CITIFINANCIAL RETAIL SERVICES INDIA LIMITED – Company, directors and contact details #online #shopping #coupon #codes

#citifinancial retail services



*Industry classification is derived from National Industrial Classification. If the company has changed line of business without intimating the Registrar or is a diversified business, classification may be different. We make no warranties about accuracy of industrial classification.

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Return in respect of buy back of securities
Letter of Offer
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Registration of Charge (New Secured Borrowings)
Return of deposits
Declaration of Solvency
Changes in shareholding position of promoters and top ten shareholders

Citifinancial Retail Services – CitiFinancial jeopardizing my reputation, Review 25977 #job #in #retail

#citifinancial retail services


Citifinancial Retail Services

CitiFinancial jeopardizing my reputation

Date of this letter: May 16th, 2008
Attn: CitiFinancial Retail Services
P.O Box 22066
Tempe, AZ 85285-2066

Dear CitiFraudFinancial Services,

Yesterday I received a piece of mail that appeared to be junk mail due to the inconspicuous nature of the envelope. Thankfully, I opened it because I closed my Citibank credit card a couple months ago with your company and there is no reason that Citi-anything should be sending me any further communication except for the $1085.00 that CitiCard owes back to me. I opened the mail in hopes that CitiCard was finally returning my hard earned money. But this was not the case.
The letter I received yesterday was in response not to my Citibank card which is now closed, but instead, it was in response to a 0% APR interest rate that was good for a year regarding a loan I took out for a bed I bought a few years back through CitiFinancial Retail Services. However, when the 0% interest rate was up for the year, I paid off the entire balance of the loan before your company could stick me with the default rate. As far as CitiFinancial is concerned I am what you people call a deadbeat one who uses the 0% interest rate to my advantage with the sole purpose of paying off the total amount of the loan prior to the default interest rate affecting me.

Yesterday, when I opened the inconspicuous junk mail looking envelope, I found myself being advised that, I have 15 days to Opt Out from your company raising my Standard interest rate to 24.99% and my Default interest rate to 29.99%. Additionally, it advised that my minimum finance charge will be increased to $2.00. Upon review of my options to opt out I was given 2 choices to call your Customer Service at (866)-610-1757, or to write into your company. When I called your Customer Service number, I came to find out that even though the letter says they have normal open business hours to speak with a human, the department is actually CLOSED 24 hours a day. Gee, I wonder why NO, I don t.

The reason I closed out my Citibank credit card in the first place was because your company closed my account on me because I apparently missed one of your inconspicuous junk mail looking envelopes which apparently advised that I must respond in 15 days to the unethical changes your unethical company has decided to participate in.

Thankfully, due to the fact that I am not an idiot, I am highly aware of the financial fraud scandals that Citicorp Trust Bank/CitiGroup, and all of your company s subsidiaries have willingly participated in including, but certainly not limited to– the Enron scandal. I am sure the Citicorp Trust Bank would love to forget that they paid out $2 Billion dollars as a result of the scandal your company willing participated in, but I have not forgotten, and I will not allow it to be forgotten.
Please be advised that this letter will be posted on every public forum on the internet that I can possibly find. Additionally, I may just be one person, but I know thousands of other people through my extensive networks and I will be advising every single one of them about CitiBank and their fraudulent practices that your company sneakily and purposely forces upon the average American consumer.
And by the way, please note that I have written this letter in the same exact itsy bitsy type solely so you can get a taste of your own medicine and be forced to squint to read it.

Totally and Completely Un-Sincerely,

Janelle Schaffer Date: May 16th, 2008

Retailer – Welcome to Diamond Comic Distributors – Retailer Services Website! #retail #magazines

#retail comic


Welcome to Diamond Comic Distributors’ Retailer Services Website!

Welcome to Diamond online Retailer Services Area, your entry point to the many web-based services offered by Diamond Comic Distributors, including online ordering, data files, breaking news, art downloads and much more!

Whether you’ve decided to sell comic books as your core product line, or as a sideline to your store’s existing entertainment product lines, you’re about to enter a highly lucrative arena. The universal consumer recognition of many comic-book and pop-culture characters means that you already have a massive pre-sold audience and Diamond is uniquely qualified to deliver these products and consumers to you!

Founded in 1982, Diamond is the world s largest distributor of English-language comic books, graphic novels and related pop culture merchandise. It s also the exclusive distributor to the comic book specialty market for Dark Horse Comics, DC Comics, Image Comics and Marvel Comics, as well as many others. Diamond’s three Distribution Centers, 14 drop-ship/local pick-up points in North America and its United Kingdom facility are strategically positioned to deliver all of these products and a multitude of services to support them to your store.

  • Interested in becoming a Diamond customer? Explore the sections at left to learn how!
  • Already a Diamond customer? Click here to login

Thank you for doing business with Diamond. We look forward to serving you!

Our financial services in your country #inretail

#retail financial services


Meeting clients’ complex and specialized needs

Through its investment banking, asset management and wealth management businesses, UBS in the US provides a wide variety of services and solutions for companies, institutions, governments, hedge funds and financial intermediaries, such as banks and brokers, as well as for their senior executives.

Contact us

Upcoming conferences

UBS conferences provide a variety of opportunities for investors.

Investment Banking

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Asset Management

Account logins

The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. Please consult the sales restrictions relating to the products or services in question for further information.

Research and analysis

Wealth Management Americas Research

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Asset Management Research

Daily podcasts


Paul Donovan, our Investment Bank’s senior economist, discusses current issues affecting the global economy and markets.


CIO Wealth Management Americas Research experts — bond, equity and investment strategists, economic policy analysts and others — talk about critical investment issues.

Individuals around the world look to UBS to provide them with the advice, expertise and opportunities they need to protect and grow their wealth.

Leading companies and institutions in more than 50 countries rely on our financial resources, expertise and infrastructure to help them grow their businesses, manage their risks and invest for the future.
In Switzerland, we fulfill every kind of banking and investment need, from savings and credit cards to mergers and acquisitions.

See how our unique global presence and capabilities can help you achieve your financial goals.

Honda Financial Services: Financing, Lease and Warranty Options #retail #music

#retail financial services


Submit Finance Account Number

Register your Honda Financial Services account to access our convenient online account tools. Once registered, you can:

  • Make payments
  • View eStatements
  • View payment history
  • Update account profile
  • Go paperless – Get eDelivery
  • Receive email/text payment alerts

Log-in FAQs

When I try to log in, the system doesn’t recognize me. Why not?

You may have mistyped your username (Honda ID), email address or password. If you try again and are unsuccessful, click the “Forgot your username (Honda ID) or password?” link to reset your password.

If you are using your email address to log in, please make sure that you are using your “website email address” that you used to setup your account and not your “financial services email address” that is used for receiving statements and correspondence.

Please note: If you have previously checked the box marked “Remember Me,” you must still enter your password to log in.

Do you recommend checking the “Remember Me” box on the log-in page?

When you check this box, your username (Honda ID) or email address is stored in a cookie on your computer, and is filled in automatically each time you return to our website. You must still enter your password to log in.

Please Note: We recommend this option if you are the only person who uses your computer. To protect the privacy of your personal information, we do not recommend using this option if you are accessing this site from a public or shared computer.

Transaction History FAQs

How often are updates posted to the online transaction history?

Our system is updated at the end of each business day and will appear on your history
the following business day.

Why isn’t the information updated instantly in your system?

The technology we use to transmit a day’s worth of account updates as a single “batch”
is more reliable and more secure than transmitting each update individually.

Why doesn’t my online transaction history show my last payment?

It often takes several days to receive and process a payment. Once the payment is
reflected in our system, it will appear in your transaction history on the next business day.
This will not be the case if you are viewing your online current statement.

The Honda ID is your personal username. This ID, along with your password, can be
used to access a number of Honda or Acura web sites and mobile applications.

Retail Financial Services New Market Entrants #retail #buyer

#retail financial services


Thought leadership, thought through

Retail Financial Services New Market Entrants

This white paper is intended to inform the current wave of new market entrants as they consider retail financial services, and to help them avoid making similar mistakes to previous entrants. The paper will consider how incumbents are likely to respond to the new wave of entrants and just what success will look like, both for new entrants and incumbents.

Recent economic turbulence has disrupted markets. Governments and electorates have joined in the criticism that traditional financial services providers have received. The result is the expectation of a fresh approach . In response, we have seen the launch of a number of new players, including Metro Bank in the UK, and Fidor in Germany, among others. There are also entrants and ambitious growth projected from beyond the industry pure play . Among those announcing plans to expand their retail financial services offering is Tesco, via Tesco Bank, in the UK. Yet the fact remains that the market is mature, not to say crowded. Even the more recent engines of growth, e.g. consumer credit, are now at maturity.

Appetite for change is not always followed by action

Market maturity is compounded by the fact that customers can be sticky , i.e. reluctant to change service provider. Whether because of loyalty or inertia, encouraging migration to new providers can prove difficult.

So what makes a winning entrant?

Yet in spite of the obstacles, there continues to be growing interest from new entrants. To gain an insight into the rigors of new market entry, we have reviewed the past performance of some 30 new entrants (across Banking, Insurance, Wealth and Payments). Our timescale covers the last twenty The analysis points to a number of key factors that characterize the winners; i.e. those who have succeeded against original expectations. These factors include parent brand strength and / or strong customer affinity with the provider; innovative propositions; technology innovation; and sustained strategic focus from parent organizations.

What are the key questions prior to market entry?

As a result of our analysis, we conclude that new entrants wishing to improve their likelihood of success should approach the market in a structured fashion. To do so, they need to address the following key questions:

  • Which markets are the most attractive to enter, in terms of geography, customer segments and products?
  • Which is the most viable mode of market entry? Should prospective entrants look to buy an incumbent or one of the businesses that are currently being divested, attempt to partner with an existing player, simply search for an affinity relationship, or build an entire greenfield operation? (Note: in many cases their decision will of course be influenced by regulatory requirements.)
  • What product (s) will they offer and how will they differentiate their offer from the competition? Will differentiation center on price, customer service, or exploiting a new technology development?
  • How will they distribute, remotely or via face-to-face channels?
  • What will their operating model look like and where will their core competencies lie? Based on these characteristics, should they manufacture and distribute themselves and what should they look to outsource?
  • Do they want to go it alone, or to partner? If partnership is an option, with whom should they partner from a product, manufacturing and technology perspective?

Big Data in Retail Financial Services: Finance: UK #retail #outlets

#retail financial services



CPD stands for Continuing Professional Development’. It is essentially a philosophy, which maintains that in order to be effective, learning should be organised and structured. The most common definition is:

‘A commitment to structured skills and knowledge enhancement for Personal or Professional competence’

CPD is a common requirement of individual membership with professional bodies and Institutes. Increasingly, employers also expect their staff to undertake regular CPD activities.

Undertaken over a period of time, CPD ensures that educational qualifications do not become obsolete, and allows for best practice and professional standards to be upheld.

CPD can be undertaken through a variety of learning activities including instructor led training courses, seminars and conferences, e:learning modules or structured reading.


There are approximately 470 institutes in the UK across all industry sectors, with a collective membership of circa 4 million professionals, and they all expect their members to undertake CPD.

For some institutes undertaking CPD is mandatory e.g. accountancy and law, and linked to a licence to practice, for others it’s obligatory. By ensuring that their members undertake CPD, the professional bodies seek to ensure that professional standards, legislative awareness and ethical practices are maintained.

CPD Schemes often run over the period of a year and the institutes generally provide online tools for their members to record and reflect on their CPD activities.


Professional bodies and Institutes CPD schemes are either structured as ‘Input’ or ‘Output’ based.

‘Input’ based schemes list a precise number of CPD hours that individuals must achieve within a given time period. These schemes can also use different ‘currencies’ such as points, merits, units or credits, where an individual must accumulate the number required. These currencies are usually based on time i.e. 1 CPD point = 1 hour of learning.

‘Output’ based schemes are learner centred. They require individuals to set learning goals that align to professional competencies, or personal development objectives. These schemes also list different ways to achieve the learning goals e.g. training courses, seminars or e:learning, which enables an individual to complete their CPD through their preferred mode of learning.

The majority of Input and Output based schemes actively encourage individuals to seek appropriate CPD activities independently.

As a formal provider of CPD certified activities, SMI Group can provide an indication of the learning benefit gained and the typical completion. However, it is ultimately the responsibility of the delegate to evaluate their learning, and record it correctly in line with their professional body’s or employers requirements.


Increasingly, international and emerging markets are ‘professionalising’ their workforces and looking to the UK to benchmark educational standards. The undertaking of CPD is now increasingly expected of any individual employed within today’s global marketplace.

CPD Certificates

Event Title

Retail financial services #retail #merchandising #companies

#retail financial services


Retail Financial

Enhance your business value with our innovations

After the recent economic slowdown, the retail financial market is picking up and has started generating improved revenue/profit with the help of the most advanced technology spectrum. Retail finance organizations are exploring options to improve overall business performance by reducing expenditure and increasing productivity. With our successive associations with market giants, we understand changing business dynamics in the retail financial market and help organizations address these challenges effectively.

How we add business value

Our deep-seated roots in the retail financial industry combined with our continuous investment in domain and technical expertise has enabled us to think even beyond the requirements of our customers. We help you transform your business with our innovations, efficient operations and world class services/solutions.


Digital Customer Experience

Related Links

Lendmark Retail Services #retail #management #recruiters

#retail financial services


We help more customers say yes

We help more customers say yes

We help more customers say yes

We help more customers say yes

We help more customers say yes

Let’s boost your business, together

Spend more time selling to your customers and less time dealing with financing hassles and application processing. Lendmark Retail Services can provide seamless financing solutions to your customers with no down payment required. We consider a broad range of applicants – even those with less-than-perfect credit – and offer flexible terms to fit most budgets. Plus, we make it easy and fast. Submit applications online 24/7 and receive instant loan decisions on qualified applicants. Applications not approved are given a second level review and returned showing the highest possible credit we can offer, so you can make more sales.

Approve More and Increase Sales

Terms to Fit Most Budgets

Fast and Easy Approvals

If you have immediate questions, give us a call at 1-866-413-8340 .

“We provide many financing solutions for our customers, and Lendmark is the perfect fit. Their ‘Same As Cash’ options provide more flexibility for our customers. It has allowed me to get the sale rather than say goodbye.”

Gerald K – Furniture Retailer, SC

Benefits and Features

We offer financial solutions that are fast, simple and effective.

Our goal is to provide your business with reliable and efficient retail finance solutions that increase your bottom line.

Dealer Web Portal

Manage your retail financing conveniently with our simple, online system, which will enable your company to finance more customers, reduce processing expenses and increase profits.

Access the Dealer Web Portal and applications at your convenience. Our systems are available whenever you need them, no matter what time of day.

Submit applications online 24/7 and get an instant automated decision. Applications not approved are then reviewed by a credit professional and quickly returned showing the highest possible credit that we can offer.

We make approval decisions based on individual merits. We consider both lower-scoring and discharged bankruptcy applicants who deserve to be among your customer base.

Instant Fund Transfers

We understand the importance of cash flow in business. That’s why we provide prompt contract disbursement so you will receive funds quickly.

Training and Marketing

Our local professionals will train your team to process applications efficiently and accurately. We also provide signage and collateral to promote in-store financing and sales.

Convenient Pay Options

Customers will appreciate our convenient and flexible payment programs including monthly billing statements, online payment option, pay-by-phone, or in-branch payment processing.

If you have immediate questions, give us a call at 1-866-413-8340 .

Egon Zehnder – Retail Financial Services #action #sports #jobs

#retail financial services


Dominique Y. Hansen Practice Group Leader, Toronto

Retail Financial Services

Like any segment of the financial services Industry, Retail Financial Services have suffered through the current crisis. However, retail financial services have also proven to be a more stable and, therefore, critical revenue generator for many banking organizations. Overall, retail banking still represents the most significant source of income for the global financial services industry.

The retail banking landscape is undergoing rapid change, driven by national consolidation in many markets and cross-border M A, in a context of shrinking margins. Although cost containment remains important, the generation of strong, sustainable growth represents the most critical success factor for many retail financial services institutions. As a consequence, the retail banks’ operating model is more than ever focused on the transformation towards increased revenue growth, improved customer service, and lower costs.

Other influencing trends, such as shifting demographics, the rise of emerging markets, higher customer expectations, the need for global operating platforms/models, the rise of new technologies like mobile payments and the need for continuous product innovation, are subjecting executive management teams to ever-rising expectations.

What skills are needed?

To stay ahead in the game, retail financial services institutions need to ensure that they have access to the most highly skilled staff available, both at executive board level and in areas such as multi-channel distribution strategy, marketing, innovative product development, and IT organization. At the same time, the leadership skills required for managing large multi-regional entities across geographies and cultures will be increasingly important.

How can Egon Zehnder support the retail financial services industry?

Egon Zehnder’s global Retail Financial Services Practice serves organizations from all segments of the Retail Financial Services industry to address senior executive search needs, and provide proprietary assessment of leaders’ and teams’ management competencies, including supporting the boards of these organizations address board composition, director succession and CEO succession and search. Over 40 consultants worldwide are dedicated to serving clients in the retail financial services industry.

The management of high-performance teams with the varied technical and regulatory backgrounds needed to steer companies safely through increasingly complex global markets requires a strategic approach to senior executive talent management. Our experienced Executive Assessment and Development specialists work closely with boards and CEOs at retail financial services organizations to assess and develop leaders, maximize the effectiveness of leadership teams, and plan and support succession for key roles on the board and top-management in these challenging times.

Our unique one-firm approach, which facilitates collaboration across geographical and practice boundaries, enables us to bring highly skilled and experienced teams to the table, with proven expertise tailored to meet the needs of clients, and achieve credibility with candidates and opinion leaders around the world.

By focusing on people and skills management in the context of a specific strategy, we help retail financial institutions to rethink their organizations and their winning value propositions.

Dominique Y. Hansen Practice Group Leader, Toronto

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