UK National Debt Clock – No-nonsense Guide to Britain s Debt Crisis #uk #national #debt,


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UK National Debt – how Britain owes over 900 billion

It’s a truly frightening figure. Why is the world’s sixth richest country so deeply in debt?

Every year the UK runs a large budget deficit. The Government spends more money than it can tax, so we plug the gap by selling bonds to investors at home and abroad. These bonds – known as gilts – have to be repaid in full, with interest. Added together, our unpaid loans make up the UK’s national debt .

Right now, that debt is growing violently. The Government forecasts it will soar to an eye-watering 1.1 trillion by 2011. To put that in perspective, the UK went bust in 1976 running a budget deficit of 6% of GDP. In 2010 that deficit is going to top 11%.

Historically. our debt burden was heavier after World War II. But like any loan, if the money isn’t invested wisely we end up borrowing even more. When the Government runs up huge debts and produces nothing to show for it, we’re the ones that shoulder the burden. This year that burden will grow by 167.9 billion .

The state has been wasting our money for decades. Weak politicians have bribed voters with endless amounts of borrowed cash. As a result, in 2010 the interest on the national debt will cost 42.9 billion a year. That’s more than we spend on defence, and not much less than the entire education budget.

Future generations won’t thank us for mortgaging their future. At best, national debt will be a millstone round our children’s necks. But if lenders lose faith in Britain there could be profound consequences for our currency, our country and our lives.

Read on for the complete guide to Britain’s debt

Take cover

  • We owe 14,968 for every man, woman and child
  • That’s more than 32,361 for every person in employment
  • Every household will pay 1,893 this year, just to cover the interest

Sonata Oral: Uses, Side Effects, Interactions, Pictures, Warnings – Dosing #sonata #oral, #effectiveness, #satisfaction, #ease


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Sonata

Uses

This medication is used for a short time to treat people who have trouble falling asleep. If you have other sleep problems such as not being able to sleep through the night, this medication may not be right for you. Zaleplon is known as a hypnotic. It works on certain centers in the brain to relax you and help you fall asleep faster.

How to use Sonata

Read the Medication Guide provided by your pharmacist before you start taking zaleplon and each time you get a refill. If you have any questions, consult your doctor or pharmacist.

Take this medication by mouth as directed by your doctor. Zaleplon works very quickly, so it is important to take it just before or when you get into bed. Zaleplon should not be used for naps or short sleep periods of less than 4 hours because this may increase your risk of side effects such as memory loss or drowsiness. Your doctor will work with you to find the smallest dose that works for you.

You should not eat a very heavy/high-fat meal within 2 hours before taking this medication since doing so may prevent the drug from working properly.

Dosage is based on your medical condition, age, and response to therapy. Since this medication is usually prescribed for a short time, your doctor will tell you when to stop taking it or when to cut back.

You may feel anxious or have trouble falling asleep in the first day or two after stopping this medication (rebound insomnia ). Contact your doctor if you continue to have trouble falling asleep several days after stopping zaleplon.

This medication may cause withdrawal reactions, especially if it has been used regularly for a long time (more than a few weeks) or in high doses. In such cases, withdrawal symptoms (such as unusual depressed/anxious mood, stomach /muscle cramps. vomiting. sweating. shakiness, or seizures ) may occur if you suddenly stop using this medication. To prevent withdrawal reactions, your doctor may reduce your dose gradually. Consult your doctor or pharmacist for more details, and report any withdrawal reactions right away.

Though it is very unlikely to occur, this medication can also result in abnormal drug-seeking behavior (addiction /habit forming). Do not increase your dose, take it more frequently, or use it for a longer time than prescribed. Properly stop the medication when so directed. This will lessen the chances of becoming addicted.

Inform your doctor if your condition persists or worsens.

Side Effects

Dizziness. drowsiness, short-term memory loss. or lack of coordination may occur, especially during the first 2 hours after you take the medication. Taking the medication properly just before falling asleep will reduce your risk of these effects. If any of these effects persist or worsen, notify your doctor or pharmacist promptly.

Remember that your doctor has prescribed this medication because he or she has judged that the benefit to you is greater than the risk of side effects. Many people using this medication do not have serious side effects.

Tell your doctor right away if any of these unlikely but serious side effects occur: mental/mood changes (e.g. agitation, confusion, seeing/hearing things that are not there, rare thoughts of suicide ), unusual behavior.

Rarely, after taking this drug, people have gotten out of bed and driven vehicles while not fully awake (“sleep -driving”). People have also sleepwalked, prepared/eaten food, made phone calls, or had sex while not fully awake. Often, these people do not remember these events. This problem can be dangerous to you or to others. If you find out that you have done any of these activities after taking this medication, tell your doctor right away. Your risk is increased if you use alcohol or other medications that can make you drowsy while taking zaleplon .

A very serious allergic reaction to this drug is rare. However, seek immediate medical attention if you notice any symptoms of a serious allergic reaction. including: rash. itching /swelling (especially of the face/tongue /throat), severe dizziness, trouble breathing .

This is not a complete list of possible side effects. If you notice other effects not listed above, contact your doctor or pharmacist.

Call your doctor for medical advice about side effects. You may report side effects to FDA at 1-800-FDA-1088 or at www.fda.gov/medwatch.

In Canada – Call your doctor for medical advice about side effects. You may report side effects to Health Canada at 1-866-234-2345.

Precautions

Before taking zaleplon. tell your doctor or pharmacist if you are allergic to it; or if you have any other allergies. This product may contain inactive ingredients, which can cause allergic reactions or other problems. Talk to your pharmacist for more details.

This drug may make you dizzy or drowsy. Do not drive, use machinery, or do any activity that requires alertness until you are sure you can perform such activities safely. Avoid alcoholic beverages.

To reduce the risk of dizziness and lightheadedness. get up slowly when rising from a sitting or lying position.

Before having surgery, tell your doctor or dentist that you are using this medication.

Older adults may be more sensitive to the side effects of this drug, especially memory problems, confusion, dizziness, lack of coordination. Dizziness and lack of coordination can increase the risk of falling.

This medication should be used only when clearly needed during pregnancy. Discuss the risks and benefits with your doctor.

This medication passes into breast milk and may have undesirable effects on a nursing infant. Consult your doctor before breast -feeding.

Interactions

Drug interactions may change how your medications work or increase your risk for serious side effects. This document does not contain all possible drug interactions. Keep a list of all the products you use (including prescription/nonprescription drugs and herbal products) and share it with your doctor and pharmacist. Do not start, stop, or change the dosage of any medicines without your doctor’s approval.

The risk of serious side effects (such as slow/shallow breathing, severe drowsiness/dizziness ) may be increased if this medication is taken with other products that may also cause drowsiness or breathing problems. Tell your doctor or pharmacist if you are taking other products such as opioid pain or cough relievers (such as codeine, hydrocodone ), alcohol, other drugs for sleep or anxiety (such as alprazolam. lorazepam. zolpidem), muscle relaxants (such as carisoprodol. cyclobenzaprine ), or antihistamines (such as cetirizine. diphenhydramine ).

Check the labels on all your medicines (such as allergy or cough -and-cold products) because they may contain ingredients that cause drowsiness. Ask your pharmacist about using those products safely.

Overdose

If someone has overdosed and has serious symptoms such as passing out or trouble breathing. call 911. Otherwise, call a poison control center right away. US residents can call their local poison control center at 1-800-222-1222. Canada residents can call a provincial poison control center. Symptoms of overdose may include confusion, loss of coordination, slow/shallow breathing, and loss of consciousness.

Notes

Do not share this medication with others. It is against the law.

Lifestyle changes may help improve your sleep (e.g. avoid drinking beverages containing caffeine close to bedtime or taking daytime naps). Consult your doctor or pharmacist for more details.

Missed Dose

Storage

Store at room temperature between 68-77 degrees F (20-25 degrees C) in a light-blocking container away from light and moisture. Do not store in the bathroom. Keep all medicines away from children and pets.

Do not flush medications down the toilet or pour them into a drain unless instructed to do so. Properly discard this product when it is expired or no longer needed. Consult your pharmacist or local waste disposal company for more details about how to safely discard your product.Information last revised November 2016. Copyright(c) 2016 First Databank, Inc.

Images

Sonata 10 mg capsule

View Larger Picture color light green,green shape oblong imprint 10 mg, SONATA

Sonata 5 mg capsule

View Larger Picture color green,pale green shape oblong imprint 5 mg, SONATA

Sonata 10 mg capsule

Identification

color light green,green shape oblong imprint 10 mg, SONATA This medicine is a light green green, oblong, capsule imprinted with “10 mg” and “SONATA”.

Sonata 5 mg capsule

Identification

color green,pale green shape oblong imprint 5 mg, SONATA This medicine is a green pale green, oblong, capsule imprinted with “5 mg” and “SONATA”.


Over the Counter Benefits #free #online #coupons #codes


#otc retail

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For EmblemHealth plan information and enrollment, call toll-free:
1-800-447-9169. 8 am to 8 pm, 7 days a week. For the hearing and speech impaired, call 1-877-444-2786.

Over the Counter (OTC) Benefits

As a member of EmblemHealth’s Dual Eligible (PPO SNP) or Dual Eligible (HMO SNP), you will get a OTC Medicare debit card with a monthly benefit $50 or $600 annually in 2013 when you enroll in the plan. You can use this debit card to buy covered items from any OTC network pharmacy. View the list of covered OTC items (Y0026_122980 File and Use 02/18/2012) you can buy with your debit card. Please note that not all OTC items are covered. Your card will only work for covered items.

How to buy your OTC item(s):

To get your OTC item(s), take your debit card and your covered OTC item(s) to the checkout at any store or pharmacy in the OTC network. The amount you spend will be taken out of your monthly benefit. Your left-over balance will show at the bottom of your receipt. Any leftover balance will carry over until your next purchase. You must use the entire balance on the card before the end of each month. On the first day of each month your balance will be reset.

Participating stores:

You can use the debit card to pay for covered OTC items at participating stores, including Duane Reade, CVS, Rite Aid, Walgreens and Family Dollar. Other stores are available in the network.

If you are a Dual Eligible (PPO SNP) member, call 1-866-557-7300 for help finding a participating store. If you are a Dual Eligible (HMO SNP) member, call 1-877-344-7364 for help finding a participating store.

For debit card balance:

Please call 1-888-682-2400 and enter your OTC Medicare card number listed on the front of your card and your plan member ID located on the front of your Dual Eligible (PPO SNP) or Dual Eligible (HMO SNP) member ID card. You can also check your balance at www.otcmedicare.com.

Our plan covers some OTC drugs in these categories:

Covered items

  • Acid controller
  • Adult acetaminophen
  • Adult aspirin combinations
  • Adult ibuprophen
  • Adult nighttime pain relief
  • Adult topical headache & fever relief
  • Allergy, sinus & combination liquids
  • Allergy, sinus & combination tabs
  • Antacid liquids
  • Antacid tabs & other forms
  • Antacid effervescent
  • Cough, cold & flu liquids
  • Cough, cold & flu tabs
  • Cold & flu preventatives/symptom reducers
  • Feminine pain relief
  • Generic adult pain relief
  • Motion sickness relief
  • Sleep aids & sedatives
  • Sore throat pain relief
  • Throat & cough drops

Our plan does not cover OTC drugs in these categories:

Non-Covered Items

  • Anti-diarrheals
  • Anti-gas
  • Compression hosiery
  • Diabetes care
  • Digestive aids
  • Elastics/athletic treatment
  • Eye/ear care
  • First aid
  • Foot care
  • Hemorrhoidal preparations
  • Home health items
  • Laxatives
  • Lip care
  • Nasal items
  • Oral care
  • Respiratory treatments
  • Skin care
  • Smoking deterrents
  • Sun care
  • Vitamins/dietary supplements
  • Weight control/nutritional food

How to get reimbursed:

If you forget to bring your debit card with you to the store or pharmacy, you may also ask for reimbursement using a paper claim form (Y0026_122256 File and Use 11/08/2010). After you pay for the OTC item(s), simply mail your completed paper claim form to us with a copy of the receipt(s) for the covered item(s) you bought. We will then reimburse you for the covered OTC item(s) and take off that amount from your current debit card balance.

FOR PPO SNP: If you have any questions, please call Customer Service at 1-866-557-7300 (TTY users should call 1-866-248-0640 ), Monday through Sunday, 8 am to 8 pm. Customer Service also has free language translator services available for non-English speakers.

FOR HMO SNP: If you have any questions, please call Customer Service at 1-877-344-7364 (TTY users should call 1-866-248-0640 ), Monday through Sunday, 8 am to 8 pm. Customer Service has free language translator services available for non-English speakers

To view the Portable Document Format (PDF) files on this page, you need Adobe Acrobat Reader. If you do not already have this software, you can download a free copy from Adobe . Download the Adobe Reader now . Follow Adobe’s instructions for download and installation.

Already a member? sign in to my EmblemHealth to check your claims, request a new ID card and more.

The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Plan costs may vary based on the level of Extra Help received. These plans are available to anyone who has both Medical Assistance from the State and Medicare.

Y0026_123340 Approved 11/09/2012

Pending CMS Approval


OTC (Over the Counter) Drug Database #online #fabric #store #coupon #code


#otc retail

#

Over the Counter Medications

Drugs that are safe and effective for use by the general public without a prescription are defined as over-the-counter (OTC) drugs. These drugs are often located on shelves in pharmacies with easy access by patients, but may also be located in non-pharmacy outlets, such as grocery stores, convenience marts and large discount retailers. In the U.S. there are more than 80 classes of OTC drugs, ranging from allergy medicines to pain relievers to weight loss products.

Search the OTC Drug Database

Top 20 OTC Related Searches

More information about OTC products

A restricted class of OTC drugs also exists in the U.S. This restricted class includes drugs such as pseudoephedrine, emergency contraception, and some Schedule V controlled substances. These products, while considered OTC, are kept behind the pharmacy counter and must be dispensed by a pharmacist pursuant to proper identification, age verification, and patient education. In March 2012, the FDA considered expanding the definition of nonprescription drugs to include cholesterol, blood pressure, asthma and birth control medications. This new Rx-to-OTC switch ruling is currently under review and commenting.

The U.S. Food and Drug Administration’s (FDA) Division of Drug Information (CDER) evaluates and reviews OTC ingredients and labels. An OTC drug monograph is established for each class of product. The monograph contains acceptable ingredients, doses, formulations, and labeling. New products that conform to an existing OTC drug monograph may be marketed without further FDA review. Those OTC products that do not conform to an OTC monograph must undergo approval through the New Drug Approval System.

OTC medications can carry risk. There is the possibility of side effects, drug or food interactions, or harm due to excessive doses. Patients should read the ‘Drug Facts’ label that is found on all OTC products. All consumers, including older patients, pregnant women, and parents of young children should always consult with their pharmacist or other health care provider if they have additional questions concerning OTC drug use.

OTC Product A-Z Index

A

B

C


Over the Counter Benefits #computer #retail


#otc retail

#

For EmblemHealth plan information and enrollment, call toll-free:
1-800-447-9169. 8 am to 8 pm, 7 days a week. For the hearing and speech impaired, call 1-877-444-2786.

Over the Counter (OTC) Benefits

As a member of EmblemHealth’s Dual Eligible (PPO SNP) or Dual Eligible (HMO SNP), you will get a OTC Medicare debit card with a monthly benefit $50 or $600 annually in 2013 when you enroll in the plan. You can use this debit card to buy covered items from any OTC network pharmacy. View the list of covered OTC items (Y0026_122980 File and Use 02/18/2012) you can buy with your debit card. Please note that not all OTC items are covered. Your card will only work for covered items.

How to buy your OTC item(s):

To get your OTC item(s), take your debit card and your covered OTC item(s) to the checkout at any store or pharmacy in the OTC network. The amount you spend will be taken out of your monthly benefit. Your left-over balance will show at the bottom of your receipt. Any leftover balance will carry over until your next purchase. You must use the entire balance on the card before the end of each month. On the first day of each month your balance will be reset.

Participating stores:

You can use the debit card to pay for covered OTC items at participating stores, including Duane Reade, CVS, Rite Aid, Walgreens and Family Dollar. Other stores are available in the network.

If you are a Dual Eligible (PPO SNP) member, call 1-866-557-7300 for help finding a participating store. If you are a Dual Eligible (HMO SNP) member, call 1-877-344-7364 for help finding a participating store.

For debit card balance:

Please call 1-888-682-2400 and enter your OTC Medicare card number listed on the front of your card and your plan member ID located on the front of your Dual Eligible (PPO SNP) or Dual Eligible (HMO SNP) member ID card. You can also check your balance at www.otcmedicare.com.

Our plan covers some OTC drugs in these categories:

Covered items

  • Acid controller
  • Adult acetaminophen
  • Adult aspirin combinations
  • Adult ibuprophen
  • Adult nighttime pain relief
  • Adult topical headache & fever relief
  • Allergy, sinus & combination liquids
  • Allergy, sinus & combination tabs
  • Antacid liquids
  • Antacid tabs & other forms
  • Antacid effervescent
  • Cough, cold & flu liquids
  • Cough, cold & flu tabs
  • Cold & flu preventatives/symptom reducers
  • Feminine pain relief
  • Generic adult pain relief
  • Motion sickness relief
  • Sleep aids & sedatives
  • Sore throat pain relief
  • Throat & cough drops

Our plan does not cover OTC drugs in these categories:

Non-Covered Items

  • Anti-diarrheals
  • Anti-gas
  • Compression hosiery
  • Diabetes care
  • Digestive aids
  • Elastics/athletic treatment
  • Eye/ear care
  • First aid
  • Foot care
  • Hemorrhoidal preparations
  • Home health items
  • Laxatives
  • Lip care
  • Nasal items
  • Oral care
  • Respiratory treatments
  • Skin care
  • Smoking deterrents
  • Sun care
  • Vitamins/dietary supplements
  • Weight control/nutritional food

How to get reimbursed:

If you forget to bring your debit card with you to the store or pharmacy, you may also ask for reimbursement using a paper claim form (Y0026_122256 File and Use 11/08/2010). After you pay for the OTC item(s), simply mail your completed paper claim form to us with a copy of the receipt(s) for the covered item(s) you bought. We will then reimburse you for the covered OTC item(s) and take off that amount from your current debit card balance.

FOR PPO SNP: If you have any questions, please call Customer Service at 1-866-557-7300 (TTY users should call 1-866-248-0640 ), Monday through Sunday, 8 am to 8 pm. Customer Service also has free language translator services available for non-English speakers.

FOR HMO SNP: If you have any questions, please call Customer Service at 1-877-344-7364 (TTY users should call 1-866-248-0640 ), Monday through Sunday, 8 am to 8 pm. Customer Service has free language translator services available for non-English speakers

To view the Portable Document Format (PDF) files on this page, you need Adobe Acrobat Reader. If you do not already have this software, you can download a free copy from Adobe . Download the Adobe Reader now . Follow Adobe’s instructions for download and installation.

Already a member? sign in to my EmblemHealth to check your claims, request a new ID card and more.

The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Plan costs may vary based on the level of Extra Help received. These plans are available to anyone who has both Medical Assistance from the State and Medicare.

Y0026_123340 Approved 11/09/2012

Pending CMS Approval


OTC (Over the Counter) Drug Database #retail #specialty


#otc retail

#

Over the Counter Medications

Drugs that are safe and effective for use by the general public without a prescription are defined as over-the-counter (OTC) drugs. These drugs are often located on shelves in pharmacies with easy access by patients, but may also be located in non-pharmacy outlets, such as grocery stores, convenience marts and large discount retailers. In the U.S. there are more than 80 classes of OTC drugs, ranging from allergy medicines to pain relievers to weight loss products.

Search the OTC Drug Database

Top 20 OTC Related Searches

More information about OTC products

A restricted class of OTC drugs also exists in the U.S. This restricted class includes drugs such as pseudoephedrine, emergency contraception, and some Schedule V controlled substances. These products, while considered OTC, are kept behind the pharmacy counter and must be dispensed by a pharmacist pursuant to proper identification, age verification, and patient education. In March 2012, the FDA considered expanding the definition of nonprescription drugs to include cholesterol, blood pressure, asthma and birth control medications. This new Rx-to-OTC switch ruling is currently under review and commenting.

The U.S. Food and Drug Administration’s (FDA) Division of Drug Information (CDER) evaluates and reviews OTC ingredients and labels. An OTC drug monograph is established for each class of product. The monograph contains acceptable ingredients, doses, formulations, and labeling. New products that conform to an existing OTC drug monograph may be marketed without further FDA review. Those OTC products that do not conform to an OTC monograph must undergo approval through the New Drug Approval System.

OTC medications can carry risk. There is the possibility of side effects, drug or food interactions, or harm due to excessive doses. Patients should read the ‘Drug Facts’ label that is found on all OTC products. All consumers, including older patients, pregnant women, and parents of young children should always consult with their pharmacist or other health care provider if they have additional questions concerning OTC drug use.

OTC Product A-Z Index

A

B

C