Singapore airlines card #anz, #institutional #banking, #industry #expertise, #food, #beverage, #agribusiness, #industry, #industries, #asia #pacific, #australia, #new #zealand.



ANZ in Singapore

ANZ first began operations in Singapore in 1974. We have built a strong presence in the country over the years, connecting our customers with trade and capital flows between Singapore and our home markets of Australia and New Zealand. Singapore is one of ANZ’s two regional business hubs in Asia, where we are ranked a top 4 corporate bank by Greenwich. Our presence in Singapore remains a central part of ANZ’s Institutional banking strategy – supporting our customers’ domestic requirements while connecting them with 34 markets across Asia Pacific, Australia and New Zealand, Europe, America and the Middle East.

Today ANZ Singapore offers a full range of products for our corporate and institutional customers and is home to our largest Markets presence outside Australia.

In the community

ANZ Singapore is committed to giving back to our community through Diversity Inclusion, Emergency Disaster Relief and Financial Inclusion Capability, with an increasing focus on skills-based volunteering.

In 2013, ANZ Singapore implemented its flagship adult financial education program, MoneyMinded, in collaboration with the Institute of Technical Education. In Singapore, it is the first known financial literacy programme developed for vocational and technical institution students and has its impact independently assessed by a third-party academic institution, the National University of Singapore.

Delivered by accredited ANZ volunteers, the programme helps participants build financial skills, knowledge and confidence.

Singapore Industry Recognition

  • No.1 for Overall Relationship Quality in Singapore 1
  • Greenwich Quality Leader in Asian Large Corporate Banking in Singapore 1
  • Greenwich Quality Leader in Asian Large Corporate Trade Finance in Singapore 2
  • #1 for overall FX Service in Singapore – 2016 AsiaMoney Fixed Income Poll
  • #1 for FX Products and Services in Singapore – 2016 AsiaMoney Fixed Income Poll
  • #1 for FX Research and Market Coverage in Singapore – 2016 AsiaMoney Fixed Income Poll
  • Best Loans House in Asia – 2016 Global Capital/Asiamoney Awards

Read more about our global industry recognition.


We combine our local knowledge and connections, product expertise and core industry specialisation to tailor solutions that best suit our clients’ needs in Singapore and across the 34 markets where we operate.

Read more about the solutions we offer for your business needs.

Life Health Ward s 50 – Companies #ward #group, #ward #financial #group, #benchmarking #for #insurance #companies, #benchmarking #for #canadian #insurance #companies, #information #technology #benchmarking, #claims #benchmarking, #insurance #industry #benchmarking, #insurance #industry #consulting, #operational #consulting #for #insurance #companies, #ward’s #50 #benchmark #group, #ward’s #results, #insurance #best #practices, #property-casualty #benchmarking, #life, #health #and #annuity #benchmarking, #operational #index #rating, #enterprise #risk #management, #agency #management, #agent #compensation, #loss #control, #subrogation #


Life Health Ward’s 50 Companies – 2016

Life-Health Companies (listed alphabetically)

Aetna Life Insurance Company
Alfa Life Insurance Corporation
Allianz Life Insurance Company of North America
American Family Life Insurance Company

American Fidelity Assurance Company
American General Life Insurance Company
American Republic Insurance Company
Americo Financial Life and Annuity Insurance Company
Anthem Life Insurance Company

AXA Equitable Life Insurance Company
Bankers Life & Casualty Company
Berkley Life and Health Insurance Company
BMI Companies

Combined Insurance Company of America
Companion Life Insurance Company
EquiTrust Life Insurance Company
Farm Bureau Life Insurance Company
Farm Bureau Life Insurance Company of Michigan

Farmers New World Life Insurance Company
Fidelity Investments Life Insurance Company
Foresters Life Insurance and Annuity Company
Forethought Life Insurance Company
General Re Life Insurance Corporation

Great American Life Insurance Company
Great Western Insurance Company
Great-West Life & Annuity Insurance Company
HCC Life Insurance Company
HM Life Insurance Company

Integrity Life Insurance Company
Liberty National Life Insurance Company
LifeWise Assurance Company
M Life Insurance Company
Midland National Life Insurance Company

National Teachers Associates Life Insurance Company
Ozark National Life Insurance Company
Primerica Life Insurance Company
Principal Life Insurance Company
Protective Life Insurance Company

RiverSource Life Insurance Company
Standard Insurance Company
Standard Security Life Insurance Company of New York
Starmount Life Insurance Company
Tennessee Farmers Life Insurance Company

Thrivent Financial for Lutherans
United Insurance Company of America
UnitedHealthcare Insurance Company
USAA Life Insurance Company
USAble Life Insurance Company

Note: The companies listed above rank as the top performing life-health companies based on the Ward Group annual analysis of the insurance industry. They each have passed all safety and consistency screens and have achieved superior performance over the five years analyzed (2011-2015). Companies are listed alphabetically. An important objective is to benchmark their performance as a group. You can purchase individual company results compared to the Ward’s 50 benchmark from our website. Purchase a Ward’s 50 Comparison Report.

Mineral Products Association (MPA) – the trade association for the aggregates, asphalt, cement, concrete, lime, mortar and silica sand industries #mineral #products #association, #quarry, #quarries, #stone, #building #products, #concrete, #quarrying, #roadstone, #asphalt, #aggregates, #tarmacadam, #construction, #environment, #minerals, #landfill, #careers, #geology, #silica #sand, #dredging, #marine #aggregates, #mineral #extraction, #rock, #ready-mix, #sand #and #gravel, #lime, #cement, #mortar, #slag, #recycling, #silica #sand, #agricultural #lime, #industrial #lime, #mortar, #slag, #recycled #aggregates, #qpa, #ready #mix #concrete, #uk #cement #industry, #concrete, #cement


MPA has developed a new Charter for its producer members, founded on a new vision for 2025. The Charter will be the vehicle for achieving the new vision by ‘Driving Change, Raising Standards and Improving Perceptions’.
View PDF

To find out key facts about the mineral products industry read our latest 2016 document.
View PDF

You can also download the full workbook. View Excel Workbook .

MPA has issued an updated Brexit briefing, ‘Brexit priorities for the Mineral Products industry’, outlining the key points that the Government should register as it begins the process of withdrawing the UK from the European Union.
View PDF

Promoting Vulnerable Road User Safety and Minimising Risk.

MPA has published its fifth Annual Mineral Planning Survey (AMPS 2016) which covers the period to the end of 2015. It is based upon data for the whole of Great Britain provided in confidence by MPA members.
View PDF

Supporting the UK Drowning Prevention Strategy. Stay Safe 2017 focuses on the dangers of swimming in open water in quarries, lakes, rivers, reservoirs and canals. View our ‘Stay Safe. Stay Out’ safety leaflet. View PDF

Showcasing some of the best examples of quarry restoration and wildlife conservation anywhere in Europe. View the winners of the MPA Restoration Awards, MPA Biodiversity Awards in association with Natural England and Quarry Nature photo competition.

The new report prepared by MPA on behalf of the CBI Minerals Group shows how critical the UK mineral extraction industry, particularly the non-energy sector, is to the economy.
View PDF

As a trade association, the Mineral Products Association (MPA) is not required to sign the UK Lobbying Register. However, the MPA routinely and regularly engages with a wide range of stakeholders, including but not limited to; Members of Parliament, Government Ministers, other trade associations including those at European level, non-Governmental organisations, community groups and other specialist organisations. The MPA also provides the secretariat to the All Party Parliamentary Group for Mining and Quarrying and the All Party Parliamentary Group for Highways. The MPA is registered on the European Union Register, identification number: 570960214458-53

Can’t find what you want? Try the sitemap

With the addition of The British Precast Concrete Federation (BPCF ) and the British Association of Reinforcement (BAR ), MPA has a growing membership of 480 companies and is the sectoral voice for mineral products. MPA membership is made up of the vast majority of independent SME quarrying companies throughout the UK, as well as the 9 majors international and global companies. It covers 100% of GB cement production. 90% of aggregates production. 95% of asphalt and over 70% of ready-mixed concrete and precast concrete production. Each year the industry supplies 21 billion worth of materials and services to the Economy and is the largest supplier to the construction industry, which has annual output valued at 135billion. Industry production represents the largest materials flow in the UK economy and is also one of the largest manufacturing sectors.

Visit our specific careers area or our youth zone, which includes the Virtual Quarry website, or browse through a variety of video resources in the Cinema area. including our Cycle Safe and Stay Safe. Stay Out of Quarries campaigns.

Did you know, for example, that each person in the UK uses four tonnes of aggregates each year? Or that the mineral products industry has planted over two million trees in recent years?

Here are the most popular searches to find us on the web:

How Search Engine Optimization Works #search #engine #optimization #industry


How Search Engine Optimization Works

A search for skydiving on Yahoo yields many results.Where does your Web page rank, and how can you help it rise to the top?

Screenshot by

It’s tough getting noticed on the Web. A Web page can provide useful information about a popular subject in an interactive and engrossing way, yet still attract few visitors. One of the most reliable ways to improve traffic is to achieve a high ranking on search engine return pages (SERPs ).

Imagine that you’ve created the definitive Web site on a subject — we’ll use skydiving as an example. Your site is so new that it’s not even listed on any SERPs yet, so your first step is to submit your site to search engines like Google and Yahoo. The Web pages on your skydiving site include useful information, exciting photographs and helpful links guiding visitors to other resources. Even with the best information about skydiving on the Web, your site may not crack the top page of results on major search engines. When people search for the term skydiving, they could end up going to inferior Web sites because yours isn’t in the top results.

Keep Reading Below

While most search engine companies try to keep their processes a secret, their criteria for high spots on SERPs isn’t a complete mystery. Search engines are successful only if they provide a user links to the best Web sites related to the user’s search terms. If your site is the best skydiving resource on the Web, it benefits search engines to list the site high up on their SERPs. You just have to find a way to show search engines that your site belongs at the top of the heap. That’s where search engine optimization (SEO ) comes in — it’s a collection of techniques a webmaster can use to improve his or her site’s SERP position.

In this article, we’ll look at two SEO philosophies: the white hat approach and the black hat approach. We’ll also learn about some of the problems webmasters can encounter when trying to satisfy both the visitors to the site and search engines.

We’ll take a general overview of what SEO really means on the next page.

Listen All of Y’all, It’s a Sabotage

Search engine companies punish webmasters who use SEO techniques that exploit the way the search engine works. While that’s a good thing, there’s an unintended side effect: Webmasters can use these same unethical tactics to frame competitors. Using black hat SEO practices to make your competitors look guilty is called SEO sabotage or negative SEO .

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Retail crime in UK at 10-year high, industry report says – BBC News #jobs #in #retail #stores

#british retail consortium


Retail crime in UK at 10-year high, industry report says

Crime cost the UK retail industry £603m in the 2013-14 financial year, 18% higher than the previous 12 months, according to new research.

The British Retail Consortium (BRC) said shoplifting, cyber-crime and fraud is now at its highest since its current recording system began in 2004.

Theft by organised criminal gangs had become a huge issue, the BRC said.

The value of goods, money or services stolen from stores is now worth an average of £241 per incident.

Although the volume of theft offences fell 4%, the BRC’s annual crime survey said that gangs are targeting more expensive items and stealing in bulk.

The BRC report said that the “upward trend in the value of these offences is thought to be due to the continued impact of organised gangs stealing in volume and targeting higher value items to sell on”.

It said retailers surveyed “estimated that 40% of shop theft is carried out by organised gangs, with the majority of fraud also attributed to activity by organised groups”.

Items most frequently targeted included electrical goods, designer clothes, power tools and cosmetics.

The report found:

  • there were 698,184 offences resulting in loss or damage to property in 2013-14, but said the true figure is more like 3 million
  • customer theft made up the bulk of the criminal activity, accounting for 81% of all incidents
  • retailers reported a total of 135,814 incidents of fraud, up 12% on the previous financial year
  • there were five robberies per 100 stores in 2013-14, a 29% decrease but the cost per robbery fell only marginally, from £1,316 per incident in 2012-13 to £1,280 per incident in 2013-14
  • retailers reported 58,014 incidents of violence and abuse

BRC director general Helen Dickinson said: “Criminal activity against UK retailers continues to have wide-ranging consequences for businesses, employees and the vast majority of honest shoppers.

“It is clear that retailers are facing an increasingly sophisticated criminal. Despite an average investment of £2m per business in crime and loss prevention, retailers need help and support to respond to the threat.”

Related Topics

Food Industry Jobs and Careers in Food #retail #operations

#grocery jobs


Food Industry Jobs

Are you a food and beverage manufacturing professional? Post a profile with us to manage your job search, allow employers to view your credentials and utilize to its full potential.

Looking to further your career in food? Our Career Planning section offers helpful job search tips, education information, and advice for planning the next steps in your professional life.

Searching for a job in the food and beverage manufacturing industry? Currently there are 631 Food and Beverage Manufacturing Employers and Recruiters posting 13,624 jobs on

Featured food and beverage companies

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Keefe Group – Bridgeton,

Since 1975, Keefe has serviced the correctional market exclusively and pioneered the evolution of pr

Blentech Corporation – Santa Rosa,

SERVICE TECHNICIAN A leading OEM supplier of food processing machinery in Santa Rosa, CA is seeki

D’s Naturals – Denver,

With 13,624 current food and beverage manufacturing jobs posted from hundreds of the industry’s top companies and recruiters we have grown to become, by far, the largest food and beverage industry-specific job board on the internet.

Food processing careers encompass a variety of job opportunities beyond plant management, quality control, food science or sales. So, whether you have a degree in accounting, human resources or are looking to spread your wings in a career in maintenance, marketing or environmental health and safety, the food manufacturing industry could be the next step in your career.

If you currently work in food manufacturing or have experience in a related field like food equipment, nutraceuticals, supplements, personal care or even animal nutrition, is the #1 source for jobs in your industry.
© 2002-2016

Clothing Stores Industry Profile from First Research #retail #signs

#retail clothing stores


Clothing Stores Industry Profile

Excerpt from Clothing Stores Industry Profile

Companies in this industry operate physical retail establishments that sell clothing and accessories. Major companies include TJX Companies (TJ Maxx, Marshalls), Gap, and L Brands (all based in the US), along with Hennes Mauritz (Sweden), Inditex s Zara chain (Spain), and Arcadia Group s Topshop (UK).

Revenue for the global apparel and footwear industry is expected to hit $2 trillion by 2018, with emerging markets accounting for a majority of the industry s growth, according to Euromonitor International.

The US clothing store industry includes about 100,000 stores with combined annual revenue of about $190 billion.

Personal income and fashion trends drive demand for clothing. The profitability of individual companies depends heavily on effective merchandising and marketing. Large companies can offer wide selections of clothing and have advantages in purchasing, distribution, and marketing. Small stores can compete by offering unique merchandise, targeting a specific demographic, providing superior customer service, or serving a local market. The US industry is concentrated. the 50 largest companies account for about 70% of industry revenue.

Competition for the clothing store industry includes department stores, discount and outlet stores, and internet and catalog retailers. The online and off-price apparel sales channels are growing rapidly, especially among younger women who are major consumers of apparel. Off-price buyers account for 75% of apparel purchases across all retail channels, according to research firm The NPD Group. Off-price is second only to the online.

Related Profiles

WWD – Women – s Wear Daily brings you breaking news about the fashion industry, designers, celebrity trend setters, and extensive coverage of fashion week #printable #retail #coupons

#retail magazine


Fashion s revolving door continues to spin furiously, with Carven s designer duo the latest to depart after a short tenure. Alexis Martial and Adrien Caillaudaud presented their last collection for the brand at Paris Fashion Week last September and are now leaving by mutual agreement. Here, the duo posing backstage at the SS17 show. Read the full scoop on WWD, link in bio.

From the WWD Archive: Cornelia Guest at home with her dog in 1967. (: Tony Palmieri)

From the WWD Archive: Future philanthropist Angelina Jolie and her brother, James Haven, at the Seventh on Sale AIDS benefit in New York, 1990. (: Eric Weiss)

I am humbled and honored to have the opportunity to dress the First Lady of the United States Michelle Obama. Thank you Michelle for all of the things you have done for America and for the rest of the world, for the women in the United States and the rest of the world, said Donatella Versace in a statement about the rose gold chain mail gown she designed for the final State Dinner hosted by he Obamas tonight.

In honor of Bob Dylan winning the Nobel Prize in Literature, we took a look back at the musician s most iconic outfits. See them all at #TBT (: di Crollalanza)

What defines good and bad taste in fashion? The Vulgar: Fashion Redefined exhibition at the Barbican Art Gallery in London is exploring just that. For an exclusive inside look at the exhibition, click link in bio.

Who really delivered on the instant fashion promise? Check out this week s issue to find out. (: Fabian Öhrn)

The Desert Trip music festival proved that the classics – both the OG headliner acts and the clothes that inspired today s festival fashion – rule. Check out all the best festival looks at

Trolls stars, Anna Kendrick and Justin Timberlake make a surprise appearance at Macy s in NYC.

Photo Archive

Wholesale and Retail Trade Industry #retail #for #sale

#wholesale retail


Wholesale and Retail Trade Industry

The wholesale and retail trade supersector is made up of two parts: the wholesale trade sector (sector 42), and the retail trade sector (sector 44 – 45).

The wholesale trade sector comprises establishments engaged in wholesaling merchandise, generally without transformation, and rendering services incidental to the sale of merchandise. The wholesaling process is an intermediate step in the distribution of merchandise. Wholesalers are organized to sell or arrange the purchase or sale of (a) goods for resale (i.e. goods sold to other wholesalers or retailers), (b) capital or durable nonconsumer goods, and (c) raw and intermediate materials and supplies used in production. Wholesalers sell merchandise to other businesses and normally operate from a warehouse or office.

The retail trade sector comprises establishments engaged in retailing merchandise, generally without transformation, and rendering services incidental to the sale of merchandise. The retailing process is the final step in the distribution of merchandise; retailers are, therefore, organized to sell merchandise in small quantities to the general public. This sector comprises two main types of retailers: store and nonstore retailers.

Quarterly Census of Employment and Wages data show that wholesale and retail trade make up a large part of the nation’s employment and business establishments. In the economy as a whole, wholesale trade represents about 4.4 percent of all employment and about 7.2 percent of all establishments; while retail trade is about 11.7 percent of all employment and about 12.9 percent of all establishments.

Current Employment Statistics estimates show annual average employment in wholesale trade during the 1994 – 2003 period was between 5,247,300 (in 1994) and 5,933,200 (2000). During 2003, wholesale trade employment averaged 5,605,600. In retail trade during the same period employment ranged from 13,490,800 (1994) to 15,279,800 (2000). Retail trade employment averaged 14,911,500 in 2003.

Annual employment of nonsupervisory workers in wholesale trade was 4,196,400 in 1994 and reached a peak of 4,686,400 in 2000. Employment of nonsupervisory workers in wholesale trade averaged 4,394,500 in 2003. In retail trade, nonsupervisory workers numbered 11,502,100 in 1994, and peaked at 13,039,800 in 2000. Employment of nonsupervisory workers in retail trade averaged 12,648,700 in 2003.

The annual average of the average weekly hours of nonsupervisory workers in wholesale trade was 37.8 in 2003; in retail trade, the corresponding average weekly hours number was 30.9 in the same year. For all private industry, the average was 33.7.

In wholesale trade, the average hourly earnings of nonsupervisory workers were $17.36 in 2003; in retail trade, nonsupervisory workers’ average hourly earnings were $11.90. The average earnings for production and nonsupervisory workers in all private industry were $15.35 in 2003.

According to the Current Population Survey, in 2003, the unemployment rate of persons most recently employed in wholesale and retail trade was 6.0 percent, the same as the overall unemployment rate.

Data from the Mass Layoff Statistics program show that in 2002:

in wholesale trade, there were 150 extended mass layoff events, resulting in 24,205 separations of workers from their jobs, and 19,476 initial claimants for unemployment insurance;

in retail trade, there were 412 extended mass layoff events, 135,679 separations, and 108,419 initial claimants.

Employment Projections data indicate that wholesale trade employment will increase 11.3 percent over the 2002 – 12 period. Retail trade employment will increase 13.8 percent. Total employment for all industry sectors is projected to grow 14.8 percent.

Labor productivity – defined as output per hour – grew by 5.6 percent in wholesale trade from 2001 to 2002, according to data from the Productivity and Costs program; the growth in output per hour in retail trade was 4.5 percent. There are separate measures of productivity for many industries at the 4-digit NAICS level of classification.

The Producer Price Index program publishes data for many industries in the retail trade sector.

In 2003, there were 191 fatal occupational injuries in wholesale trade, and 343 fatal occupational injuries in retail trade; there were 247,600 nonfatal injuries and illnesses in wholesale trade, while in retail trade there were 620,900 nonfatal injuries and illnesses, according to data from the Injuries, Illnesses, and Fatalities program. In wholesale trade, the nonfatal injuries and illnesses incidence rate was 4.7 per 100 full-time workers; in retail trade, the incidence rate was 5.3 per 100 full-time workers. The rate was 5.0 per 100 full-time workers in all private industry.

Some businesses in this industry are:

Antiques Dealer
Art Dealers
Art Sales Custom Framing
Art Supply Store
Artificial Flowers Importers
Athletic Shoe Stores
Automobile Dealership
Automotive Parts and Accessories Store
Boat Dealers
Book Stores
Building Material Dealers
Business to Business Electronic Markets
Clothing Stores
Commercial Equipment Wholesalers
Construction Material Wholesalers
Crafts Stores
Department Stores
Durable Goods Wholesalers
eBay Business
Electronic Parts Wholesalers
Electronic Shopping
Electronics Stores
Equipment Wholesalers
Farm Product Wholesalers
Farm Supply Stores
Fuel Dealers
Garden Centers
Gasoline Stations
Gift, Novelty, and Souvenir Stores
Grocery Wholesalers
Hardware Wholesalers
Health and Personal Care Stores
Hobby, Toy, and Game Stores
Home Centers

Home Furnishing Stores
Home Furnishing Wholesalers
Household Appliance Stores
Import/Export Business
Industrial Wholesalers
Internet Auctions
Jewelry Stores
Liquor Stores
Luggage and Leather Goods Stores
Mail-Order Houses
Manufactured (Mobile) Home Dealers
Motor Vehicle Dealers
Motor Vehicle Wholesalers
Musical Instrument and Supplies Stores
New Parts Wholesalers
News Dealers and Newsstands
Office Supplies and Stationery Stores
Outdoor Power Equipment Stores
Personal Service Wholesalers
Pet and Pet Supplies Stores
Pharmacies and Drug Stores
Prerecorded Tape, Compact Disc, and Record Stores
Professional Equipment Wholesalers
Retail Store
Sewing, Needlework, and Piece Goods Stores
Sporting Goods Stores
Supplies Wholesalers
Tobacco Stores
Used Merchandise Stores
Vending Machine Operators
Warehouse Clubs and Supercenters
Wholesale Distribution

Retail Industry Research #retail #software #solutions

#retail industry trends



A major challenge to CIOs will be to prioritize and ramp up enabling technology investments for excellence of data management.

As digitalized retailers increase their use of advanced analytics fueled by big data, it will be vital to reorganize merchandising and marketing around the needs of the consumer. The ultimate goal will be to provide the necessary foundation for the business to leverage customer data in meaningful ways. Actionable use of customer-related information across the business to enhance the customer experience will be a key differentiator to increase market share. Download the research or watch the webinar to learn about Gartner’s four retail key initiatives.

Retail Industry Research Focuses on Digital Business Transformation

Multichannel Fulfillment and Returns — What’s Happening Out There?

How Gartner Can Help

Gartner research provides retail leaders with actionable insights on the new technologies and practices they need to successfully change the way their organizations operate, such as:

  • Digital Business
  • Mobile internet
  • Social networking
  • Sensor technology
  • Developing for the Internet of Things
  • Digital Value Chain
  • Digital technology architecture
  • Digital citizens

    All organizations should now assume they are in a state of continuous compromise. Protect your company today.

    Watch your