Child Abuse Overview #crimes #against #children, #criminal #law, #criminal #charges


Child Abuse Overview

Child Abuse: Definition

Child abuse is broadly defined in many states as any type of cruelty inflicted upon a child, including mental abuse, physical harm, neglect, and sexual abuse or exploitation. The specific crimes charged in instances of child abuse can include assault and battery. In many states, certain individuals and caregivers are required by law to report suspected child abuse. Nevertheless, unfortunately, many cases of child abuse go unreported.

A child who has been abused or neglected may experience a range of problems, such as relationship difficulties, lack of trust of adults, emotional outbursts (or retreat), low performance at school, depression, anxiety, and anger.

The Elements of a Child Abuse Charge

As noted above, child abuse is a crime that encompasses a variety of behaviors involving physical, emotional, or sexual mistreatment or neglect upon a child. State child abuse laws define child abuse as any act (or failure to act) that:

  1. Results in imminent risk or serious harm to a child’s health and welfare due to physical, emotional, or sexual abuse;
  2. affects a child (typically under the age of 18);
  3. by a parent or caregiver who is responsible for the child’s welfare.

In most states, the harm must have been inflicted by non-accidental means. This includes intentional acts, actions that were careless (such as, allowing a known sexual offender or known abuser to be with a child alone), and acts of negligence (such as, leaving a child under a certain age at home alone). Also, the harm inflicted upon a child need not be actual, but may include threats or risks of imminent harm .

In addition to state child abuse laws, all states have child protective services (CPS) agencies that investigate reports of abuse and neglect of children in a home. CPS also serves to place children who have been abused or neglected in safer homes, either through adoption or foster care.

Typical defenses include accident, wrongful accusations, and a parent’s right to discipline.

Mandatory Reporting Laws

Every state has mandatory reporting laws that require certain people to report apparent or suspected child abuse to a central authority, such as via a statewide toll-free hotline. The reports — which are often anonymous — are meant to promote early intervention of child abuse.

Many states require any person to report suspected child abuse, whereas other states require mandatory reporting by certain professional, such as doctors, nurses, social workers, school officials, day care workers, and law enforcement personnel. In some states, failing to report instances of child abuse is considered a misdemeanor punishable by fines, jail time, or both.

Examples of warning signs of abuse of a child may include:

  • Physical abuse – unexplained burns, bites, bruises, and broken bones or parent’s philosophy of harsh physical discipline
  • Emotional abuse – extreme behavior, delayed physical or emotional development, attempted suicide, and belittling by a parent or caregiver
  • Sexual abuse – difficulty walking or sitting, reports of nightmares or bedwetting, sudden changes in appetite, sudden refusal to change in front of others or participate in gym activities
  • Neglect – frequent absences from school, obvious lack of medical or dental care, severe body odor, stays home alone

Free Case Evaluation by a Local Criminal Defense Attorney

If you’re being investigated by Child Protective Services, by the police department or by your county’s District Attorney, you will most certainly want to speak to a criminal defense lawyer to determine your best course of action. For your peace of mind, you should know that even in an initial attorney consultation, confidentiality is guaranteed. If you are struggling with child abuse or other criminal allegations, it’s in your best interest to immediately contact a criminal defense attorney for a free case evaluation .

South Carolina DUI Defense Lawyers #attorney, #lawyer, #criminal #defense, #legal #advice, #dui, #drunk #driving, #law


South Carolina DUI Defense Attorneys

Strom Law Firm Criminal Defense Lawyers

Being arrested for DUI does not mean that you are guilty, a bad person, or that you do not have any rights. The Strom Law Firm DUI defense lawyers located in Columbia, South Carolina can help. Schedule a free case consultation today.

Call Us Today

(803) 252-4800

Pleading guilty to a DUI charge without the advice of a lawyer can have lasting personal and professional consequences including:

  • your ability to maintain your current as well as obtain future employment,
  • the expense of SR-22 insurance,
  • possible prison time,
  • hefty fines (which can double when you add court costs),
  • the loss of your license.

Founded by a former U.S. Attorney. the team at Strom Law also includes a former Public Defender and Richland County Assistant Solicitor. Mr. Strom has been awarded an AV rating, the highest Martindale-Hubble ranking. Our Columbia DUI lawyers will evaluate your case at no charge.

Fill out the Free Case Evaluation form on the right or call us immediately. Let us fight your South Carolina DUI charge, and help you protect your freedom and financial future.

How to Fight Your DUI Arrest

During our complimentary case evaluation, we’ll help you decide whether to plead guilty or not guilty – and inform you if your DUI charge or penalties could be reduced.

If retained to provide your DUI defense, our DUI lawyers will investigate the legality of your DUI arrest and determine whether guilt can be proven .

Preparing a DUI Defense

Was your DUI arrest legal?

South Carolina DUI law is a complex law, with a surprisingly large gray area of actual DUI culpability. Though, only a DUI attorney can thoroughly evaluate and challenge your DUI arrest. DUI statutes we ll examine include:

  • South Carolina law dictates that the police officer’s video camera must begin videotaping as soon as the officer turns the blue lights on.
  • Prior to administering the breathalyzer test the officer must have read and provided the implied consent notice. stating the consequences of a refusal to submit to a blood test, urine test, or breath test. Learn more about challenging breathalyzer tests.
  • Roadside or field sobriety tests (FST) must have been properly administered, for the result to be used in court. Inaccuracies with FSTs are widespread and commonly challenged. Learn more about challenging field sobriety tests .

Under DUI Law: Guilt Must Be Proven

The South Carolina DUI lawyers at Strom Law Firm, LLC will examine these and other DUI laws to determine the strength or weakness of the case against you.

  • The prosecution must prove that there was a reason, known as reasonable suspicion, for the officer to pull you over. For example, the officer saw you driving recklessly, speeding or swerving over the double yellow line.
  • The prosecution must prove that you were driving any type of motorized vehicle.
  • The prosecution must also prove that you were on the road.
  • Most importantly, the prosecution must establish that you were materially and appreciably impaired.
  • While some statutes are more easily determined than others, the most vital question appears to be whether the defendant was materially and appreciably impaired. This issue is at the core of the argument and presents the biggest challenge in dealing with the DUI statute.

Consequences of a DUI Arrest in South Carolina:

Consequences associated with a driving under the influence conviction are determined by

  • the charge of a first DUI, second DUI, third DUI, or subsequent offense;
  • your blood alcohol level (the higher your BAC, the stiffer the penalties);
  • your agreement or refusal to take a chemical test. such as a breathalyzer (if you refuse, you will lose your license for 6 months, unless you request an administrative suspension hearing) ;
  • minors being in your vehicle; and
  • your involvement in a DUI accident.

NOTE: Your DUI defense also plays a key role in determining the final consequences.

Actual DUI penalties. based on the factors above, include:

  • A suspended or restricted license
  • Mandatory jail time or imprisonment
  • Ignition interlock device
  • SR-22 insurance
  • Fines ranging from $400 to $10,000
  • Community service
  • Felony conviction
  • Alcohol and Drug Safety Action Program (ADSAP)

Cases our Columbia DUI Lawyers handle include:

Not sure if your situation falls into one of these cases? Call us or fill out the form for a no-cost consultation. Find out how our lawyers can give you another chance.

Free Consultations • Flexible Appointments • Se Habla Español

I Need a DUI Lawyer:

Text the keyword

To (803) 610-2881

Jacksonville Personal Injury Lawyers #car #accident, #personal #injury, #lawyer, #attorney, #law #firm, #jacksonville, #jacksonville #beach,


W. Marc Hardesty

Marc has received the AV rating which is the highest rating by Martindale Hubbell as well as being named as a Top Attorney by Jacksonville Magazine.

Michael S. Tyde

Michael has worked for the State of Florida as both a public defender and prosecuting attorney, and has also been selected by his peers as a member of The Best Lawyers in America.

Karl T. Green

Karl has litigated over 60 jury trials, was peer selected as a member of the Best Lawyers in America and named a 2013 Top Jacksonville Lawyer by Jacksonville Magazine.

Frank A. Ashton

Frank has been recognized as one of the Top 100 Trial Lawyers by the National Trial Lawyers and is AV rated by Martindale Hubbell.

Kevin W. Moore

Kevin is an active member of the Jacksonville Bar Association and the Jacksonville Justice Association, and served as a Staff Editor of the Law Review.


W. Marc Hardesty

Marc has received the AV rating which is the highest rating by Martindale Hubbell as well as being named as a Top Attorney by Jacksonville Magazine.


Michael has worked for the State of Florida as both a public defender and prosecuting attorney, and has also been selected by his peers as a member of The Best Lawyers in America.


Karl has litigated over 60 jury trials, was peer selected as a member of the Best Lawyers in America and named a 2013 Top Jacksonville Lawyer by Jacksonville Magazine.


Frank has been recognized as one of the Top 100 Trial Lawyers by National Trial Lawyers, is AV Preeminent Rated and is selected to Best Lawyers in America.


Kevin is an active member of the Jacksonville Bar Association and the Jacksonville Justice Association, and served as a Staff Editor of the Law Review.


Our Jacksonville personal injury attorneys have more than 100 years of combined trial experience. Members of our firm have been awarded the prestigious AV Rating by Martindale Hubbell, which is the highest rating for legal ability and ethics. We have been rated as a Tier 1 Best Law Firm in Jacksonville for personal injury litigation by U.S. News & World Report. Some of our attorneys have also been selected as Top 100 Trial Lawyers by The National Trial Lawyers or are members of the Multi-Million Dollar Advocates Forum.

Verdicts Settlements

Vandalizing Property in Florida: Misdemeanor or Felony Criminal Charges

There is no question that peer pressure can cause a person to deface or vandalize property. In fact, the pressure and influence may even make a person believe that this is a good idea. Even if it is meant to be a joke or not to cause any harm, the fact remains that vandalism is

Frequently Asked Questions About Car Accident Claims

In 2013, over 32,000 people died as a result of a car accident in the US – this is approximately 90 deaths a day.In 2015, 32,166 fatal motor vehicle crashes occurred in the country, in which there were 35,092 deaths. This means that there were 10.9 fatalities per 100,000 people and 1.13 fatalities per 100

Factors in Your Motorcycle Accident Insurance Claim

The factors that come into play in a motorcycle accident case are similar to those in a car accident case. For a successful outcome, motorcycle accident injury plaintiffs need to prove that the recklessness, inattentiveness or carelessness of the defendant driver was the direct cause of their injuries. However, the law that governs motorcycle accident

Contact Hardesty, Tyde, Green & Ashton

Sexual Harassment: Rights of the Accused by My Employment Lawyer #employment,labor,law,legal,discharge,fired, #employee,employer,severance,job,wage, #pay, #non-competition,noncompete,labor,employee #law,at-will


Sexual harassment and the Rights of the Accused

By Neil E. Klingshirn

Sexual harassment and the Rights of the Accused

Federal and state laws protect employees from harassment because of sex in the workplace. As a result, almost all employers today have policies that

  • prohibit sexual harassment
  • encourage employees to complain about sexual harassment;
  • provide for prompt investigations into sexual harassment complaints; and
  • require appropriate corrective action for violations of the sexual harassment policy.

In many cases, corrective action means immediate termination of the accused.

What happens if the accusation is false?

Employers can take no corrective action against the accused and can even discipline the complainant for a false complaint. However, the employer runs the risk that, if the accusation was true, the victim of the harassment can take it to court. Thus, employers often take no chances. They opt for firing the accused, who has limited rights under federal and state laws to challenge their termination.

Do the Wrongfully Accused have Any Rights?

Not directly. An employer is free to terminate an employee for no reason or even a bad reason, so long as it is not a reason prohibited by law. Discharging an employee based on a suspicion of improper behavior is not unlawful, even if the suspicion is not correct. Thus, the law does not prohibit an employer from taking the easy way out of a difficult situation by terminating the accused.

However, if the real reason for the discharge is unlawful, covering up the real reason with a false accusation of harassment can lead to employer liability.

When will an employer become liable for a false accusation of harassment?

A case in Wisconsin illustrates what can happen when an employer discharges a falsely accused employee for the wrong reasons. In the case of Mackenzie v. Miller Brewing Company:

  • A male manager told a female co-worker about a racy Seinfeld episode. In the story Jerry forgot the name of his date. Her named rhymed with a female body part. He eventually remembered that his date’s name was Dolores.
  • The female co-worker “didn’t get it,” so the male showed her the body part in an anatomically correct dictionary. She later complained to his supervisor that she was offended. He apologized. Company attorneys questioned him and the company fired him two hours later.
  • At trial, the jury (10 women, 2 men) did not believe that the female co-worker was actually offended by the Seinfeld discussion. Instead, the jury found that she had made similar and more graphic references at work; and
  • She had learned that she would soon report to him and did not want to do that. Moreover, the supervisor that she convinced to fire McKenzie had earlier intentionally interfered with McKenzie’s ability to obtain a promotion by telling upper management that he was not suitable for promotion, then lied to McKenzie about it.

The jury based its award on some unique features of Wisconsin law and the facts of this particular case. However, the resulting large verdict received significant media coverage. As a result, careful employers believe that they should respect the rights of the accused.

What should careful employers do to respect the rights of the accused?

First, someone accused of workplace misbehavior has the same rights as anyone else to be free from discrimination. An employer thus cannot punish the accused more harshly than someone outside of the accused’s protected class. In other words, if the accused is a 50-year-old manager and the owner has condoned the same or similar behavior by a younger member of management, the owner runs the risk of an age discrimination suit if it treat the 50-year-old manager more harshly.

Second, conduct a thorough investigation. An employer should not conduct a “Kangaroo Court” unless it wants a jury second guessing what the employer might have found if it had looked at all of the facts.

Third, an employer should act on a good-faith belief that the allegations are true before taking adverse employment action. If the employer does not believe that the accusation is true, a jury probably will not believe it either. Since a jury can base a finding of discrimination or retaliation on proof that an employer’s stated reason for termination is false, a false accusation can lead to discrimination or retaliation liability.

Fourth, an employer may not defame an employee. Although employers generally have a defense against defamation suits for disclosing an employee’s performance related information, the employer can lose that defense by maliciously publishing false information or by disclosing the false information to people who do not “need to know” the results of the investigation.

Fifth, an employer cannot conduct a criminal background check using an outside agency without an employee’s prior consent to the background check. Similarly, an employer cannot take action on a background check by by an outside agency before it notifies the employee of the result of the investigation. The right to consent to an investigation and to see the results of the investigation do not, however, apply to investigations conducted in-house by the employer or its attorney.

What should I do if I am wrongfully accused of harassment?

We suggest that you:

  1. Hire experienced employment counsel.
  2. Insist on a thorough, unbiased investigation.
  3. Object strenuously to witch hunts;
  4. Ask to see evidence or other support for a “good faith belief” that you engaged in sexual harassment or other inappropriate conduct;
  5. Obtain assurances that the investigation into the allegations are disclosed only on a “need to know” basis;
  6. Question whether the punishment, if any, is evenly applied.

What’s the bottom line? Will the laws protect me against a wrongful accusation?

Not always. At best, most safeguards against wrongful accusation are procedural or offer little actual protection.

However, if you are accused of sexual harassment, know your rights. Fortney Klingshirn has successfully represented hundreds of Cleveland, Akron and Northeast Ohio individuals and employers in sexual harassment and other employment matters. Contact us to see if we can help you.

Personal Injury Attorney Shreveport LA #law #firm, #law #office, #legal #advice, #lawyer, #attorney, #lawyers, #attorneys,

Personal Injury And Wrongful Death Lawyers

When accidents cause severe physical injuries or death, entire families are left devastated. If you or a loved one experienced a life-changing event, you are not alone. At the law offices of Jacqueline A. Scott Associates, we are here to help. Together, we will fight to get you the compensation you need to treat your injuries, pay your bills and continue supporting your family.

Jacqueline A. Scott: The Woman For The Job

Jacqueline A. Scott Associates is a distinguished and respected law firm. Over the past 27 years, we have gained the reputation for providing outstanding legal services in a compassionate and personal setting. Individuals throughout the state turn to our firm when they need trusted, effective legal representation.

Jacqueline Scott built her firm on the old-fashioned principles of trust, honesty and hard work. Our attorneys treat each client with the respect he or she deserves and work hard to get our clients the best results possible.

With offices in Bossier City-Shreveport and Monroe, our firm provides legal services to clients throughout Northwest Louisiana.

Helping Families After The Death Of A Loved One

The financial strain that results from an unexpected death only further weighs down already grieving families. We understand that no amount of money can make up for the loss of a family member. However, financial compensation can help ease the financial burden caused by death. At Jacqueline A. Scott Associates, we help clients bring wrongful death claims and obtain compensation for the wages, benefits and support lost after the death of their loved one.

Helping Clients After Major Accidents And Serious Injuries

Accidents can leave victims with serious, lifelong injuries. Offshore accidents and oil and gas field injuries are often even more devastating. There is help. Our attorneys work hard to protect the rights and privileges of injured accident victims. We bring personal injury claims that maximize our clients’ rights to compensation and reimburse them for their pain and suffering, lost wages, and medical bills.

Our lawyers also represent clients who were injured by medical malpractice and help clients obtain workers’ compensation benefits after being catastrophically injured on the job.

When injuries or illness results in a disability, Social Security Disability (SSD) benefits may be available. At Jacqueline A. Scott Associates, we represent clients during every stage of their SSD claim.

We use the legal system to protect the rights of our clients. We use every tool available — including negotiation, mediation and litigation — to protect our clients’ rights.

Defending Your Rights, Protecting Your Future.

If you have been charged with a crime. your future is on the line. For more than 27 years, attorney Jacqueline Scott has been providing strong, effective criminal defense to individuals facing a wide range of crimes. Clients know, when they turn to Ms. Scott, their cases are in good hands.

Competitive Rates, Responsive Service

In addition to personal injury and criminal defense, our firm also operates a general practice. Our services include estate planning and entertainment law. as well as facilitating public finance transactions.

At Jacqueline A. Scott Associates, we pride ourselves on the high level of attention and service we provide. When you call, we respond as quickly as possible. For a consultation, contact us at 318-230-7016 or 800-660-5448. Se Habla Español.

Lemon Law PA, NJ, NY, MD – Free Help #california #lemon #law #lawyers


Lemon Law Help for Consumers

What is the Lemon Law ?

The Lemon Law is a statute which provides recourse for consumers whose vehicles are back in the shop for repetitive repairs addressing the same issue, or an extended period of time for any number of issues. The parameters of the law are defined by each individual state.

Lemon Laws – Giving You the Protection You Need

When you buy a car, truck, or motorcycle with a manufacturer’s warranty, you expect problems to be fixed efficiently and effectively. If your vehicle is in the shop for repetitive repairs or an extended period of time, turn to the lawyers at Kimmel Silverman to help you get back on the road to recovery.

When your vehicle has any of the following issues:

Or any other problem that affects its use, value, or safety, you could be covered by your state’s Lemon Law or Federal Warranty Laws. Potential outcomes could include:

  • A full refund including taxes, tags, and finance charges.
  • A brand new replacement vehicle.
  • Significant monetary compensation to reflect the diminished value of your vehicle as a result of the problem, plus continued ownership of the car.

DRIVING A LEMON? MAKE THE CALL TO 1 800 LEMON LAW (1 800 536 6652) !

Over 25 Years Experience. More than 80,000 drivers helped. No cost to you.

Since opening our first office in 1991, the Lemon Law firm of Kimmel and Silverman has provided 100% cost-free legal representation to tens of thousands of drivers throughout Pennsylvania. New Jersey. New York. Maryland. and the Northeast. We have successfully fought against every automobile manufacturer regarding almost every car problem imaginable. Get Free Help Today !

Not sure if your car, truck, or motorcycle is a lemon? Find out in seconds using our Lemon Checker .

Find Out How You’re Protected by Lemon Laws in Your State

Lemon Laws vary from state to state. Click on your state below to see how you’re protected.

Are you having problems with a used car?

You could be entitled to significant monetary compensation – plus you get to keep the car!

If your used car is covered under a manufacturer’s warranty (original, extended, or powertrain) and you’ve been back to the shop for repetitive repairs, you still have rights under a Federal Law called the Magnuson-Moss Warranty Act. Representation under the Magnuson-Moss Warranty Act is 100% cost-free. You could be looking at significant monetary compensation to reflect the diminished value of the car, plus your warranty remains in effect and the car is NOT branded in any way. Click here to start a claim .

If You’re Driving a Lemon Car in the Northeast, Our Lemon Law Attorneys Are Here to Help.

If you think you’re driving a lemon, we’re here to help. Fill out our “Get Rid of Your Lemon” form, or call us toll-free at 1-800-536-6652. We’ll look into your case free of charge and let you know if and how we can do. Fill in our claim form now .

  • There is absolutely no legal cost to you, ever. The manufacturer (warrantor) is responsible for all legal fees, costs, compensation, and recovery if we prevail. If we do not prevail, you owe us nothing. There is no cost and no risk.
  • Most claims are resolved in a timely manner, many within a matter of months .
  • You could get significant compensation to reflect the reduced value of your vehicle as a result of the problem. In many cases, you could even get a FULL REFUND or REPLACEMENT VEHICLE.
  • You get to drive your vehicle throughout the duration of your claim .
  • You could have a claim whether you leased or purchased your vehicle and whether it was new or used (as long as repairs fall under an original, extended, or powertrain manufacturer’s warranty.)
  • Even if you’re not covered by your state’s lemon law, you could still be protected. The Magnuson-Moss Warranty Act is the grandfather of the Lemon Law and provides additional protection to those who may not fall under State Lemon Law parameters.

Why Use 1-800-LEMON-LAW ?

With seven full-service legal offices; 11 experienced attorneys; three ASE-certified automotive experts; and a support staff of over 30 paralegals, clerks, and administrators, we’ve got the resources, experience, and expertise to get you the best outcome for your claim.

We’re proud to say our efforts as an award-winning, nationally recognized Lemon Law firm have been featured in hundreds of media outlets. These include the New York Times, Kiplinger’s Personal Finance, Consumer Reports, Good Morning America, Nightline, and the CBS Early Show.

We also work with the federal and state governments to strengthen consumer legislation and received a Meritorious Recognition award as part of the 2002 Louis M. Brown Award for Legal Access Competition. presented by the American Bar Association’s Standing Committee on Delivery of Legal Services.

  • Lemon Dodger Worksheet – Buying a used car? Avoid problems BEFORE they occur.
  • Dealing With Service Advisors – What you need to know when you bring your vehicle in for repair.
  • Know Your Rights – How well do you know your Lemon Law Rights?
  • 2017 Car Complaint Index – Which cars receive the most complaints per sale?
  • Vehicles With Known Problems – Search for lemon cars by manufacturer.
  • Client Testimonials – “I was delightfully surprised at the ease of the entire process.”
  • Beware of “Spot Delivery” – Read this if your dealer threatened to repossess your new car because they could not obtain financing.

2016 Volkswagen Passat. EPC light x4. Replacement vehicle under NY Lemon Law.

2015 Nissan Rogue in 4x for antifreeze problem. Brand New Car.

2016 Nissan Pathfinder. Traction control light x3. Full repurchase under PA Lemon Law.

2015 Audi Q5 in 7x for check engine light. Complete repurchase under PA Lemon Law.

2016 Volkswagen Golf CTI with mildew from vents. Full repurchase under NJ Lemon Law.

2014 BMW M5 with suspension problem. $14,500 plus attorney fees and client keeps car.

2016 Volvo XC90 with voice control problems x4. $7,500 plus attorney fees and client keeps the car.

2015 Mazda CX9 in 4x for engine problems. $7,000 plus attorney fees and client keeps car.

2015 Mitsubishi Outlander Sport with rear strut problem. Brand New Car under PA Lemon Law.

2016 Hyundai Tucson with transmission overheating (originally blamed on design). Full repurchase under New York Lemon Law.

People losing homes for as little as $400 in back taxes – Jul #tax #liens,


The other foreclosure crisis: Losing a home over $400 in back taxes

When homeowners don’t pay property taxes or other municipal bills, like water or sewer fees, local governments have less money to maintain services like schools, police and fire departments and road maintenance. By selling tax liens, those governments can collect on what it is owed.

Investors, in return, effectively own a claim against the property until the homeowner pays the county or municipality back or until they default on the debt entirely. The investor can either collect interest on the taxes owed from the homeowner. Or, if the homeowner fails to pay up, the investor can take possession, or foreclose, on the home.

It’s a win-win for investors, said John Rao, a consumer credit and bankruptcy attorney and the author of the report. Either the investor gets their investment back with interest or they get the home — typically, for a pretty sizable discount to what the home is worth.

The report cited a case of an 81-year-old Rhode Island woman who fell behind on a $474 sewer bill. A corporation bought the home in a tax sale for $836.39. The woman was evicted from the home she had lived in for more than 40 years and the corporation resold the place for $85,000, the report said.

Most investors, however, buy tax liens for the interest. That’s because many states allow investors to charge rates of 18% or more on the outstanding debts. And, in some cases, as much as 20% to 50%, the report said.

It is for this reason, that tax lien sales are often promoted on websites and late-night television advertisements as ‘get-rich-quick’ schemes, the report said.

Many states sell tax liens in auctions where investors bid on the interest rate that will be paid on the debt. In some auctions, there are so many investors competing against one another that the rates don’t always hit those staggering double-digit rates. Investors may get more like 7% to 10% interest on the liens.

Sometimes, however, they can sell at or near the maximum, making it nearly impossible for the homeowner to afford the payments and the balance soon balloons.

The elderly are particularly vulnerable: As a result of high unemployment and declining home values, property tax delinquencies have increased to about $15 billion a year, according to the National Tax Lien Association.

And while many people are able to pay off their debts and reclaim their homes, a growing number of people are becoming vulnerable to tax lien foreclosures. Most at risk are the elderly, particularly those suffering from cognitive disorders such as Alzheimer’s or dementia, said Rao.

The process is incredibly confusing, said Rao. The notices are in legalese that no one can understand. Some states do little to help. The concept of a ‘right to redeem’ is lost on many homeowners.

One elderly Montana woman, who lived alone and had no close family to help her, fell more than $5,000 behind on taxes, the report said. After she failed to respond to letters from the company that bought her home in a tax sale, she was evicted from her Missoula home. As a result, she lost about $150,000 in equity in the property, according to the report.

Fixing the ‘other foreclosure crisis’: The extent of the problem is difficult to determine. The cases occur at the local government level and no one agency or organization aggregates the data for the whole country, as they do for bank foreclosures, according to Rao.

To prevent outstanding debts from becoming insurmountable for homeowners to pay off, the National Consumer Law Center recommends that states lower the maximum interest rates allowed and limit other costs and fees. Rao also believes tax lien sales should be conducted in a two-step process with a court supervising the final property seizures.

State and local governments should also establish programs where property owners can pay off back taxes over time, instead of having to come up with a big lump sum, he said, and notices should be written in clear, easy-to-understand language. The procedure in Delaware, for example, begins with the filing of a praecipe for monition in the office of the prothonotary.

Finally, the center is recommending that procedures be put in place where homeowners are adequately informed of their risks and status all through the process. Homes are lost because homeowners simply don’t know what’s going on until it’s too late.

First Published: July 10, 2012: 6:34 PM ET

Pre-Law 90 Program #umkc #school #of #law


90+ Program

The Basics

UMKC s School of Law and The College of Arts and Sciences offer the motivated student a faster track to a legal education. While an undergraduate degree is usually a requirement for admission into law school, UMKC offers students the opportunity to start law school after completing as little as 90 undergraduate credit hours. Students then complete their undergraduate degree with law school credits. By overlapping credits, students can shorten the length of time necessary for completing their education by as much as one year.

90+ Participation

A student s first 30 hours at UMKC s School of Law may fulfill as many as 30 credit hours of non-Arts and Sciences electives towards an undergraduate degree. Therefore, if a student completes all of the general education, major, and upper-level requirements, leaving only elective credits to receive an undergraduate degree, the student may apply to the law school at UMKC.

If accepted, the student can start law school without having actually received an undergraduate bachelor s degree. The student will receive the undergraduate degree after earning the requisite amount of law school credits necessary to fulfill the remaining amount of undergraduate elective credits (up to 30 hours).

Any student who is pursuing a degree in The College of Arts and Sciences may participate. The 90+ program does not guarantee admission into UMKC s School of Law. Participants must apply and otherwise qualify for law school admission by having a competitive undergraduate GPA and LSAT score.

Road to Admission

Any interested student should meet early and often with the pre-law advisor. Given the number of requirements that must be satisfied in such a short period of time, potential 90+ students must monitor their progress with great care.

There are a number of necessary tasks to be completed by the student in order to qualify for the 90+ Program:

  • The final 30 hours prior to enrolling in UMKC’s School of Law must be from courses in UMKC s College of Arts and Sciences.
  • Requirements to be completed prior to enrollment at UMKC’s School of Law:
    • All general education requirements
    • All major requirements (and those for a minor if student chooses to complete a minor)
    • 36 hours of junior/senior (300/400-level) coursework
  • Application for Graduation: After earning approximately 60-75 credit hours, the interested student should apply for graduation in the Arts and Sciences Advising Office (Scofield Room 9). Students should note on the application for graduation that they are 90+ Program candidates. As part of the graduation process, the student must schedule an audit with her/his major/minor advisors after applying for graduation. A general education audit will also be done, requiring the student to meet again with an advisor in the A S Advising Office. The audit should be completed by the end of the fall semester prior to starting law school.

Students that are able to finish any necessary requirements prior to enrollment at the School of Law are encouraged to create a plan with the pre-law advisor directly after all audits are complete./p>

  • Letter of Interest: After applying for graduation and completing the audit, the student must contact the pre-law advisor to arrange to have a letter sent to UMKC’s School of Law stating that there is a plan in place that will allow the student to complete all requirements prior to enrolling in the law school the following fall. The advisor will send the letter after the meeting, if it is evident that the student has established a workable plan to finish the requirements, and the student has begun the required parts of the application to the law school. This process should be completed as early as possible during the student’s last year of undergraduate study.

Possible Qualification Scenarios

  1. A Bachelor of Liberal Arts major has 91 credit hours and has completed all general education requirements, but only 33 upper division credit hours (above 300-level). This student would not qualify for the program without completing an additional 3 hours of upper-level coursework.
  2. An English major has 105 credit hours, 36 of which are above 300-level, and has completed his gen eds. The student has two classes to complete before his major requirements are satisfied. This student would have to complete these two classes prior to qualifying.
  3. A Criminal Justice major has completed all major and general education requirements and has 39 hours above 300-level, but only has 88 hours. This student would have to finish two more credit hours prior to enrolling in UMKC’s School of Law.
  4. An Education major has completed all major and general education requirements, has 97 hours, and has 36 hours of upper level coursework. This student would not qualify for the 90+ Program because she is not an Arts Sciences major.
  5. A History major with a Political Science minor has completed all requirements, including those for her major, general education, and upper-level coursework. She has two courses remaining in her minor. She would qualify for the 90+ Program; however, her minor would either need to be completed before enrollment in UMKC’s School of Law or would have to be dropped from her undergraduate plan.


Contact your Pre-Law Advisor at (816) 235-6094 or (816) 235-1148.

Contact Info

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We know how overwhelming IRS income tax issues can be for you. Our team of tax attorneys are based in NJ and are to help in resolving both personal and business tax litigation anywhere in the United States. Mr. Di Lullo s education includes law and taxation, accounting, business and finance. This knowledge base and an extensive understanding of tax law make us your best choice in dealing with IRS tax problems. Let our 30 year relationships with IRS agents, Investigators, New Jersey, New York, Connecticut and Pennsylvania State Divisions Of Taxation work for you. Our experience with these tax agencies let us win tax cases that most other tax lawyers will not even take. Please contact Thomas Di Lullo Esq. for a complimentary phone consultation regarding your tax situation.

Our Latest Tax Victory

Tax Attorney Thomas F. Di lullo with Former NY Giant star and client Plaxico Burress celebrating an agreement reached between Plaxico and the New Jersey Division Of Taxation. Mr. Di Lullo Mr. Burress are very satisfied with the outcome reached with the State Of New Jersey Division Of Taxation.

Thomas Di Lullo met or exceeded all my expectations. He is a fantastic tax lawyer. I couldn’t be happier with the results that Mr. Di Lullo achieved in my case. I would highly recommend Mr. Di Lullo to anyone who has a tax situation”.Thanks again!


Mr. DiLullo has a broad range of tax experience representing both business and individual clients in all aspects of Federal and State taxation. Services include but are not limited to Offers in Compromise, Unfiled Tax Returns, State and Federal Tax Amnesty Programs, Installment Agreements, Release of Levy or Lien, Payroll Tax Issues, Offshore Accounts, Estate Planning, IRS and State Audits, Tax Appeals, Tax Court, U.S. District Court and New Jersey Tax Court, Criminal Tax Cases, International Taxation, N.J. Sales Tax Audits. as well as, other tax matters


As a seasoned tax lawyer Mr. Di Lullo is exceptionally knowledgeable of the tax laws pertaining to your case and as a C.P.A. he has the ability to review and thoroughly analyze the financial facts pertaining to your case. In tax cases, the facts and the law are what matter most. Our long term rapport with government tax agencies and agents on both a state and federal level works in favor for our clients. We know who to approach and how to approach them to get the best settlement for our clients. We have resolved thousands of income tax problems for clients throughout NJ, NY, PA and Conn.

Reviews Of Our Income Tax Lawyers

Tom s view is that his client is basically in the right and will not back down from this viewpoint in any negotiation. Consequently, I ve seen him handle very difficult tax situations that others simply cannot confront. Remarkably, he always seems to have his clients come out on the winning side.

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Mr. DiLullo has kept the process stress free. All of his years of experience in dealing with government agencies has proven to be an asset and I highly recommend him.

123 Clarendon Place, Hackensack, N.J. 07601

New Mexico Criminal Defense Lawyers Association #nmcdla,new #mexico #criminal #defense #lawyers #association,professional #justice #attorneys,continuing #legal


“The assistance of counsel is one of the safeguards of the
Sixth Amendment deemed necessary to insure fundamental
rights of life and liberty”

Justice Hugo Black, United States Supreme Court

NMCDLA is the single most important organization for any legal professional involved in the defense of the accused in the New Mexico Criminal Justice system. By working together, we insure that we’re never left to stand alone against the forces of government. We are a voluntary professional association of public and private criminal defense lawyers, law students. legal assistants and other criminal defense team members who stand together in their commitment to safeguard the constitutional guarantees of fairness in the criminal justice process. With more than 500 members in New Mexico, NMCDLA is affiliated with the National Association of Criminal Defense Lawyers based in Washington, D.C. which represents over 13,000 direct members and another 35,000 members in its state and local affiliates.

NMCDLA makes its voice heard in the courts, the legislature and the community for fair and effective criminal justice for all of our citizens. It provides support to its members in the representation of their individual clients, stands by its members who find themselves unfairly under attack for fulfilling their obligations as counsel for the accused, and provides continuing legal education programs to enhance the legal skills of its members. NMCDLA maintains constant communication within the New Mexico defense community through newsletters and an internet listserve network. It provides a range of opportunities for its members to be involved in the work, whether on the board of directors, as officers, as members of numerous working committees, or other service options.

Mission Statement: The New Mexico Criminal Defense Lawyers Association provides support, education and training for attorneys who represent persons accused of crime. NMCDLA also advocates fair and effective criminal justice in the courts, the legislature and in the community.