun, spooky adventure all in one.

“Beetlejuice”
Michael Keaton plays a mischievous spirit intent on causing chaos, go ahead and say his name three times and he’ll bring plenty of fun — but nothing too scary.

“Coraline”
This claymation adaptation of Neil Gaiman ‘s classic novella follows a girl who discovers an alternate world that’s just this side of creepy. but not too scary.

“Harry Potter” series
Does Halloween even exist in the world of Hogwarts? No matter, because this fantasy epic has spawned millions of costumed fans. And since there’s eight movies, it’s the perfect marathon binge for Halloween weekend.

“The Addams Family”
This quirky, morbid family comedy should be buckets of fun for your Halloween family movie night.

“The Halloween Tree”
Ray Bradbury narrates this adaptation of his own book of the same name, and it’s an Emmy-winning Halloween romp that’s also a history lesson about the origins of the holiday.

“Garfield’s Halloween Adventure”
Garfield tricking Odie into giving him all his candy is about as scary as this pirate-themed ghost story gets, but it did win the Emmy for Outstanding Animated Program.

“Something Wicked This Way Comes”
Carnivals are pretty much never not-scary, but this adaptation of Ray Bradbury ‘s novel is just the appropriate amount of scary.

“Goonies”
A swashbuckling treasure hunt featuring a rag tag team of kids and a “monster” who helps them is a classic. Halloween might be the perfect time to introduce this 1985 hit the next generation of fans.

Warner Bros

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TheWrap s viewing guide has all the fun of Halloween, without any of the scary stuff

Lest we forget, Halloween is more than just jump scares and “slutty (insert profession here)” costumes. From “Hocus Pocus” to “Caspers,” here are the spooky-butPG or below movies to introduce to the next generation.


How to Repair Your Credit Online for Free: 11 Steps #who #can #help #fix #my


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How to Repair Your Credit Online for Free

In our society your credit report is critical. Not only does your credit report help determine if you are eligible for a line of credit, but it helps determine if and on what terms you can get car and home loans. People with a problematic credit report are often penalized with higher interest rates and less favorable terms. As a result, we should always make sure we know what is going on with our credit report. Fortunately, if after checking your report, you’ve found that there is inaccurate or misleading information, or there is accurate information that hurts your credit, there are some steps you can take to repair your credit.

Steps Edit

Part One of Three:
Understanding How Credit Report Repairing Works Edit

Learn about your rights and limitations. The first thing you need to do to repair your credit is understand exactly what you will be able to do and what you won’t be able to do. Credit reporting is governed by laws and by the regulations of companies that participate in the credit system. Because of this, there are a number of things you’ll be able to do, but there are also things you can’t legally do.

  • You or someone working for you can’t remove accurate but negative information.
  • Under the Fair Credit Reporting Act you have the right to have inaccurate information removed from your credit history.
  • Also know that you have the same rights and abilities to repair your credit as “credit repair” companies. [1]

Know what should not be in your credit report. There are a number of things that are legally not allowed to be included in your credit history. These banned items are a mix of factors that do not directly impact your credit worthiness and items that do reflect your history but are excluded because of law or common practice. If any of these items are on your credit report, you have the right to have them removed. Banned items include:

  • Medical information and medical history.
  • Chapter 11 bankruptcies older than 10 years.
  • Any debt that is more than seven years old.
  • Information about your marital status, sexual preference, race and ethnicity, or age. [2]

Check your credit report for free. The first step in repairing or even understanding your credit report is to check it. Checking your credit report will help you keep tabs on new or suspicious items. You’ll also gain an understanding of how credit reporting works and you might also be able to track your credit score.

  • There are three major credit reporting bureaus: Experian, Equifax and TransUnion.
  • All three can all be checked once per year for free through AnnualCreditReport.com. AnnualCreditReport.com is the only source of free credit reports and is authorized by federal law.
  • Make sure to spend time checking over all three reports from all three agencies.
  • Each of the three above-mentioned reporting sites can have varying data on you. You need to know what each one says about your debts. [3]

Determine if you need to repair your credit. After you’ve educated yourself and checked your credit report, you need to determine if you have the right to repair or fix your credit report. Most of the time, you have the right to repair your credit report (for free) if there is inaccurate or erroneous information on it. Consider:

  • If there are items due to identity theft or similar issues marring your report.
  • If a company has reported a debt that is inaccurate or untrue.
  • Any negative items that you incurred and are responsible for will be very difficult to remove. [4]

Back in 2013 I received a 1099c, however that balance still shows on my credit report. How do I clear it off?

Answered by wikiHow Contributor

  • Unfortunately, there is no clear line about whether a 1099c should or should not be reported on the credit report. Some creditors and agencies report them. You can contact the credit reporting agency and the creditor and try to have them remove it. You might have to wait a few more years until it vanishes from your report on its own.

I am currently disputing one of my credit reports. The other 2 are coming in the mail. There are many accounts on my credit that are negative. What should I do?

Answered by wikiHow Contributor

  • Well, if these accounts were created by someone else (illegally) in your name, you need to dispute them and resolve any identity theft and credit fraud problems that are plaguing you. Make sure to be proactive about this.

Wells Fargo started foreclosure 2 years ago, we went to court and they lost. They then modified the loan and I made a payments on time. I sold the home 5 months later but according to a recent mortgage inquiry it is still showing as a foreclosure. How do I fix this?

Answered by wikiHow Contributor

  • You need to contact Wells Fargo and inform them of this error. At the same time, contact the reporting agencies and let them know that this is an error. Unfortunately, sometimes banks will report foreclosures even if the foreclosure did not go through.

Refinance, Refinancing Your Mortgage, Quicken Loans, who should i refinance my mortgage with.#Who #should #i


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Refinance Your Mortgage

How do you want to get started?

With Rocket Mortgage by Quicken Loans, our fast, powerful and completely online way to get a mortgage, you can quickly see how refinancing your home can help you achieve your financial goals.

Answer a few questions, and we’ll have a Home Loan Expert call you.

The Basics

What to Know Before You Refinance Your Home

What does it mean to refinance? Refinancing is the act of taking on a new loan with different terms. Reasons for refinancing your mortgage include lowering your payment, shortening your term or using the equity you’ve built up over time to get cash back out of your home.

What’s Your Goal?

Deciding if it makes sense to refinance your home depends on a number of factors, but it starts with one question: What do you want out of your refinance? Here are some of the main reasons homeowners decide to refinance their mortgage:

Talk to a Home Loan Expert or use our refinance calculator to see if refinancing your home can help you meet your financial goals.

See Today s Mortgage Rates

Want to find out if refinancing is right for you? A good way to start is by looking at the current mortgage rates. Don’t forget – rates change daily based on the market, so if you like what you see, make sure to talk to a Home Loan Expert to get your personalized rate and lock it in as soon as possible.

Try Our Refinance Calculator

Want to see if refinancing makes sense for you? Try our refinance calculator. Here’s how it works.

First, we’ll ask about your primary goal for your new loan. You can choose between lowering your payment and paying off your home sooner. Depending on which option you select, you’ll either be asked what your current monthly payment is or how many years you have left on your loan.

After that, you’ll be asked to estimate what you still owe and how much your home is worth to determine the amount of the loan. Then, you ll input a rough credit estimate and your ZIP code.

The results page will show you a sample rate and payment. You can adjust the rate and type of loan, as well as add taxes and insurance to find out if refinancing your mortgage can help you meet your financial goals.

Calculate your rate now to see if refinancing is right for you.

Frequently Asked Questions

What documents are required to refinance?

The following is a list of documents generally required during the refinance application process:

  • Proof of income: Typically, you’ll need to show original pay stubs for the last 30 days.
  • Copy of homeowners insurance: We ll need to verify that you have current and sufficient coverage on your home.
  • Copies of your W-2 forms: Each loan applicant will need to supply W-2 forms so we can verify past employment and income history.
  • Copies of asset information: This includes statements for accounts that hold money for closing costs, statements for savings, statements for checking and 401(k) accounts, and investment records for mutual funds or stocks.
  • Copy of title insurance: This helps us verify things like taxes, names on the title and the legal description of the property.

Your lender will also need to pull your credit report as a part of the refinance process, so have your Social Security number handy when it’s time to apply.

Check out QLCredit to view your full credit report. Creating an account is free and won’t affect your credit score.

How much does it cost to refinance?

It’s possible to add the costs associated with getting a new mortgage into the total refinance amount to avoid paying anything out of pocket at closing. However, refinancing in order to lower your payment, get cash out or consolidate your debt may result in a longer loan term or a higher rate, and that might mean paying more in interest overall in the long run.

When should I refinance my mortgage?

There’s no definitive guideline as to how long you should wait to refinance after buying a home. The most important thing is to make sure the refinance will help you meet your financial goals. These are some questions to consider when determining whether to refinance:

  • Does your current lender have a prepayment penalty?
  • Do you have enough equity in your home?
  • Are interest rates lower now than they were when you got your current home loan?
  • Do you plan to stay in your home for several more years?

What is equity? Why is it important for refinancing?

Equity is the appraised value of your home minus the amount you still owe on your loan.

The value of equity depends on your goal for refinancing. The more equity you have, the more money you may be able to get from a cash-out refinance. Or, more equity could result in a better interest rate, which may help you lower your monthly payment. Having enough equity may also help you eliminate private mortgage insurance (PMI), a costly monthly fee included in many mortgages with an original down payment of less than 20%. Talk to a Home Loan Expert or use our refinance calculator to see if you have enough equity to reach your financial goals.

Talk to a Home Loan Expert or use our refinance calculator to see if refinancing your home can help you meet your goal.


NALC: All 4 postal unions approve of postal bill which includes forcing postal retirees into


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NALC: All 4 postal unions approve of postal bill which includes forcing postal retirees into Medicare

2/7/17 NALC President Fredric Rolando was among those called to testify at a House Oversight and Government Reform Committee hearing on the recently introduced postal bill, The Postal Service Reform Act of 2017 (H.R. 756 ).

Rolando along with USPS Postmaster General Megan Brennan, Postal Regulatory Commission (PRC) Chairman Robert Taub, Government Accountability Office (GAO) Director of Physical Infrastructure Issues Lori Rectanus and Coalition for a 21st Century Postal Service’s Arthur Sackler.

The leadership of this committee reached bipartisan consensus on a concept for addressing the prefunding burden during the last Congress, which was included in a bill (H.R. 5714) adopted by the Committee but never presented to the full House of Representatives for a vote. It included reforms to the Federal Employees Health Benefit Program (FEHBP) as it relates to
postal employees and Medicare coverage. These reforms, which are modeled on best practice in the private sector, would all but eliminate the Postal Service’s unfunded liability for future retiree health benefits. We are very pleased your new bill retains these reforms.

Under H.R. 756, FEHBP plans would segregate postal employees and postal annuitants into a separate risk pool and all postal annuitants would enroll in Medicare Parts A B when they reach 65 years old. (At present, 80-90 percent of postal annuitants already voluntarily enroll in the two main parts of Medicare.) The proposal would also give FEHBP plans access to low-cost
prescription drugs and other benefits made possible by the Medicare Modernization Act. The savings would help reduce FEHBP premium costs and prefunding costs. Indeed, about half the reduction in the Postal Service’s unfunded liability would come from prescription drug savings; the rest from maximizing the participation in Medicare Parts A and B.

This approach ensures that the Postal Service and its employees fully benefit from the $30 billion they have contributed in Medicare taxes since 1983 and adopts the standard practice of large private companies that provide retiree health insurance. This reform would effectively resolve the prefunding burden that undermines the health of the Postal Service while raising
Medicare spending by just one-tenth of one percent over the next 10 years

As the Committee prepares to mark up H.R. 756, we will suggest minor improvements to the language in two sections of the bill. With respect to integration with Medicare Part B, I am sure that is nobody’s intent to require any current Medicare-eligible annuitant to enroll in the program if neither the annuitant nor the Postal Service can benefit from doing so. A modest tweak in the language would address this rare circumstance. With regard to the proposed policy of providing all new addresses with curb-line or centralized delivery, we’d suggest giving the Postal Service the flexibility to make sensible exceptions to the policy if it is more efficient or financially beneficial to do so. Again a modest tweak in the language in Section 202 could accomplish this.

We urge the Committee to quickly schedule a mark up of H.R. 756, and then to vote for its approval.

All four postal unions urge the Committee to adopt this legislation as quickly as possible. We pledge to work with all of you and our broad coalition of mailing industry partners to make this legislation a reality. Together, we can not only strengthen a great national institution to better serve the American people and its businesses, we can also show how it is possible to make our democracy work for the common good at a time of great partisan polarization

Post navigation

UNION Announcement We are happy to announce we have successfully sold out all of our members.

Chris in KCMO says:

I recently attended EnlightnU Medicare seminar in late 2016 at 61 years old. I am close to retirement belong to APWU Health Plan. I came away from that seminar thinking the the smartest option for wife I was to just retain APWU Health Plan in retirement and activate Medicare Part A at 65, which would be free because we already paid for it over the years. I might like to retire abroad to stretch pension SS check, but Medicare is mostly useless outside USA. The APWU HP might be a workable plan for living abroad. I ve also read that Medicare is going broke soon. I don t understand the National union officers wanting to push annuitants into an integrated plan. I think the National union officers care about all of us, but they must not be attending sufficiently educational seminars on Medicare, because this is not good for postal annuitants due to Medicare eventually going broke Medicare currently is only good in the USA. Most people who retire don t choose to remain in the union as full dues paying members, this robs them of a full effective voice within their national union now that H.R.756 is upon us. H.R.756 presents itself as being good for the union membership of today, but eventually every one gets old retires. So an argument can be technically legally made that the union took care of their active members, but all will eventually know that the retiree comes out with the short end of the stick in more ways than one, making the union look bad eventually. I oppose the proposed forced integration.

Dan the Man says:

Not even sure until we read the small print if we will just be in Medicare A B or be allowed to keep FEHB and Medicare A B. Out of the country you are right it s useless. In the USA my parents retired and bought Medicare B while retaining FEHB Anthem Blue Cross. If you don t sign up for Medicare B immediately on retirement the premium is dramatically higher to add later. My parents (Mother especially) have incurred 2 complete knee replacements, Back fusion, and numerous pharmaceutical charges. By having FEHB and Med A B the hundreds of thousands of dollars of surgeries have cost them zero. Medicare B picks up all copays, and fees not covered by FEHB. Monthly it s costly but in the long run it s been a life saver. But you have to take it right away. If they force us in and allow us to keep FEHB, they should roll back the increase of our percentage into FEHB, and if they do we will be fine. If they make us buy in and eliminate our ability to keep FEHB as well, then we will be totally screwed.

TWO IF BY SEA says:

This is a disgrace from the postal unions to its members that served with dignity throughout their career.
Former employees to be shafted by their own unions of a earned option for staying in a federal plan for 5 consecutive years to gain access to these benefits.
The Postal Service should be demanded of by the unions to fund the healthcare.
Funding the FEHB is a law. Not a union vote.
IS GUFFY LEADING THIS DISGRACE AGAINST RETIRED POSTAL EMPLOYEES FOR ALL 4 UNIONS.
GIVE ME A BREAK

Did you address the penalty for retirees did not sign up for Medicare at retirement?


Who are China – s top online retailers? Internet Retailer – s 2014 China 500


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Who are China’s top online retailers? Internet Retailer’s 2014 China 500 provides the answers

CHICAGO. Feb. 26, 2014 /PRNewswire/ — Internet Retailer , the leading publisher of strategic business information for e-commerce executives, announced today the release of its 323-page 2014 China 500 research publication. Available as a digital publication and as part of an online database, it provides previously unavailable competitive data and analysis on the 500 leading e-retailers in China, whose direct-to-consumer e-commerce sales grew 42% in 2013 to $305.5 billion from $214.8 in 2012, research firm iResearch estimates.

Released in both Mandarin- and English-language editions, the 2014 China 500 incorporates a half year’s worth of research conducted by Internet Retailer editors, furnishing scores of details on China’s fast-growing web merchants, including their 2013 and 2012 web sales, market rank, monthly web traffic, conversion rate, average ticket, payments and performance metrics, key company executives and more. This inaugural publication reveals 130 financial and operating metrics on each of the 410 Chinese and 90 non-Chinese web merchants in the China 500. Each profile also describes the e-retailer’s web-selling strategy.

These leading e-retailers spearhead growth in the world’s largest national e-retailing market, one dominated by Alibaba Group’s two big web shopping portals Taobao and Tmall which account for 80% of e-retail sales in China. The 2014 China 500 also provides details of the companies competing with Alibaba in building online portals where many merchants sell, as they do in the U.S. on eBay.com or Amazon.com.

While those marketplaces are dominant today, many China 500 retailers are carving out growing niches, aided by large capital inflows from abroad. For example, Wal-Mart Stores Inc. acquired a 51% stake in one of China’s largest e-retailers, Yihaodian, whose web sales increased 69.7% to $1.91 billion in 2013, according to findings from the 2014 China 500. Wal-Mart is just one example of the many Western retailers, consumer brand manufacturers and technology vendors drawn to the dramatic growth in Chinese e-commerce, growth that shows no signs of slowing.

“Our intent in publishing this inaugural research guide is to help our readers especially U.S.-based e-retailers and solutions providers looking to launch or expand their global e-commerce footprints understand the sheer scope of the opportunities and challenges awaiting them in China’s e-commerce landscape,” says Jack Love. publisher of Internet Retailer. “Make no mistake: no e-commerce market is going to impact American retailers, manufacturers and vendors more than China .”

The 323-page guide is now available in a digital version and all of its proprietary data can be accessed and customized by user preference through a subscription to Top500Guide.com. the world’s largest online database of competitive e-commerce information.

For media inquiries, contact Chaz McCrobie-Quinn. circulation manager, Internet Retailer, at 312.362.0107.

ABOUT INTERNET RETAILER

The flagship brand of Vertical Web Media, Internet Retailer provides comprehensive e-commerce business intelligence through print and digital channels, including a monthly magazine, several research guides, web sites, online databases and e-mail newsletters. Internet Retailer. launched in March 1999. is the largest monthly magazine in e-retailing with more than 44,000 subscribers. Launched in 2000 and completely revamped in 2010, InternetRetailer.com is the most visited informational web site in e-commerce. Featuring industry news that is updated daily, the site attracts more than 425,000 unique monthly visitors. IRNewsLink, an e-mail newsletter of daily e-commerce news, is sent out every weekday to more than 49,000 subscribers.

ABOUT VERTICAL WEB MEDIA

Vertical Web Media is a privately held, Chicago -based publisher that focuses on providing business intelligence for the e-commerce industry. Founded and led by journalists, the company aims to be the largest and most credible provider of objective business information on the market trends, technology, competitive practices and people shaping online retailing. Starting with Internet Retailer magazine, launched in 1999, Vertical Web Media has since introduced more than a dozen competitive data products and is now the largest publisher in e-commerce. Through its Internet Retailer brand, the company operates a monthly magazine, two web sites, a daily e-mail newsletter, and 12 research guides strategic content designed to equip e-commerce executives with the competitive data they need to help grow their online businesses.

SOURCE Internet Retailer


Ten retailers who still have not come to Canada (but we hope they will) #retail


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Ten retailers who still have not come to Canada (but we hope they will)

The last three years has seen the arrival of some of the most sought-after retail brands arrive in this country — J Crew, Victoria’s Secret and Target, to name a few. But despite an increasingly competitive market for retail real estate, there remain a handful of retail players who could still set up shop here, spurred by customer demand or their own desires to further expand global operations.

1) Trader Joe’s — The California grocery chain with 390 U.S. locations has the unique problem of being so sought after in Canada that is has been pirated … allegedly. Owned by the family dynasty behind Germany’s biggest supermarket chain Aldi, Trader Joe’s is suing Vancouver-based Pirate Joe’s for trademark infringement for stocking up and reselling its house-branded goods. Pirate Joe’s owner Mike Hallatt has spent more than $350,000 buying goods at the U.S. chain on Trader Joe’s items such as Charmingly Chewy Chocolate Chip Cookies, Multigrain Tortilla Chips and Pumpkin Spice Pancake Mix, and driving them back across the border to resell them at a markup. Washington state judge Marsha Pechman dismissed the lawsuit, ruling that there was no basis to apply a U.S. law known as the Lanham Act, which confers broad jurisdictional powers upon U.S. courts. Despite the buzz, Trader Joe’s has not said it intends to open stores in Canada.

2) Uniqlo — The Japanese cheap chic apparel giant has more than 1,000 outlets in Asia, France and the U.K. and wants to open up to 200 stores in the U.S. market, where it currently has 17 locations and will open its first stores in Australia next year. Uniqlo is high on HBC chief executive Richard Baker’s wish list of retail partnerships for his Hudson’s Bay department store chain.

3) American Girl Place — Most parents of girls 10 and under have heard about this retailer from their daughters, and most likely to excess. The retailer of US$110 dolls and doll accessories has a thriving online division and stores in 15 U.S. states that emphasize high-service, “experiential” retail. Twelve stores include restaurants so one can book brunch, lunch, afternoon tea, dinner, or parties with her doll friends (adults are allowed too), and all outlets offer a photo studio and theme craft parties for customers.

4) DSW, or Designer Shoe Warehouse. is a bit like the Winners (or sister chain Marshall’s) of shoes, selling top footwear brands at a discount. Bigger in size than Canada’s The Shoe Company stores, DSW operates nearly 400 locations averaging 22,000 square feet as well as 355 leased departments within other U.S. retailers.

5) Delia’s — The apparel and accessories retailer for teens and tweens has just over 100 stores in the U.S. but also has a thriving catalogue operation. Could it succeed where La Senza Girl failed?

6) Lane Bryant — The popular destination for online and cross-border Canadian shoppers who wear plus-size women’s apparel has more than 800 locations in the U.S. market. With an oft-noted void in the category relative to demand, the chain could provide some competition to the Reitmans-owned Addition Elle and Penningtons stores were it to open here.

7) Madewell — This budding chain launched by J Crew in 2006 has not reached its full capacity in the U.S. so it is unlikely that we would see it here for at least a few years. But much like the prevalence of Gap and Old Navy in Canada over that of pricier corporate sibling Banana Republic, the less expensive J Crew unit might prove to be more popular among Canadian consumers.

8) Macy’s — The large department store chain has been on the lips of industry watchers for years as a possible successor to Sears Canada, which has sold off the leases of some underperforming urban locations back to landlords. Now that Richard Baker has chosen luxury department store chain Saks as the dance partner for Hudson’s Bay, they speculate Macy’s might step in to give HBC some more serious competition.

9) Primark – With rivals like Forever 21 and H M finding a steady foothold in Canada, the large Irish clothing retailer, which has 260 stores in the U.K. Austria, Belgium, Germany, Ireland, the Netherlands, Portugal and Spain, might find fit to set up shop here too.

10) Next – With 500 stores in the U.K. and rivaling Marks Spencer as Britain’s biggest clothing chain, the contemporary fashion retailer is a well known brand throughout the world, with 200 outlets in 30 countries including China, Kuwait and Greece.

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Who are the best online fashion retailers? #retail #jobs #in


#online fashion retailers

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Asos.com :- ASOS was the most followed fashion retail brand in social media with a combined following of nearby 300,000 on twitter and facebook.

Polyvore.com :- Polyvore.com is a social shopping site that helps you make interactive fashion collages of with product photos and other pictures. If you love fashion and/or scrap booking you re going to love Polyvore. Here you get the opportunity to create and ensemble your own garment by dragging from the items given and you also get suggestions and appreciation from other customers.

Boutiques.com :- From the makers of Google.com. The visual-search technology behind the online fashion store uses complex algorithms that look for clothes in your style. On boutiques.com you can choose from wide range of garments and then seek for the visually similar garment to that particular dress and select from the one in your range.

Zappos.com :- The world’s largest online shoe store. Owned by Amazon.com and known for their terrific customer support, this is one store that should be in your bookmarks.

Newlook.com :- UK based online retailer that is known for its loyal following.

Yoox.com :-The company’s concept is to buy up overstock or unsold items from previous seasons in a direct relationship from renowned fashion houses including Dolce Gabbana, Diesel, Gucci, Armani and Cavalli. manufacturers or retailers and sell them on line at discounted outlet prices.

Net-a-porter.com :- An on line luxury fashion retailer. Since launching in June 2000, net-a-porter has established itself as a purveyor of luxury brands, successfully blending content and commerce. The site has a distinctive editorial format, features leading designers, iconic packaging and close attention to service and customer care.

Styloot.com – A new way to shop for fashion. Coming this Summer.

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Who we are: Retail Store Consultants, Retail Consulting #merchandising #jobs


#retail consultants

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Retail Store Consultants

You might know us already. Maybe, you saw us speak at a conference. Or, you attended one of our training workshops or participated in one of our consulting sessions at your company or at a meeting. Or, you just ‘landed’ here from our big sister site www.dionco.com.

Whichever way you came here,

it is important that you know that we are Retail Store Consultants and are passionate about retail. Also, you need to know that we have been working in the retail industry for over four decades. Yes, that makes us feel a little old but, you could also argue, that’s when you can claim to have seen it all!

You should also know that we have worked as Retail Store Consultants with some of the largest and some of the smallest retail companies in the world. Harley-Davidson Motor Company. Williams-Sonoma. HoneyBaked Ham. the Bata Shoe Organization. Microsoft. ASICS. Ritz-Carlton. Intel to name a few of the large ones. The Man Alive. Potomac ABC. Sam’s Wines Spirits. and Poster Plus among the smaller ones. Large or small, it does not make a difference to us and to the consumer. Retail is retail and consumers expect the best of retailers whether you are a 4,000-employee operation or a 5-person independent store. So, if the best of the best is out there – and we have the luxury to know what it looks like – you’d better know what it is and match it or, rather, exceed it. Because if you don’t. Well, that is what we, in our role as Retail Store Consultants. are good at: telling you how you can be the best and helping you get there.

And it does not hurt that James Dion. President of storecheckup.com and Dionco Inc. (www.dionco.com ), is an Industrial Psychologist by education and has worked in retail for companies of the likes of Sears, Levi’s Strauss, and Gilmore Department Stores. Or, that he wrote three books on retail selling and how to start and run a retail business (www.dionco.com/books/ ).

Now, let’s get a little more formal. Here are the bios of the brains behind storecheckup.com.

Jim consults, trains and speaks on consumer trends, retail technology, selling and service, retail merchandising and operations, marketing and leadership.

With a BS, MS degree in Psychology from Chicago State University and a Ph.D. (abd) in Industrial Psychology from the Illinois Institute of Technology combined with over 30 years of progressive retail experience working at Sears, Levi Strauss and Gilmore Department Stores, Jim is one of the most sought after Retail Store Consultants and Retail Speakers in the US and internationally.

As a Retail Store Consultant, he has helped hundreds of retailers large and small successfully reposition their retail business, including Ritz-Carlton, Harley-Davidson, Hummer, Poster Plus, The Hat Shack, and Potomac ABC to name a few.

A PC expert and a Microsoft Developer, Jim has conducted major retail system and POS installs at retailers nationwide. He also studies and evaluates new retail POS, EDI, merchandising systems and relationship marketing software. He has been a judge for the Microsoft Retail Developer Awards as well as for CIO Magazine Top 100.

As a Retail Speaker. Jim has delivered hundreds of keynote speeches, seminars and workshops for some of the largest companies in the US and internationally. Companies like Microsoft, Maytag, Vestel (Turkey), IBM, Honey-Baked Ham, Williams-Sonoma, ASICS, JDA, Swarovski, Macy s and others have all benefited from Jim’s insights on retail selling, merchandising, technology, and consumer trends. Jim is also a frequent Retail Speaker for leading associations, including the National Retail Federation, the Association of Golf Merchandisers, Narta (Australia), the National Shoe Retailers Association, the National Sporting Goods Association and many others. He is a faculty member in the MBA program at Harley-Davidson University and works with Harley-Davidson dealers around the world.

A writer for hundreds of national and international trade magazines and a regular contributor at www.allexperts.com. Jim is consistently ranked at the top for his insights and practical advice. He has also appeared on NBC, Fox News, First Business and CNN US and Turkey.

Stefania Pinton has been a partner at Dionco Inc. since 2002. Her in-depth knowledge of the retail industry gained in almost 25 years of working with some of the largest retail companies in the world along with her international background have greatly contributed to making Dionco a firm of national as well as international standing. Learn more

Stefania’s expertise covers a broad spectrum of strategic planning, concept development, and performance optimization in the areas of human resources, store operations and training and development .

Traveling internationally, she was exposed to diverse culture and business practices which contributed to broadening her understanding of global business issues and opportunities.

At Dionco, Stefania works on human resources management consulting, instructional material design and development, retail and consumer trends reviews as well as retail best practices research and market studies. Some of the clients she has worked for include Sam’s Wines Spirits, Healthy Back, HoneyBaked Ham, Harley-Davidson, TitleMax, Ritz-Carlton, Louisville Tile Distributors, Williams-Sonoma, Nokia, M
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Who are China – s top online retailers? Internet Retailer – s 2014 China 500


#china retailers

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Who are China’s top online retailers? Internet Retailer’s 2014 China 500 provides the answers

CHICAGO. Feb. 26, 2014 /PRNewswire/ — Internet Retailer , the leading publisher of strategic business information for e-commerce executives, announced today the release of its 323-page 2014 China 500 research publication. Available as a digital publication and as part of an online database, it provides previously unavailable competitive data and analysis on the 500 leading e-retailers in China, whose direct-to-consumer e-commerce sales grew 42% in 2013 to $305.5 billion from $214.8 in 2012, research firm iResearch estimates.

Released in both Mandarin- and English-language editions, the 2014 China 500 incorporates a half year’s worth of research conducted by Internet Retailer editors, furnishing scores of details on China’s fast-growing web merchants, including their 2013 and 2012 web sales, market rank, monthly web traffic, conversion rate, average ticket, payments and performance metrics, key company executives and more. This inaugural publication reveals 130 financial and operating metrics on each of the 410 Chinese and 90 non-Chinese web merchants in the China 500. Each profile also describes the e-retailer’s web-selling strategy.

These leading e-retailers spearhead growth in the world’s largest national e-retailing market, one dominated by Alibaba Group’s two big web shopping portals Taobao and Tmall which account for 80% of e-retail sales in China. The 2014 China 500 also provides details of the companies competing with Alibaba in building online portals where many merchants sell, as they do in the U.S. on eBay.com or Amazon.com.

While those marketplaces are dominant today, many China 500 retailers are carving out growing niches, aided by large capital inflows from abroad. For example, Wal-Mart Stores Inc. acquired a 51% stake in one of China’s largest e-retailers, Yihaodian, whose web sales increased 69.7% to $1.91 billion in 2013, according to findings from the 2014 China 500. Wal-Mart is just one example of the many Western retailers, consumer brand manufacturers and technology vendors drawn to the dramatic growth in Chinese e-commerce, growth that shows no signs of slowing.

“Our intent in publishing this inaugural research guide is to help our readers especially U.S.-based e-retailers and solutions providers looking to launch or expand their global e-commerce footprints understand the sheer scope of the opportunities and challenges awaiting them in China’s e-commerce landscape,” says Jack Love. publisher of Internet Retailer. “Make no mistake: no e-commerce market is going to impact American retailers, manufacturers and vendors more than China .”

The 323-page guide is now available in a digital version and all of its proprietary data can be accessed and customized by user preference through a subscription to Top500Guide.com. the world’s largest online database of competitive e-commerce information.

For media inquiries, contact Chaz McCrobie-Quinn. circulation manager, Internet Retailer, at 312.362.0107.

ABOUT INTERNET RETAILER

The flagship brand of Vertical Web Media, Internet Retailer provides comprehensive e-commerce business intelligence through print and digital channels, including a monthly magazine, several research guides, web sites, online databases and e-mail newsletters. Internet Retailer. launched in March 1999. is the largest monthly magazine in e-retailing with more than 44,000 subscribers. Launched in 2000 and completely revamped in 2010, InternetRetailer.com is the most visited informational web site in e-commerce. Featuring industry news that is updated daily, the site attracts more than 425,000 unique monthly visitors. IRNewsLink, an e-mail newsletter of daily e-commerce news, is sent out every weekday to more than 49,000 subscribers.

ABOUT VERTICAL WEB MEDIA

Vertical Web Media is a privately held, Chicago -based publisher that focuses on providing business intelligence for the e-commerce industry. Founded and led by journalists, the company aims to be the largest and most credible provider of objective business information on the market trends, technology, competitive practices and people shaping online retailing. Starting with Internet Retailer magazine, launched in 1999, Vertical Web Media has since introduced more than a dozen competitive data products and is now the largest publisher in e-commerce. Through its Internet Retailer brand, the company operates a monthly magazine, two web sites, a daily e-mail newsletter, and 12 research guides strategic content designed to equip e-commerce executives with the competitive data they need to help grow their online businesses.

SOURCE Internet Retailer


Ten retailers who still have not come to Canada (but we hope they will) #career


#british retailers

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Ten retailers who still have not come to Canada (but we hope they will)

The last three years has seen the arrival of some of the most sought-after retail brands arrive in this country — J Crew, Victoria’s Secret and Target, to name a few. But despite an increasingly competitive market for retail real estate, there remain a handful of retail players who could still set up shop here, spurred by customer demand or their own desires to further expand global operations.

1) Trader Joe’s — The California grocery chain with 390 U.S. locations has the unique problem of being so sought after in Canada that is has been pirated … allegedly. Owned by the family dynasty behind Germany’s biggest supermarket chain Aldi, Trader Joe’s is suing Vancouver-based Pirate Joe’s for trademark infringement for stocking up and reselling its house-branded goods. Pirate Joe’s owner Mike Hallatt has spent more than $350,000 buying goods at the U.S. chain on Trader Joe’s items such as Charmingly Chewy Chocolate Chip Cookies, Multigrain Tortilla Chips and Pumpkin Spice Pancake Mix, and driving them back across the border to resell them at a markup. Washington state judge Marsha Pechman dismissed the lawsuit, ruling that there was no basis to apply a U.S. law known as the Lanham Act, which confers broad jurisdictional powers upon U.S. courts. Despite the buzz, Trader Joe’s has not said it intends to open stores in Canada.

2) Uniqlo — The Japanese cheap chic apparel giant has more than 1,000 outlets in Asia, France and the U.K. and wants to open up to 200 stores in the U.S. market, where it currently has 17 locations and will open its first stores in Australia next year. Uniqlo is high on HBC chief executive Richard Baker’s wish list of retail partnerships for his Hudson’s Bay department store chain.

3) American Girl Place — Most parents of girls 10 and under have heard about this retailer from their daughters, and most likely to excess. The retailer of US$110 dolls and doll accessories has a thriving online division and stores in 15 U.S. states that emphasize high-service, “experiential” retail. Twelve stores include restaurants so one can book brunch, lunch, afternoon tea, dinner, or parties with her doll friends (adults are allowed too), and all outlets offer a photo studio and theme craft parties for customers.

4) DSW, or Designer Shoe Warehouse. is a bit like the Winners (or sister chain Marshall’s) of shoes, selling top footwear brands at a discount. Bigger in size than Canada’s The Shoe Company stores, DSW operates nearly 400 locations averaging 22,000 square feet as well as 355 leased departments within other U.S. retailers.

5) Delia’s — The apparel and accessories retailer for teens and tweens has just over 100 stores in the U.S. but also has a thriving catalogue operation. Could it succeed where La Senza Girl failed?

6) Lane Bryant — The popular destination for online and cross-border Canadian shoppers who wear plus-size women’s apparel has more than 800 locations in the U.S. market. With an oft-noted void in the category relative to demand, the chain could provide some competition to the Reitmans-owned Addition Elle and Penningtons stores were it to open here.

7) Madewell — This budding chain launched by J Crew in 2006 has not reached its full capacity in the U.S. so it is unlikely that we would see it here for at least a few years. But much like the prevalence of Gap and Old Navy in Canada over that of pricier corporate sibling Banana Republic, the less expensive J Crew unit might prove to be more popular among Canadian consumers.

8) Macy’s — The large department store chain has been on the lips of industry watchers for years as a possible successor to Sears Canada, which has sold off the leases of some underperforming urban locations back to landlords. Now that Richard Baker has chosen luxury department store chain Saks as the dance partner for Hudson’s Bay, they speculate Macy’s might step in to give HBC some more serious competition.

9) Primark – With rivals like Forever 21 and H M finding a steady foothold in Canada, the large Irish clothing retailer, which has 260 stores in the U.K. Austria, Belgium, Germany, Ireland, the Netherlands, Portugal and Spain, might find fit to set up shop here too.

10) Next – With 500 stores in the U.K. and rivaling Marks Spencer as Britain’s biggest clothing chain, the contemporary fashion retailer is a well known brand throughout the world, with 200 outlets in 30 countries including China, Kuwait and Greece.

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