The Steps to SBIC Financing – Small Business Investor Alliance, sources of business financing.#Sources #of


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sources of business financing

SBIC Financing, Step-by-Step

The Small Business Investment Company (SBIC) program was created by Congress in 1958 to help small U.S. companies raise the capital they need to fuel business growth. SBICs are privately organized and managed investment firms licensed by the U.S. Small Business Administration (SBA) to make equity capital or long-term loans available to small companies. In return for agreeing to finance only small U.S. businesses in compliance with SBA regulations, SBICs qualify for funds raised by the sale of SBA-guaranteed securities which, when added to their private capital bases, increase the total capital SBICs have available to invest in small companies. With only some exceptions, SBICs have the freedom to invest in almost any type of business.

Since 1958, SBICs have invested almost $60 billion in small U.S. companies, including approximately $2.05 billion invested in 1,331 small U.S. companies in Fiscal Year 2010 alone. The concerns they have financed have far outperformed national averages measuring increases in sales, profits, assets, and new employment. Some of America’s most successful and well-known companies received critical financing from SBICs, including Intel, Apple Computer, Federal Express, Whole Foods Market, Staples, and Callaway Golf. Thousands of other small businesses, perhaps less well known but equally important in terms of the products, services, and jobs they provide, have benefited from the money and management counseling made available to them by SBICs. Whatever the field, from high tech to personal service, SBICs continue to invest today in companies that will be leaders in their markets tomorrow.

Which SBIC Should You Contact?

When reaching out to SBIC for financing you should consider the following factors:

A. Size of Financing : Because they differ in size and investment polices, SBICs establish different dollar limits on the financings they make. The directory lists each SBIC’s preferred size of loan or investment.

B. Investment Policy : Even though SBICs may make both equity investments and loans, each has a policy on the type of financing it prefers. You should match your requirements with the SBIC’s preference.

C. Industry Preference : SBICs differ widely in terms of preference for financing certain types of businesses. Because of the expertise of its officers and directors, an SBIC often specializes in making loans and investments in certain industries. You should try to contact those SBICs that have indicated a preference for your business type.

D. Geographical Preference : Generally speaking, SBICs prefer to invest in companies within a reasonable travel distance. Therefore, it would probably be wise to contact first those SBICs closest to your business.

Consider the information included in the directory only as a general guide. Every SBIC departs from its usual policies in special cases. Furthermore, SBICs often work together in making loans or investments in greater amounts than any of them could make separately. No SBIC should be ruled out as a possible source of financing, but this directory is designed to give you an idea about which ones are most likely to be interested in your plan.

Is Your Firm a Qualified Small Business?

A company qualifies as small if it has a net worth under $19.5 million and average after-tax earnings of less than $6.5 million for the past two years. If your firm does not meet these financial tests, it may it may still qualify as small under either an employment or annual sales standard. The employment and sales standards vary from industry to industry. Contact your local SBA office for more information.

How Do You Present Your Case to an SBIC?

A business plan that addresses your company’s operations, management, financial condition and funding requirements is essential. The plan should include the following information:

· The name of the business as it appears on the official records of the state or community in which it operates.

· The city, county, and state of the principal location and any branch offices or facilities.

· The form of business organization and, if a corporation, the date and state of incorporation.

PRODUCTS OR SERVICES

· A description of the business, including the principal products sold or services rendered.

· A history of the general development of the products or services during the past five years (or since inception).

· Information about the relative importance of each principal product or service to the volume of the business and to its profits.

PRODUCT FACILITIES AND PROPERTY

· Description of real and physical property and adaptability to other business ventures.

· Description of technical attributes of products and facilities.

· Detailed information about your business’s customer base, including potential customers.

· A marketing survey and/or economic feasibility study.

· A description of the distribution system for your products or services.

· A descriptive summary of the competitive conditions in the industry in which your business is engaged, including your competitive position relative to its largest and smallest competitors.

· A full explanation and summary of your business’s pricing polices.

· Brief résumés of the business’s management personnel and principal owners, including their ages, education, and business experience.

· Banking, business, and personal references for each member of management and for the principal owners.

· Balance sheets and profit and loss statements for the last three fiscal years (or from inception).

· Detailed projections of revenues, expenses, and net earnings for the coming year.

· A statement of the amount of funding you are requesting and the time requirements for the funds.

· The reasons for your request for funds and a description of the proposed uses.

· A description of the benefits you expect your business to gain from the financing; e.g., expansion, improvement in financial position, expense reduction, increase in efficiency, etc.

How Long Will It Take?

There are no hard and fast rules about the length of time it will take an SBIC to investigate and close a transaction. Ordinarily, an initial position or negative response is made quickly. On the other hand, the thorough study an SBIC must undertake before it can make a final decision could take several weeks or longer. Naturally, a well-documented presentation on your part will reduce the amount of time the SBIC will require to make a final decision.

How Are SBIC Financings Structured?

The SBIC financing will be tailored individually to meet your needs and to make the best use of the SBIC’s funds. You and the SBIC will negotiate the terms of the transaction. SBICs are often interested in generating capital gains, so they may wish to purchase stock in your company or advance funds through a loan with conversion privileges or rights to buy stock at a predetermined later date.

How Can SBIC Money Provide Additional Credit Lines?

If the SBIC money is provided to you in a subordinated position, it will often do double or triple duty. Industry averages show that for every SBIC dollar placed with a small business concern, two additional senior dollars become available from commercial banks or other sources.

Are There Unique Advantages to SBIC Financing?

Yes. Before it receives its license, an SBIC must prove that its management and directors are experienced individuals with a broad range of business and professional talents.

This expertise will be applied to assist your business, supplementing the skills of your own management team. Here again, the actual pattern of management and financial counseling will be tailored to each situation. SBICs can make only long-term loans or equity investments, and but they seek to align their interests and yours to grow the company and increase its profitability.

What Is The Small Business Investor Alliance?

The SBIC industry is represented in Washington, DC, by the Small Business Investor Alliance (Alliance). For over 55 years, the Alliance has promoted the growth and vitality of the industry through effective representation and successful professional programs.

Whether it is in working for more money for SBICs and, hence, the small companies they invest in, reduced regulatory burdens, or better program management, the Alliance is the primary representative of the SBIC industry.


Small Business Loans #financing #businesses


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Merchant Financing and Your Merchant Fees

Your merchant fees remain as stated in your processor’s card service agreement. If you select your repayment option from credit and debit receivables, repayment is made after merchant fees and any amounts due for chargebacks, credits, and other fees are deducted in accordance with the terms of your processor’s agreement.

Type of Funding

American Express Merchant Financing products are commercial loans, not purchases or discounts of receivables or cash advances. You must repay the loan in full, together with the loan fee, regardless of your future revenue.

Settlement Advance

  • Loan Amount: Based, in part, on all your historical credit and debit card receivables each month; with a loan amount ranging from $10,000 to $1,000,000.
  • Term: One year agreement, automatically renewed unless either party provides 60 days notice to terminate. There are no early termination fees if you choose to cancel.
  • Repayment: Automatic, not manual.
  • Disbursements: Monthly, on the same date each month, which you select, into your business bank account. Monthly loan amount is reevaluated every six months.
  • Fee: 0.5- 0.67%
  • Additional Information: Ideal for helping to manage monthly cash flow. To apply for Settlement Advance, please call 1-855-298-1209 today.

Six Month Financing

  • Loan Amount: Based, in part, on your historical credit and debit card receivables for the past 12 months and performance to date; with a loan amount ranging from $36,000 to $2,000,000.
  • Term: Six months
  • Repayment: Automatic, not manual.
  • Disbursement: One time disbursement.
  • Fee: 3-7%
  • Additional Information: Ideal for upgrading to new equipment or funding large projects. No early termination fee.

One Year Financing

  • Loan Amount: Based, in part, on your historical credit and debit card receivables for the past 12 months and performance to date; with a loan amount ranging from $5,000 to $2,000,000.
  • For loans, $35,000 and below, a personal guaranty may be required.
  • Term: One year
  • Repayment: Automatic, not manual.
  • Disbursement: One time disbursement.
  • Fee: 6-14%
  • Additional Information: Ideal for upgrading to new equipment or funding large projects. No early termination fee.

Two Year Financing

  • Loan Amount: Based, in part, on your historical credit and debit card receivables for the past 12-24 months and performance to date; with a loan amount ranging from $36,000 to $2,000,000.
  • Term: Two-Years
  • Repayment: Automatic, not manual.
  • Disbursement: One time disbursement.
  • Fee: 12-28%
  • Additional Information: Ideal for upgrading to new equipment or funding large projects. No early termination fee.

Additional Terms & Conditions

This website contains a summary of the Merchant Financing products offered by American Express Bank, FSB. For additional information, please call us at 1-855-298-1209.


Melissa Iyer Julian #attorney, #lawyer, #partner, #lawsuit, #divorce, #dispute, #complaint, #corporation, #partnership, #business #law, #corporate


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Melissa Iyer Julian

Melissa Iyer Julian has been practicing with Burch Cracchiolo since 2006. Melissa s practice focuses on complex business litigation matters and corporate transactions, including mergers and acquisitions, stock or membership purchases, asset purchases, and commercial lease negotiations. She has represented numerous businesses, including trucking companies, and trucking brokerage companies in connection with contract disputes, personal injury litigation, employment litigation, insurance coverage disputes, and other corporate matters.

Melissa also maintains an active civil appellate practice and has argued several times in both divisions of the Arizona Court of Appeals as well as the Ninth Circuit Court of Appeals. She also serves as a mediator on a variety of commercial disputes and in 2015 alone, she successfully settled cases involving professional malpractice, commercial lease disputes, and deficiency liability.

Honors Awards

AZ Big Media: 20 Most Influential Millennials working in Arizona, 2017
Selected, Southwest Super Lawyers Rising Star, 2012-2017
Selected, Arizona Business Magazine Top Lawyers, Business/Corporate Law, 2014

Representative Engagements

Successfully represented trucking company in employee disputes, coverage disputes with company s insurer, and analyzing and responding to concerns regarding regulatory compliance with Department of Transportation regulations

Successfully mediated various private disputes on a wide variety of issues including legal malpractice, guarantor liability, and commercial lease disputes.

Successfully obtained a 1.1 million dollar verdict for a commercial diving company against its insurance agent for professional malpractice and breach of contract to procure insurance.

Defended multi-million dollar case involving a Ponzi scheme and alleged third-party liability for professional negligence and aiding and abetting.

Prosecuted claims involving multi-million dollar losses on behalf of receivership, arising out of Ponzi scheme and third-party aiding and abetting liability.

Assisted B C team in editing and drafting Membership Interest Purchase Agreement and accompanying disclosure schedules along with due diligence review for transaction valued at over $200 million dollars

Acted as lead counsel in complex restructuring and recapitalization transaction affecting partner compensation, ownership, and management of a professional corporation (law firm);

Negotiated and drafted complex commercial retail lease agreements and other business contracts including subcontractor agreements, vendor agreements, employment agreements, and commercial real estate loans.

Professional Leadership

Judge Pro Tem. Maricopa County Superior Court
Executive board member, Arizona Women s Leadership Forum 2012-2016
Speaker/Panelist, Work Life Integration Plan, Arizona Women s Leadership Forum, November 2012

Professional Affiliations

Maricopa County Bar Association
Arizona Women Lawyer s Association
Young Lawyers Division of Arizona Bar Association

Presentations and Publications

“Avoiding the Pitfalls of Doing Business with Tribal Governments and Entities”, Primerus Paradigm magazine, Fall 2012 issue, co-authored with Todd Julian

“Don t Go to Hell: The Ten Commandments of Business Litigation and Why Following Them Will Keep You Out of Court”, e-book chapter Execsense, October 2012

“Misconduct: Are You Your Employee s Keeper?” by Melissa Iyer Julian

Speaker, Arizona Women s Leadership Forum, “Mastering the Art of Negotiation: The Power of Personal Contacts,” October 2015

Reported Cases

District of Columbia v. Heller, 554 U.S. 570 (2008) (as amicus curiae)

Horne v. Flores, 129 S. Ct. 2579 (2009)

Arizona v. Inter Tribal Council of Arizona, Inc. 133 S. Ct. 2247, 186 L. Ed. 2d 239 (2013)

Flores v. Huppenthal, 789 F.3d 994 (9th Cir. 2015)

Beltran v. Harrah s Arizona Corp. 220 Ariz. 29, 202 P.3d 494 (Ct. App. 2008)

In re Estate of Zilles, 219 Ariz. 527, 200 P.3d 1024 (Ct. App. 2008)

Dooley v. O Brien, 226 Ariz. 149, 244 P.3d 586 (Ct. App. 2010)

Smith v. Pinnamaneni, 227 Ariz. 170, 254 P.3d 409 (Ct. App. 2011)

Community Involvement

TGen Official Ambassador
Arizona Bar Foundation, Next Generation Founding Fellow
Camelback High School, Toastmasters Program
Member, Amicus Committee, State Bar of Arizona
Member, Editorial Board, Arizona Attorney magazine, 2015
Member, Board of Directors, Arizona Women s Leadership Forum
Volunteer attorney Arizona Domestic Violence Assistance Program
Board member, Beatitudes Agelink, December 2010-October 2012

Assistant


Current Interest Rates on Home Loans, Savings, Car loans – CD Rates, current auto financing


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Today’s Interest Rates and Financial Advice:

Current auto financing rates

Financial Advice

If you’re not careful, you can wind up paying more to buy and finance a new car or truck than you really need to. Here’s how to recognize and avoid needless costs, from interest rate markups to worthless dealer add-ons.

September 6th 2017

Building a nest egg to support yourself later in life has become a career-long task that starts the first day of your first job and doesn’t end until your final day of work. But it can be easier than you think if you make a few savvy decisions and avoid a few stupid mistakes.

September 5th 2017

Existing homes continue to be snapped up at a record pace, and competition remains fierce. That’s why buyers need a winning strategy to compete for their dream home.

September 5th 2017

These are the predictable pitfalls that can turn the renovations of your dreams into a nightmare you’ll be reliving, and possibly regretting, for years to come. Avoid them, and you’ll dramatically increase the odds of bringing your project in on budget, on time and with absolutely delightful results.

August 30th 2017

Leasing can provide a less costly way of driving home a new car or truck than taking out a conventional auto loan. But it’s not always cheaper in the long run. Find out if leasing is right for you.

August 30th 2017

Employers in most states have the right to check credit reports and and reject job candidates with a record of unpaid bills and debts. That’s why job seekers should know their rights and be ready to deal with unflattering information that could sink an application.

August 28th 2017

Current auto financing rates

Interest ing Snapshot

Borrowers are receiving a new form called a Loan Estimate after they apply for a mortgage. It explains the key terms, from interest rates to closing costs, and insures you’re getting the home loan your lender promised.

Current auto financing rates

Current auto financing rates


Make Legit Money Return Phone Calls 4 Cash-Legit Internet Business-Legit Online Business-Legit Residual Income-Legit Offline


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CEO Executive Platinum Member:
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Used Cars San Antonio #used #cars, #used #luxury #cars, #used #luxury #sports #cars, #used #luxury


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2007 BMW X3 3.0si AWD. PANO ROOF

2015 Bounder 35K 2 SLIDES

1973 Buick Centurion

2008 Cadillac Escalade

2008 Cadillac XLR

1978 Chevrolet CAMARO Z28

2004 Chevrolet Corvette

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2003 Chevrolet Corvette 2 tops

2002 Chevrolet Corvette Z06

1995 Chevrolet Corvette

1993 Chevrolet Corvette

1981 Chevrolet Corvette

1979 Chevrolet CORVETTE

2012 Chevrolet Silverado 1500 LS

2010 Chevrolet Silverado 3500HD DRW LTZ

2005 Chevrolet SSR Convertible 1 of 1767 in this color made

2010 Dodge Challenger SRT8 SUPER CHARGED 720 HP

1992 E-One /Hush Qunit 110FT LADDER /PUMPER 4DR HURRICANE

1981 Fiat 2000 SPIDER BY PININIFARINA

2010 Ford Escape XLT

2013 Ford Focus ST

2008 Ford Mustang GT Premium

1965 Ford MUSTANG 289 V8 FASTBACK 2+2

2005 Ford Thunderbird LIMITED EDTION 50th Anniversary

2016 Ford Transit Wagon XLT

2004 Georgie Boy Pursuit RV 2970 DS

1991 GMC 1500 Pickups Restro Mod LS1 V8

2000 GMC New Sierra 1500 SLE

2006 GMC Sierra 1500 SLE2

2015 Honda Accord Sport

2007 Honda Ridgeline (AWD) RTS

2007 Infiniti G35 Sport

1975 International Harvester CUB C60 FARM TRACTOR

2006 Isuzu i-350 LS

2007 Jaguar S-TYPE 4.2

1986 Jaguar XJ 6 III

2012 Jeep Wrangler Unlimited Sport

2014 Lance Travel Tailer 1985 with Slide 4 SEASONS CERTIFIED

2013 Lexus ES 350 4dr Sdn

2014 Lincoln Navigator AWD NAV, REAR DVD. A/C SEATS

2012 Mazda Mazda3 i Touring

2008 Mercedes-Benz CL65 V12 AMG

2014 Mercedes-Benz CLA 250 Navigation. blind spot and more

2014 Mercedes-Benz CLA 250 Sport Package

2015 Mercedes-Benz E350 Sport. NAV and More

2014 Mercedes-Benz E350 Luxury Nav ,Keyless go

2014 Mercedes-Benz GLK 350 SPORT PANO ROOF & MORE

2008 Mercedes-Benz S63 6.3L V8 AMG

2013 Mercedes-Benz SLK 350

1946 Mercury Eight coupe

1998 Phoenix Rv

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2012 Ram 2500 4X4 6.7 Mega Cab Laramie Longhorn

1959 Rolls Royce SILVER CLOUD 1

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Auto Loans & Car Financing with Nationwide, auto financing loans.#Auto #financing #loans


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With Nationwide, you can get a great low rate and find the perfect car for a fair price completely online. Our car shopping service powered by TrueCar allows you to compare vehicles side-by-side and see what other customers have paid with free vehicle reports. Buyers using TrueCar have saved an average of $3,279 off MSRP 1 on new cars and received exclusive used car discounts. Save time and hassle by getting everything you need online.

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Once you find the perfect car, finance it with us. We offer great rates for new, used and refinance car loans, along with flexible terms and payment options. With our new, streamlined approval process, you can apply for Nationwide auto loans online, get pre-approved and even sign your loan documents – anywhere and anytime.

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[1] Between 7/1/15 and 9/30/15, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2015, was $3,279. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer’s Suggested Retail Price (“MSRP”) is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. TrueCar does not sell or lease motor vehicles.

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Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

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Invoice Factoring -an advance on money due to you from a business in South Africa


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Frequently Asked Questions

Its what your looking for

Debtors Factoring Is a way of providing capital to accelerate cash flow and combines flexible finance linked to turnover, with a professional Debtor Administration and Credit Management Service.
Factoring of this kind does not involve borrowing, it simply advances cash which is due to you; it effectively converts credit sales into cash sales and includes a full debtors management system.

How does Debtors Bridging work?
A contract is entered into where the business agrees to factor its credit sales ( bridge invoices) to the bridging company, who will advance up to 80 % of the invoice value immediately (limited to those that have proof-of-delivery).
Monthly statements are sent to the businesses customers reflecting amounts due and payments made.
Professional credit controllers administer the sales ledger, assess customer creditworthiness, attend to credit control and debtor administration, ensure collections are received, institute legal action where needed and offer a comprehensive sales and related management service.

Benefits of Debtors Factoring :
Cash made available for expansion
Increased sales potential
Increased margins and improved credit rating
Management time better utilised
Reduced overheads
Lower bad debts
Improved return on capital:
Expansion without loss of equity / control
Debtors aging improved.
Increased Working capital
Improve Cash FLow

Costs.
Administration fee: From 0.5% to 2.0% of turnover, covering sales administration but dependent on the number of transactions involved and the value per invoice.
Discount fee: A discount (interest) fee of between 1.0% to 2.0% above the ruling Prime Bank Overdraft Rate, effectively on the amounts advanced

When is this a desired facility :

  • When sales need to be expanded and you need to have cash is available to funds this growth
  • When there is a need to evaluate potential customer’s creditworthiness.
  • To remove an administrative burden and free your team to concentrate on sales
  • To retain ownership of your business as it grows.
  • To take advantage of early and bulk settlement discounts
  • When better control over debtors and granting of credit is needed

Debtors Discounting / Debtors Bridging

Can debtors discounting be used to fund work in progress.
Yes. Cash advances received for previously completed can be used to fund Work In Progress.

Is there a minimum debtors book size:
Yes genially a debtors book of less then R 500 000 is not feasible for debtors discounting. It would be bet to use single or selective invoice factoring.

How long am I locked in for:
Normally this facility is renegotiated after 12 months.

Who controls the process:
You the client are always in control. The management team takes is instructions from you especially wrt defaulting customers but the bridging company take the day to day operational burden off you.

What happens if a client does not pay :
They are given notice to pay and then you are advised. If you wish further stronger action then this is actioned. If the client completely defaults after all actions have been taken, you will ultimately be responsible for the debt. The Debtors Discounting company merely manages your book for you. The profits and losses are for your account.

How much can I get :
UP to maximum of 80 % invoice value immediate and balance ( less discounting costs) once your client settles his account.

A typical scenario:
ABC factory has made shoes and has delivered them to its customer, the retail shoe shop. ABC has granted the retail shop 90 days credit but ABC factory needs its money now. Invoice bridging / Invoice Factoring / Invoice Discounting is when the bridging company advances up to 80 % of this money to ABC factory and then collects the money from the retail shop in 90 days time. The fee for the period the money was lent out, is deducted from the 20 % still due to ABC factory and the difference is paid to ABC factory.


Macrolease – Fitness Financing and Health Club Equipment Leasing #fitness #financing, #equipment #leasing, #health #club


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Macrolease Corporation is a national, bank-owned, direct lender specializing in the fitness, franchise and healthcare industries. Since 1969, our personalized service, prompt credit responses and same-day funding capabilities have earned us a reputation for excellence. From equipment leases and loans, to commercial financing for expansion and new ventures, Macrolease is not only a specialist in select industries but serves as a commercial lender for businesses operating in a wide variety of industries. Some leading companies that look to Macrolease for financing include:

RECENT TRANSACTIONS:

  • $500K Fitness Club in MA
  • $92K Home Owners Association in MD
  • $61K Condominium in NJ
  • $144K Commercial Office Building in DC
  • $49K Medical Office in CT
  • $280K YMCA in NE
  • $200K Franchise Restaurant in OH
  • $1.1MM Fitness Club in Southern CA
  • $80K Jewish Community Center in NJ
  • $80K Golf & Country Club in FL
  • $186K Private University in FL

Business Loans #business #loans, #business #loan, #small #business #loans, #small #business #loan, #personal #loans, #personal


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Apply Now

Business Loans

Fast Business Lending Solutions Merchant Advisors offers small businesses a platform for business financing. Whether you need funding for expansion or working capital, Merchant Advisors gets you the business financing you need when you need it at minimal costs.

We understand that every business has its unique borrowing needs. Some may want to make new purchases to boost productivity and sales; some need working capital to support operating costs. That’s why we offer the use of innovative technology to offer simple, fast and unsecured business loans. As a non-bank lender, Merchant Advisors offers low longer terms and low rates for more effective business financing. We realize that if a loan costs too much – we may not get paid back! We prevent this by offering affordable business financing.

Unlike bank lending, our financial experts walk you through the loan process to make sure you have a full understanding of our loan process. We strive to make the loan application process as easy as possible; and this is what sets us apart from other lenders.

A Smarter Way to Shop for Business Loans, Compare & Save! Our goal is to serve our clients’ immediate and long term financial needs from basic business loans and credit lines to the most intricate financial situations. In today’s fast paced market time is money and we make sure you waste neither. Our experienced financial advisors keep their finger on the pulse of your business, and stay on top of your industries trends which can affect your entrepreneurial goals or existing enterprise.

If this sounds like something that interests you & benefits you, we highly recommend you APPLY NOW to get started with no upfront fees and no commitment to find out how much you’re eligible for.

What Sets Us Apart from Other Lenders?

  • We deal with the industry’s most trusted brand name providers
  • Increases your chance of approval by constantly adding new private lenders to our portfolio
  • You get the same (if not better) rate going through us to due to our portfolio track record with our lenders
  • Get a loan for your company without any collateral
  • Receive funding within a few business days!
  • Easiest lending platform with minimal information required for approvals
  • Best rates, save time, and save money!
  • Equipment financing, minority loans, startup funding, working capital many others options.