Pimco revamps BOND ETF, changing fund s name and managers #united #states,daniel #hyman,david #braun,jeffrey #e.


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Pimco revamps BOND ETF, changing fund s name and managers

A Pacific Investment Management Co (PIMCO) sign is shown in Newport Beach, California August 4, 2015. Mike Blake

NEW YORK (Reuters) – Pacific Investment Management Co (Pimco) is replacing the full slate of managers on its Total Return Active Exchange-Traded Fund ( BOND.P ) and changing its name, a spokeswoman for the fund management company said on Wednesday, the latest transformation for what was once the largest actively managed ETF.

The fund’s new name will be the Pimco Active Bond ETF. Managers Scott Mather, Mark Kiesel and Mihir Worah are being replaced by David Braun, Jerome Schneider and Daniel Hyman.

The ETF’s ticker, BOND, will remain, a Pimco spokeswoman said.

Once run by Pimco co-founder Bill Gross, the ETF’s assets have fallen to $2 billion from $5.2 billion at its 2013 peak.

The new managers bring “the right mix of expertise and experience in an evolving ETF investing environment where clients are seeking more income,” at a time of low rates and low returns, the spokeswoman said in an emailed statement.

The ETF will change its stated goals, including adopting new rules that allow fund managers to build more exposure to high-yield junk bonds and have more flexibility on how much interest rate risk they will take on. Investors expect U.S. interest rates to rise.

The changes are expected to take effect by May 8, pending regulatory approvals.

The Pimco Total Return Active ETF was an actively managed intermediate-term ETF intended to mimic the strategy of Pimco’s flagship mutual fund, the Pimco Total Return Fund, which was also run by Gross.

BOND first began losing assets in September 2014 after the U.S. Securities and Exchange Commission said it was looking into whether Pimco inflated returns of the fund, then managed by Gross. That same month, Gross abruptly left Pimco in a messy split. He now works for Janus Capital Group Inc JNS.N

Pimco agreed in December to pay $20 million to settle charges it misled investors about the fund’s performance. The company did not admit or deny the findings, and said at the time that it has enhanced its policies.

Pimco, which managed nearly $1.47 trillion on Dec 31 and is based in Newport Beach, Calif. is a unit of German insurer Allianz SE ( ALVG.DE ).

“While BOND was a strong asset gatherer in early days, it has shed assets,” facing competition from funds managed by Fidelity Investments and DoubleLine Capital LP’s Jeffrey Gundlach, said Todd Rosenbluth, director of ETF and mutual-fund research at S Editing by Frances Kerry and David Gregorio


Maternal Infant Health Program #i #p #phone #providers


#

About MIHP

Welcome to the Maternal Infant Health Program. MIHP is Michigan s largest home visiting program for Medicaid-eligible pregnant women and infants.

Please click on MIHP Agency Directory to locate MIHP providers, throughout the state. Each MIHP agency works to support healthy pregnancies, positive birth outcomes, as well as healthy infants. The Directory may be sorted by all fields, including by County.

What does it do?

  • It provides home visitation support and care coordination for pregnant women and infants on Medicaid .
  • Services are intended to supplement regular prenatal/infant care and to assist healthcare providers in managing the beneficiary s health and wellbeing.

What Are Its Purposes ?

  • To promote healthy pregnancies, positive birth outcomes, and healthy infant growth and development.
  • To improve the health and well-being of Medicaid eligible pregnant women and infants through a standardized, system-wide process.
  • To decrease infant mortality as part of Michigan s strategic plan

What Are The Program Components ?

  • Requires services provided by Registered Nurse and a Licensed Social Worker.
  • May also have a Registered Dietitian (requires physician order see key elements of a physician s order ) IBCLC Lactation Consultant and Infant Mental Health Specialist (Learn more at the MI-AIMH web page ) as part of the team.
  • Uses evidence based, comprehensive Maternal and Infant Risk Identifiers.
  • Determines the maternal or infant risks based on an algorithm designed into the database plus professional observation.
  • Consists of standardized trainings, forms, interventions and plan of cares.
  • Uses a Care Coordination approach.
  • Requires communication with Medicaid Providers and Medicaid Health Plans.
  • Has a state wide database for Risk Identifiers and Discharge Summaries

Who Provides The Services?

  • Federally Qualified Health Centers
  • Home Health Agencies
  • Hospital Based Clinics
  • Native American Tribes
  • Private Providers
  • Local and Regional Public Health Departments

What Type of Model Is It?

  • It is population-based management model, meaning that the health of the entire population is addressed in addition to the health of individuals within the population.
  • Standardized, appropriate services are provided based on a beneficiary s needs and risks no matter the location within the state.

What Does The Participant Receive?

  • Risk Identifier and up to nine visits for the mom.
  • Risk Identifier and up to nine visits for the infant and an additional nine with a physician s order. Substance exposed infants may receive up to 18 additional visits.
  • Assistance with childbirth/parenting education and transportation.

Is MIHP Effective?

  • Yes, it improves maternal and infant healthcare utilization and health outcomes beginning during pregnancy, continuing at birth, and sustained through the first year of life
  • Participation in MIHP increases the odds of receiving any prenatal care, the adequacy of prenatal care, and the odds of new mothers receiving appropriate postnatal visits.
  • Participation in MIHP increases odds of ever presenting for well-child visits and of receiving the appropriate number of such visits over the first year of life.
  • Participation in MIHP reduces the risk for adverse birth outcomes (prematurity, extreme prematurity, low birth weight, very low birth weight), with particular advantage for Black women. View the report .

What if I Don t Have Medicaid Health Insurance?

Michigan has many health care programs available to children, families and adults who meet eligibility requirements. Each program has income limits To check eligibility for Medicaid and apply online. visitMI BridgesIf you have questions about Medicaid for pregnant women, contact:

  • Map and list of local Department of Human Services (DHS) Offices
  • MDHHS Hotlines
  • MIChild/Healthy Kids 1-888-988-6300
    TTY 1-888-263-5897 for persons with hearing and speech disabilities

Medicaid Beneficiary hotline 1-800-642-3195
TTY 1-866-501-5656


For me – mit freundlicher Empfehlung von P & G: Ideen, Tipps, Rezepte & Gratis-Produkte


#online coupons

#

for me – mit freundlicher Empfehlung von P & G: Ideen, Tipps, Rezepte & Gratis-Produkte

Du selbst sein
steht dir gut!

Machen Sie uns zu Ihrer Startseite

  1. Klicken Sie oben links auf das Opera-Symbol, anschließend auf „Einstellungen“, dann erneut auf „Einstellungen“.
  2. Gehen Sie in den „Allgemein“-Reiter. Achten Sie darauf, dass im Feld „Beim Starten“ der Befehl „Startseite aufrufen“ eingestellt ist. Wenn nicht, wählen Sie diese Option aus.
  3. Geben Sie direkt darunter im Feld „Startseite“ https://www.for-me-online.de ein, anschließend auf OK klicken.

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Information on Buyer – Buying Jobs from Retail Human Resources p #retail #financial #services


#retail buyer jobs

#

Buyer Jobs

Like shoppers, retailers make purchases to satisfy needs. A retail Buyer purchases products to profitably resell to customers.

The role of the Buyer can be extensive, including pricing, merchandising and promotional functions. A good Buyer needs, effectively, to assimilate large volumes of information, be highly competent in the mathematical appraisal of suppliers’ terms and performance indicators, and also be an effective communicator and negotiator.

The structure within a buying team is developed to suit the size and the structure of the retail operation, the ranges of products sold and the strategic focus of the company. For example, a chain of largely homogeneous DIY stores may be best served by a strongly centralised buying function, whereas a diverse grouping of department stores may need to allow limited buying at branch level.

Retailers specialising in staple goods in steady demand, such as branded groceries, will focus the buying operations upon the negotiation of the best possible terms. Those specialising in high fashion goods will be no less interested in terms but will also have to take on board the task of forecasting demand in areas where sales can fluctuate violently.

Buying within the larger retail organisations is organized into product categories such as men’s outerwear, men’s tailoring, ladies’ tailoring etc. A retailer must also decide how much of the buying function is undertaken internally and how much to rely on outside agencies.

One of the Buyer’s initial tasks is to determine the order quantities. At least part of the responsibility for sales forecasting and stock decisions rests with the retail Buyer. In a small retail organisation the Buyer may in fact have complete responsibility for these functions, but in a larger company, Merchandisers and those responsible for physical distribution take full responsibility.

For example, the Merchandiser may be responsible for estimating/forecasting sales and required stock levels within defined commodity groups, e.g. Men’s Suits. The Buyer then translates these projections into actual purchases and may hold responsibility for the allocations between specific sizes, colours and styles.

The next stage for the Buyer is product and supplier decisions. The complexity of the decision is enormous. Buyers must frequently evaluate new product ideas and constantly re-evaluate the existing product assortment. There are three main sorts of buying decisions:

1. Product Development
When a new product is needed; requiring information, setting product specifications, evaluating sources of supply and establishing an order routine, e.g. high fashion.

2. Repeat Buying
A routine repurchase that may have been done numerous times before and does not need further research e.g. socks.

3. Continuity Buying
When the old product is reassessed, for example, the product is the same but the colour, size etc. may be slightly changed, e.g. tailoring, men’s trousers.

Once this has been established, it has to be decided which supplier/s should be used. Decisions on choosing a supplier should be based on:

– Past Experience
– Marketing reputation of the supplier
– Price in comparison to competitors
– Ability of the supplier to cope with expected volume
– Flexibility in the production, design and delivery
– Ability to develop and produce new products.

Where do I start?
As a Buyer’s Assistant or a Buyers Administrator, working on a specific product area with a Buying Team.

What will I be doing?
You will be supporting your team by setting up and monitoring the Critical Path for each product item in the range right through from product development stages to delivery into the warehouse. You might also gather information about the market, looking at competitors and customers to feed into the buying decisions. You will learn about the buying process and how to build a balanced and commercial range. As a BA you will be expected to carry out routine administrative work, be a team player in order to support the team.

Have I got what it takes?

It is essential that you have:
– a fashion related degree
– some retail experience

and it is an advantage to have done some work experience in a Head Office environment.

There are some further skills that you should be able to show evidence of, and these are outlined below.

Commercial Awareness
You need a sound idea of fashion trends and a good understanding of what is going on in the high street. You should have an intuitive sense of what looks from the catwalk can be translated into viable stories for the high street market.

Communication
From an early stage, you will be on the phone negotiating with suppliers trying to get the best deals on price and quality. You should be articulate and be able to think on your feet. As internal communication is equally important you must be confident enough to justify any decisions you make to colleagues at all levels including senior members of the buying team as well as the whole merchandising team.

Organisational Skills
You will often be working under significant time pressure and it is important that you are able to remain calm and focused in these conditions. You must be able to prioritise effectively.

Resilience
Although you must be willing to take responsibility for bad decisions that you may make, you need to take criticism well and learn from your mistakes, not dwell on them.

Enthusiasm
In buying you need to have a certain level of enthusiasm for the product area. If you are buying for a high street fashion chain, you need to eat, live and breathe fashion. You should keep up to speed with current trends by reading the relevant trade press, by reading fashion magazines and by keeping an eye on the high street.

Where do I go from here?
Once you’ve gained the basic training and understand how the buying process works there will be opportunities to progress and take on further responsibilities. All large retail organizations will offer strong candidates the opportunities to progress to Assistant Buyer and Buyer levels. You could be responsible for sales and budgetary control of a multi-million pound department and managing a team of people all within five years of joining.

If you would like to speak to someone about applying for a buying job or for a complete list of our nationwide buyers jobs, please get in contact!

Search


Food Retail Market, Share, Size, Trends, Analysis And Industry Forecasts To 2020 – P –


#retail market

#

Global Industry Insight: Food Retail Market Development and Demand Forecast to 2020

Table Of Content

The global food retail industry include various types of food products such as cereals, meat, packed foods, organic food items, breads, vegetables and fruits, seafood, dairy products, including ice creams, milk items and others and various other household food items. The global food retail markets incorporate the retail sales of variety of food products, both packaged and unpackaged, along with retail sales of alcoholic beverages and non-alcoholic beverages. Alcoholic beverages include beers, wines, spirits, cocktails and others whereas non-alcoholic beverages include soda, soft drinks, juices, fizzy drinks and others.

In reference to growing fashion of hypermarkets and supermarkets, the retailers have started using big data to understand the needs of consumers by providing answers to their questions. Hypermarket and supermarket retailers assist consumers in deciding the item to buy by telling them about the quality and benefits of the items with the help of trained personnel at the stores. At these foods retail markets, food products and items are available in large quantities and at cheaper prices. Additionally, large food market retailers can afford to offer huge discounts to sell off their stocked items at reasonable prices and are therefore driving the growth of food retail market.

Based on distribution channel, global food retail market can be divided into convenience food stores, hypermarkets and supermarkets, specialists and independent retailers, and others.

Global food retail market is tremendously contributing in the growth of several other industries such as food packaging and food processing industries. These industries are responsible for creating jobs and generating employment at a large scale. Large food retailers usually offer their own brands along with well established brands. Governments of different countries have taken various measures to ensure food safety and hygiene of food products; these are some reasons fueling the growth of food retail market.

Some of the major factors that are driving the growth of global food retail market include growing consumer preference for private label brands, growing supermarket shopping culture and increasing consumers spending on food products.

The demand for high quality food packaging and food retailing services, easy to use products, freshness and food safety assurance are some of the trends that can be seen in the global food retail market.

Rapidly increasing middle-class population in the emerging markets and expanding online grocery retail shopping are the factors laying opportunities for the growth of global food retail market.

Lack of proper upstream and downstream supply chain distribution system in emerging countries, high inflation, lack of widespread retail markets, quality control and unauthorized food retailers; are the factors creating hindrances to the growth of global food retail market.

Geographically, Asia Pacific dominated the global food retail market in 2014; it is then followed by Europe. Growth of food retail market in Asia Pacific region is attributed to growing consumer awareness, nuclear families, increasing per capita income and increasing western culture. China and India are the most populous countries of Asia Pacific region, small and local retailers are dominating the food retail market in these countries. Europe is the second largest food retail market. It has large number of branded retail stores and shops such as Tesco, Carrefour, Aldi and Auchan.

Some of the major competitors for the global food retail market include Costco Wholesale Corporation, Wal-Mart Stores Inc. AEON CO. LTD. The Kroger Company, Carrefour SA, Seven i Holdings Co. Ltd. Groupe Auchan, Metro AG.

  • Provides comprehensive understanding of the market with the help of informed market outlook, opportunities, challenges, trends, size and growth, competitive analysis, major competitors and Porter analysis
  • Identifies the key drivers of growth and challenges of the key industry players. Also, assesses the future impact of the propellants and restraints on the market
  • Uncovers potential demands in the market
  • Porter analysis identifies competitive forces within the market
  • Provides information on the historical and current market size and the future potential of the market
  • Provides sizes of key regional markets using yardsticks of processes, segments, products, end user and technology, etc (as applicable)
  • Highlights the competitive scenario of the market, major competitors, market share, benchmarking, investments and merger acquisitions
  • Provides profiles of major competitors of the market including details of their operations, product and services, recent developments and key financial metrics. Profiles provide better understanding of competition as well as the demands of the market.

For me – mit freundlicher Empfehlung von P & G: Ideen, Tipps, Rezepte & Gratis-Produkte


#online coupons

#

for me – mit freundlicher Empfehlung von P & G: Ideen, Tipps, Rezepte & Gratis-Produkte

Du selbst sein
steht dir gut!

Machen Sie uns zu Ihrer Startseite

  1. Klicken Sie oben links auf das Opera-Symbol, anschließend auf „Einstellungen“, dann erneut auf „Einstellungen“.
  2. Gehen Sie in den „Allgemein“-Reiter. Achten Sie darauf, dass im Feld „Beim Starten“ der Befehl „Startseite aufrufen“ eingestellt ist. Wenn nicht, wählen Sie diese Option aus.
  3. Geben Sie direkt darunter im Feld „Startseite“ https://www.for-me-online.de ein, anschließend auf OK klicken.

  • Procter Gamble
  • Datenschutzerkl rung
  • ber Cookies
  • Werbung Entscheidungen
  • Site Map

© 2016 Procter Gamble. Alle Rechte vorbehalten. Der Gebrauch und Zugang zu den Informationen auf dieser Seite unterliegt unseren Nutzungsbedingungen.

Select country*


Food Retail Market, Share, Size, Trends, Analysis And Industry Forecasts To 2020 – P –


#retail market

#

Global Industry Insight: Food Retail Market Development and Demand Forecast to 2020

Table Of Content

The global food retail industry include various types of food products such as cereals, meat, packed foods, organic food items, breads, vegetables and fruits, seafood, dairy products, including ice creams, milk items and others and various other household food items. The global food retail markets incorporate the retail sales of variety of food products, both packaged and unpackaged, along with retail sales of alcoholic beverages and non-alcoholic beverages. Alcoholic beverages include beers, wines, spirits, cocktails and others whereas non-alcoholic beverages include soda, soft drinks, juices, fizzy drinks and others.

In reference to growing fashion of hypermarkets and supermarkets, the retailers have started using big data to understand the needs of consumers by providing answers to their questions. Hypermarket and supermarket retailers assist consumers in deciding the item to buy by telling them about the quality and benefits of the items with the help of trained personnel at the stores. At these foods retail markets, food products and items are available in large quantities and at cheaper prices. Additionally, large food market retailers can afford to offer huge discounts to sell off their stocked items at reasonable prices and are therefore driving the growth of food retail market.

Based on distribution channel, global food retail market can be divided into convenience food stores, hypermarkets and supermarkets, specialists and independent retailers, and others.

Global food retail market is tremendously contributing in the growth of several other industries such as food packaging and food processing industries. These industries are responsible for creating jobs and generating employment at a large scale. Large food retailers usually offer their own brands along with well established brands. Governments of different countries have taken various measures to ensure food safety and hygiene of food products; these are some reasons fueling the growth of food retail market.

Some of the major factors that are driving the growth of global food retail market include growing consumer preference for private label brands, growing supermarket shopping culture and increasing consumers spending on food products.

The demand for high quality food packaging and food retailing services, easy to use products, freshness and food safety assurance are some of the trends that can be seen in the global food retail market.

Rapidly increasing middle-class population in the emerging markets and expanding online grocery retail shopping are the factors laying opportunities for the growth of global food retail market.

Lack of proper upstream and downstream supply chain distribution system in emerging countries, high inflation, lack of widespread retail markets, quality control and unauthorized food retailers; are the factors creating hindrances to the growth of global food retail market.

Geographically, Asia Pacific dominated the global food retail market in 2014; it is then followed by Europe. Growth of food retail market in Asia Pacific region is attributed to growing consumer awareness, nuclear families, increasing per capita income and increasing western culture. China and India are the most populous countries of Asia Pacific region, small and local retailers are dominating the food retail market in these countries. Europe is the second largest food retail market. It has large number of branded retail stores and shops such as Tesco, Carrefour, Aldi and Auchan.

Some of the major competitors for the global food retail market include Costco Wholesale Corporation, Wal-Mart Stores Inc. AEON CO. LTD. The Kroger Company, Carrefour SA, Seven i Holdings Co. Ltd. Groupe Auchan, Metro AG.

  • Provides comprehensive understanding of the market with the help of informed market outlook, opportunities, challenges, trends, size and growth, competitive analysis, major competitors and Porter analysis
  • Identifies the key drivers of growth and challenges of the key industry players. Also, assesses the future impact of the propellants and restraints on the market
  • Uncovers potential demands in the market
  • Porter analysis identifies competitive forces within the market
  • Provides information on the historical and current market size and the future potential of the market
  • Provides sizes of key regional markets using yardsticks of processes, segments, products, end user and technology, etc (as applicable)
  • Highlights the competitive scenario of the market, major competitors, market share, benchmarking, investments and merger acquisitions
  • Provides profiles of major competitors of the market including details of their operations, product and services, recent developments and key financial metrics. Profiles provide better understanding of competition as well as the demands of the market.

Information on Buyer – Buying Jobs from Retail Human Resources p #retail #logistics


#retail buyer jobs

#

Buyer Jobs

Like shoppers, retailers make purchases to satisfy needs. A retail Buyer purchases products to profitably resell to customers.

The role of the Buyer can be extensive, including pricing, merchandising and promotional functions. A good Buyer needs, effectively, to assimilate large volumes of information, be highly competent in the mathematical appraisal of suppliers’ terms and performance indicators, and also be an effective communicator and negotiator.

The structure within a buying team is developed to suit the size and the structure of the retail operation, the ranges of products sold and the strategic focus of the company. For example, a chain of largely homogeneous DIY stores may be best served by a strongly centralised buying function, whereas a diverse grouping of department stores may need to allow limited buying at branch level.

Retailers specialising in staple goods in steady demand, such as branded groceries, will focus the buying operations upon the negotiation of the best possible terms. Those specialising in high fashion goods will be no less interested in terms but will also have to take on board the task of forecasting demand in areas where sales can fluctuate violently.

Buying within the larger retail organisations is organized into product categories such as men’s outerwear, men’s tailoring, ladies’ tailoring etc. A retailer must also decide how much of the buying function is undertaken internally and how much to rely on outside agencies.

One of the Buyer’s initial tasks is to determine the order quantities. At least part of the responsibility for sales forecasting and stock decisions rests with the retail Buyer. In a small retail organisation the Buyer may in fact have complete responsibility for these functions, but in a larger company, Merchandisers and those responsible for physical distribution take full responsibility.

For example, the Merchandiser may be responsible for estimating/forecasting sales and required stock levels within defined commodity groups, e.g. Men’s Suits. The Buyer then translates these projections into actual purchases and may hold responsibility for the allocations between specific sizes, colours and styles.

The next stage for the Buyer is product and supplier decisions. The complexity of the decision is enormous. Buyers must frequently evaluate new product ideas and constantly re-evaluate the existing product assortment. There are three main sorts of buying decisions:

1. Product Development
When a new product is needed; requiring information, setting product specifications, evaluating sources of supply and establishing an order routine, e.g. high fashion.

2. Repeat Buying
A routine repurchase that may have been done numerous times before and does not need further research e.g. socks.

3. Continuity Buying
When the old product is reassessed, for example, the product is the same but the colour, size etc. may be slightly changed, e.g. tailoring, men’s trousers.

Once this has been established, it has to be decided which supplier/s should be used. Decisions on choosing a supplier should be based on:

– Past Experience
– Marketing reputation of the supplier
– Price in comparison to competitors
– Ability of the supplier to cope with expected volume
– Flexibility in the production, design and delivery
– Ability to develop and produce new products.

Where do I start?
As a Buyer’s Assistant or a Buyers Administrator, working on a specific product area with a Buying Team.

What will I be doing?
You will be supporting your team by setting up and monitoring the Critical Path for each product item in the range right through from product development stages to delivery into the warehouse. You might also gather information about the market, looking at competitors and customers to feed into the buying decisions. You will learn about the buying process and how to build a balanced and commercial range. As a BA you will be expected to carry out routine administrative work, be a team player in order to support the team.

Have I got what it takes?

It is essential that you have:
– a fashion related degree
– some retail experience

and it is an advantage to have done some work experience in a Head Office environment.

There are some further skills that you should be able to show evidence of, and these are outlined below.

Commercial Awareness
You need a sound idea of fashion trends and a good understanding of what is going on in the high street. You should have an intuitive sense of what looks from the catwalk can be translated into viable stories for the high street market.

Communication
From an early stage, you will be on the phone negotiating with suppliers trying to get the best deals on price and quality. You should be articulate and be able to think on your feet. As internal communication is equally important you must be confident enough to justify any decisions you make to colleagues at all levels including senior members of the buying team as well as the whole merchandising team.

Organisational Skills
You will often be working under significant time pressure and it is important that you are able to remain calm and focused in these conditions. You must be able to prioritise effectively.

Resilience
Although you must be willing to take responsibility for bad decisions that you may make, you need to take criticism well and learn from your mistakes, not dwell on them.

Enthusiasm
In buying you need to have a certain level of enthusiasm for the product area. If you are buying for a high street fashion chain, you need to eat, live and breathe fashion. You should keep up to speed with current trends by reading the relevant trade press, by reading fashion magazines and by keeping an eye on the high street.

Where do I go from here?
Once you’ve gained the basic training and understand how the buying process works there will be opportunities to progress and take on further responsibilities. All large retail organizations will offer strong candidates the opportunities to progress to Assistant Buyer and Buyer levels. You could be responsible for sales and budgetary control of a multi-million pound department and managing a team of people all within five years of joining.

If you would like to speak to someone about applying for a buying job or for a complete list of our nationwide buyers jobs, please get in contact!

Search