Small Business Package Insurance #commercial #insurance, #commercial, #insurance, #business #insurance, #business, #liability #insurance, #liability, #insurance


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What is Business Insurance?

Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster.

Business Insurance is a broad name for different coverages available to the business owner to protect against losses and to insure the continuing operation of the business.

Major Types of Business Insurance

General Liability Insurance

  • A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations; and advertising and personal injury liability.

Commercial Auto Insurance

  • Covers cars, trucks, motorcycles, and other road vehicles owned by or operated within a business. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. Commercial auto insurance may also offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from events other than traffic collisions.

Commercial Property Insurance

  • Covers risk of loss to an organization s buildings or personal property. Usually includes buildings, personal property of the insured business or business owner, personal property of others on site and in the insured s possession. Coverage can be provided on an all risk or specific perils basis.

Commercial Umbrella Insurance

  • Commercial Umbrella insurance is liability coverage that is in excess of specified other commercial insurance policies and also potentially primary insurance for losses not covered by the other policies. When an insured business is liable to someone, the insured’s primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy (up to the coverage limit of the umbrella policy).

Professional Liability Insurance

  • Professional liability insurance (PLI), also called professional indemnity insurance (PII) but more commonly known as errors omissions (E O) in the US, is a form of liability insurance that helps protect professional advice and service-providing companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. Professional liability coverage sometimes also provides for the defense costs, including when legal action turns out to be groundless.

Business Owner’s Package

  • A Business Owner’s Package (often called a BOP) is an insurance policiy that combines protection from all major property and liability risks in one package. It typically combines all the basic coverages required by a business owner into one bundle. It is usually sold at a premium that is less than the total cost of the individual coverages. Business Owners Policies usually target small and medium-sized businesses and typically contain business interruption insurance, which provides reimbursement for up to a year of lost revenue resulting from an insured property loss.

Workers Compensation

  • Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence.

Group Health Insurance

  • Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees’ family members) as a benefit of working for that company. A group health insurance plan is a major part of many employee benefits packages that employers provide for their employees.

Group Life Insurance

  • Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in the underwriting. Rather, the underwriter considers the size, turnover, and financial strength of the group.

Group Disability Insurance

  • Group Disability Insurance is a type of group insurance that provides regular income replacement payments to an insured member of the group in the event of an eligible disability resulting from illness or injury. Coverage is generally offered in two types: short-term disability (STD) or long-term disability (LTD).

Supplemental Insurance

  • Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover.

    Contact us to learn more about the right business insurance for you.

Contact Us About
Commercial Insurance:

What are your business insurance needs?


Rhode Island Department of Business Regulation: Division of Insurance Regulation #dbr, #business, #businesses, #business #regulation,


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State of Rhode Island: Department of Business Regulation

Contact Insurance

Division of Insurance Regulation: Consumers

General Information

  • Consumer Alerts
  • InsureU – a Public Education Program to Assist Consumers with Information about Insurance Issues
  • The VA’s Insurance Team – Insurance information specifically for active Servicemembers, Veterans, and their families
  • Consumer Information Source (CIS) – Information about insurance companies consumers can use BEFORE purchasing insurance
  • Access to Public Records Form
  • Office of Health Insurance Commissioner
  • Licensed and Approved Insurance Companies
  • Financial Information – Rhode Island Domestic Insurance Companies
  • For Information on Service of Process
      • Domestic Companies
      • Insurance Regulation 114 – Service of Process Upon Insurance Companies

  • Industry Alerts
  • Insurance Bulletins
  • Insurance Enforcement Actions
  • Insurance Regulations

Automobile Insurance

  • Consumers Guide to Auto Insurance
  • Uninsured Motorists:
    If you are involved in an accident with an uninsured motorist, please contact the Financial Responsibility Unit at the Division of Motor Vehicles at 401-462-5709.
  • Market of Last Resort – If you are unable to secure automobile insurance coverage through the voluntary market, please contact the RI Automobile Insurance Plan at 401-946-2600 for assistance.
  • Fraud Reporting: To report suspected automobile insurance fraud, please contact the RI Auto Theft and Fraud Unit at 401-444-1155.

Homeowners Insurance

  • Consumers Guide to Homeowners Insurance
  • Disaster Preparedness Tips and Consumer Alerts for Homeowners and Renters
  • Home Inventory Checklist
  • State of RI Emergency Management Agency (Disaster Assistance, Flood Insurance and Prepare Now!)
  • For questions on applying for federal assistance and aide contact: Federal Emergency Management Agency (FEMA)
    at 800-621-3362 or to apply for disaster assistance online at www.fema.gov
  • For questions on obtaining flood insurance, what to do before, during and/or after flooding, or to report flood claims (for property owners who purchased a flood policy) contact: National Flood Insurance Program
    (NFIP) at 800-638-6620; www.floodsmart.gov
  • United Way: 2-1-1: For Disaster or Emergency Service Information
  • Market of Last Resort – If you are unable to secure property insurance coverage through the voluntary market, please contact the RI Joint Reinsurance Association at 800-851-8978 for assistance.
  • Lead Liability – For questions on mitigation of properties in accordance with the Lead Hazard Mitigation Act, please contact the RI Housing Resource Commission at 800-570-0768 or http://www.hrc.ri.gov/index.php
  • Fraud Reporting: To report suspected arson, please contact the RI State Fire Marshall at 401-462-4200.

Long Term Care Insurance

Life Insurance and Annuities

  • Deferred Annuities Buyers Guide
  • Life Insurance Consumers Guide
  • NAIC Life Insurance Policy Locator Service – Helping connect consumers to life insurance policies they didn’t know their deceased family members had.

Medical Malpractice

  • Market of Last Resort – If you are unable to secure medical malpractice insurance coverage through the voluntary market, please contact the Medical Malpractice Joint Underwriting Association of RI at 401-369-8245 for assistance.

Workers Compensation Insurance

Health Insurance

Please also see the website of the Office of the Health Insurance Commissioner (OHIC) at
www.ohic.ri.gov


Carriers – Florida Insurance Group #insurance, #auto #insurance, #home #insurance, #car #insurance, #homeowners #insurance, #business


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Our Providers

I strongly recommend the Florida Insurance Group. I’ve been a satisfied client of theirs for the past 14 years. Recently my policy significantly increased and they took the time to re-shop it and found another good company (they represent a lot of different ones) and saved me over $900! Maggie was great!

This is the accommodation for Ellizabeth Sito. I had a terrible time at first dealing with my Fort Lauderdale Homeowners Company. I had a new roof put on my house that I Paid for and got a Wind Mitigation in Sept. 2014 and sent it to them. On April 30th, 2015,I received my bill for the year and I called them as my bill went “Sky High”. It was then that she told the Wind Mitigation was incorrect and I would have to get a new one done with pictures etc. It was then that I got in contact with Elizabeth with Nationwide Insurance in Orlando and she never hesitated to help me. She dealt with the Insurance Company in Fort Lauderdale and the roofer that did the Wind Mitigation. It took about a month from start to finish and she kept me informed as to what transpired and was patient with me, She did a “Super Job” in getting this all resolved, even on the payment to get it in on time. Great Job Elizabeth! You are the “Best”.

After I noticed my homeowners insurance starting to rise, I decided to make a change. During my conversation with Ziggy; he was very pleasant and knowledgeable concerning my needs. The process was handled quickly. Thank you for your help and the great customer service!

After our previous auto insurance rates continued to creep up, we decided to ask Ron at Florida Insurance Group for help. They saved us nearly $1100 a Year, and got us our new policy quickly and with wonderful customer service, too!

– Mark & Daniella Sunderland

A few unfortunate events happened with two of my small business drivers over the course of two months. My commercial auto insurance company decided my company was too much of a risk. FloridaInsurance.com helped me find insurance for my four trucks that I could actually afford. Thanks Florida Insurance Group! When my other insurance policies start going up in price, I’ll be sure to give you a call!

– Selena / Kissimmee, FL

I saved a considerable amount of money on my car insurance thanks to the nice folks at the Florida Insurance Group. In fact I got better coverage for less money! I would definitely recommend getting all my insurance coverage from them!

– Caleb/Winter Park, FL

Tattum at the Florida Insurance Group got me great coverage on both my home and autos all while saving me a boat load of cash!

– Joe (Fire Fighter)/Orlando

The great folks at Florida Insurance Group not only saved me money on my business insurance, but got me coverage that pays! Last year my work trailer was broken into and I got a settlement check within three days! Thanks Florida Insurance Group!

– Ernie (Artisan Contractor) – Orlando

A world of thanks to the Florida Insurance Group and customer service representative Maggie Medina who took care of all our insurance needs for both vehicles our residence and our golf cart and saved us approx $300.00 per policy period. Their office staff is always attentive and helpful any time we come in!

Excellent customer service. Ziggy worked hard to make sure everything was correct. He saved me $900 a year on new coverage, which means a lot to me!

– Nancy Scott, Orlando


Nations Roof North, LLC #commercial #roofing #contractor, #commercial, #industrial, #educational, #retail, #municipal, #structures, #milwaukee, #waukesha,


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Welcome to Nations Roof

When it comes to a trustworthy commercial roofing contractor, Milwaukee business owners need a company experienced in industrial roofing that protects against all sorts of weather. Nations Roof, servicing Milwaukee, Wisconsin and beyond, is the perfect company for the job!

Nations Roof prides themselves in being a nationally recognized commercial roofing solutions company with construction and service divisions throughout the United States, specializing in all types of commercial, industrial, educational, retail and municipal structures.

Services

– New roof construction
– Complete roof upgrades
– 24/7 emergency response service
– Preventative maintenance
– Re-roofing
– Snow removal
– And more!

Products

Our staff is experienced and friendly and available for any question or concern you
might have.

Call (262) 542-0002 Today for
a FREE Roof Inspection!


BAM – Fill Dirt, Sand, Shell in Florida #fdot #limerock, #commercial #limerock, #stabilizer, ##4 #stone,


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A Full Service Materials and Trucking Company

For INFO and QUOTES
Click to Email
Sherri Swenson
Your Materials First
Material Girl

or Call: (941) 270-1235

Commercial Residential

MATERIALS:
FDOT Limerock
Commercial Limerock
Stabilizer
#4 Stone | #57 Stone | #89 Stone
Rip Rap 4-6″
Rip Rap 6-12″
131 Screenings
Fill Material
Crushed Concrete Base
Crushed Concrete Fill
FDOT Shell Base
Washed Shell
Double Washed Shell
Bank Run Shell
Custom Screened Shell
Granite (all sizes)
Beach Sand
Washed Sand
Septic Sand
Perc Sand

WE HAVE MATERIALS IN:
Tampa
St. Petersburg
Bradenton
Sarasota
Venice
Nokomis
Osprey
North Port
Englewood
Port Charlotte
Punta Gorda
Ft. Myers
Bonita
Naples & beyond.

We cover the West Coast of Florida including: Pinellas, Hillsborough, Manatee, Sarasota, Charlotte, Lee, Desoto, Highlands & Collier.

Commercial and Residential Dirt, FIll, Trucking and More.

Serving the Entire West Coast of Florida and Beyond

BAM offers a new concept in providing materials to Contractors, Homeowners, Local Governments and Large Projects on the west coast of Florida, now with one phone call all your material needs can be met. Save your entity time and money by calling Sherri Swenson, the Material Girl, for the best prices and service for ALL your material needs today and find out why BAM is one of the fastest growing material providers on the West Coast.

Unlike a single mine or quarry we have materials located in the following areas:

Tampa, St. Pete, Bradenton, Sarasota, Venice, Nokomis, Osprey, North Port, Englewood, Port Charlotte, Punta Gorda, Ft. Myers, Bonita, Naples & beyond.

We cover the west coast of Florida. Some of the counties we sell material in are:
Pinellas, Hillsborough, Manatee, Sarasota, Charlotte, Lee, Desoto, Highlands & Collier.

Location alone, is not what distinguishes Bulk Aggregate Materials from other materials sources. It’s location, competitive pricing and a vast selection of materials that sets Bulk Aggregate Materials apart. Bulk Aggregate Materials is your one-stop shop for premium construction, site development and road construction materials.

2009 Bulk Aggregate Materials | Site design by Katrina Costedio Design


T and T Sweeping Port O Let Service Southern MD Street Sweeping Portable Toilets Comfort


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St. Mary’s, Charles, Calvert County MD & King Georges VA
Sweeping & Portable Toilets

T T proudly serves the following areas in St Marys, Charles, and Calvert counties, MD. Bryans Road, Bryantown, Indian Head, Saint Charles, La Plata, Cobb Island, Hughesville, Waldorf, Charlotte Hall, White Plains, California, Great Mills, Hollywood, Leonardtown, Lexington Park, Mechanicsville, St Marys City, Chesapeake Beach, Dowell, Dunkirk, Lusby, North Beach, Owings, Prince Frederick, Port Republic, Solomons, St. Leonard, Sunderland 20601, 20602, 20603, 20604, 20653, 20646, 20688 20695, 20615, 20732, 20629, 20754, 20639, 20657, 20714, 20736, 20678, 20676, 20688, 20685, 20610, 20689

Southern Maryland Sweeping Services

T width: 250px; margin: 0 10px 5px 0;” src=”http://www.tandtsweepingportoletservice.com/images/Maryland-executive-restrooms.jpg” />

  • Coat hook
  • Toilet tissue
  • Courtesy shelf
  • Hand sanitizer
  • Indoor lock for privacy
  • Paper towel dispenser
  • Disposable seat cover
  • Spray toilet seat cleaner
  • Construction holding tanks
  • RV Waste pumping service
  • Lotion spray soap dispenser
  • Fresh water foot pump flush
  • Stand alone Hand wash sink station
  • Chemical deodorizer water in the tank
  • Lockable from the outside
    (lock not provided)

Seasonal or Temporary Restroom Rentals

T T Sweeping and Port-O-Let Service First!

Phone: 301-475-3035 or Email.

Design, Hosting, and Internet Marketing by CountyWebsiteDesign.com 2017


Auto Insurance, Property Insurance, Commercial Insurance, Cleveland, OH #auto #insurance, #sr22 #insurance, #car #insurance, #property


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Call today for a quote on Auto Insurance, SR22 Insurance, Car Insurance, Home Insurance, Property Insurance, Commercial insurance in Cleveland, OH.

Call Washington Co Insurance Agency to get quote on Auto Insurance,SR22 Insurance, Homeowners Insuance, Property Insurance, Life Insurance, Health Insurance and Commercial Insurance in Cleveland, Ohio (216) 691-9227 or go online and get an instant quote or fill out form and submit form for quote. For the consumer looking for insurance needs, comparing insurance rates are made easy.

Whether you are looking for insurance for your Auto, Motorcycle, Boat, ATV, Snowmobile, Commercial auto, Car, Truck, Property, Life, Health, or Business insurance, you have come to the right place. If you have tickets or accidents or you need a SR22 for driving privilege, no problem, we have affordable rates.

Do you realize you do not have to own Property such as a Home, Condominium, or Landlord, to get Property Insurance? We also offer Renters insurance because a Fire can happen in any dwelling.

Whether you are looking for Term life, Whole life, or Cash value life insurance policy to cover your Final or Burial expenses our Agency can help. We also carry a free quote on Disability insurance.

We will provide comprehensive Medical Insurance or Health insurance coverage for you and your family. If you have Health insurance coverage at work, this may be fine, but it pays to check. If you are paying for your own group Health Insurance, let us review it. Remember, you may leave that job someday. Will your Health insurance coverage follow? Not likely.

We have competitive rates for virtually every Commercial driver, regardless of driving experience or record. You’ll get even better rates for commercial drivers with clean records and commercial driver’s license experience. Commercial auto insurance coverage for all commercial autos, such as pickup trucks, vans, automobiles and SUVs. Commercial auto insurance also covers trucks, including dump trucks, box trucks, straight trucks, tractor trailer combos and tow trucks.

If you have questions that are not addressed on our website, call Washington and Co Insurance Agency in Cleveland Ohio (216)691-9227 or go online and get instant quote or fill out form and submit form for a quote.

If you are comparing insurance rates on Auto insurance, Car insurance, Property insurance, Life insurance, Health insurance, Business insurance or Commercial insurance, let Washington and Co in Cleveland Heights (216) 691-9227 be your last stop.


Putney Plumbers, Putney based family firm servicing the domestic and commercial sectors #commercial #plumbers


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Welcome to Putney Plumbers Ltd

Our rates are very competitive. No job too big or too small.
Whatever job you have we will provide you with a friendly and professional service.
Contact us today on 0208 789 0999!

Our Latest Offer

Up to 10 year warranty available with selected Worcester Greenstar Boilers.

SUMMER OFFER!
Up to £200 off Greenstar Worcester Boilers.
Offer ends 31st AUGUST 2017

Putney Plumbers is a family run business which has been based in Putney since the 1990’s, providing a service to the domestic and commercial sectors.

Putney Plumbers carry out a wide range of services which include plumbing, heating, boiler repairs, boiler installations, carpentry, blockages, drains clearing and bathrooms.

Our office team are always on hand to book appointments and answer any questions you may have. We pride ourselves on having a great working relationship with our customers.

Our latest reviews are available to see on the Checkatrade. Trustatrader and Which websites.

Services We Provide

Areas We Cover

Notice to our customers

In the past there has been an incorrect phone number showing in Google search results, from a company advertising themselves as Putney Plumbers. The 0800 number is not ours and not genuine.
Please ensure that you have a note of the correct phone number for Putney Plumbers which is 0208 789 0999.

Contact Us

Unit 3 The Mews
6 Putney Common
London
SW15 1HL
UK

Telephone: 0208 789 0999
E-mail:

Our Partners

Registered office: Foot & Ellis Smith, 11 Queens Road, Brentwood, Essex, CM14 4HE. Company registration no: 4110881. VAT no: 766 3360 15
Copyright 2016 Putney Plumbers Ltd. All rights reserved. Web site designed, maintained and hosted by Reaper Enterprises Ltd (reaper.com )


Pro Painting Co #los #angeles #painter, #painting #contractor, #painting #repairs, #pro #painting #co, #residential #painter,


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PAINTING SERVICES IN Los Angeles

Welcome to Pro Painting Co, one of the leading painting services companies in the greater Los Angeles area. After completing a seemingly infinite number of residential, commercial, interior, and exterior painting jobs, what we’ve learned is that what matters most is value – doing a quality job at an affordable and fair price. Approaching every project with the same uncompromising level of care, attention, and professionalism, that concept of value is what we strive to deliver and we can tell it’s working by the smiles on our customers’ faces.

Painting Specialists – Some might think that painting is an uncomplicated job. While that might be true for a less-than-excellent provider, the exceptional painting services that Pro Painting Co delivers requires an intimate knowledge of varied techniques and principles as well as experience working with all different types of home, commercial and industrial settings. We bring true painting knowledge to the table and you’ll see the difference from the first moment.

Respecting Customers – Bringing painting contractors to your property and inside your home is probably not your idea of a good time. We understand the nervousness that comes with this process and all of our employees have been well-trained to respect you, your furnishings and your entire house with the same courtesy they would expect at their own home. Fully insured and licensed in Los Angeles, we take every step needed, including post-job cleanup, to show you our respect.

Areas Serviced – We service the great state of California including the following cities; Agoura Hills, Alhambra, Altadena, Anaheim, Arcadia, Artesia, Atwood, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower, Beverly Hills, Brea, Buena Park, Burbank, Calabasas, Canoga Park, Carson, Cerritos, Chatsworth, City Of Industry, Compton, Costa Mesa, Covina, Culver City, Cypress, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Encino, Fountain Valley, Fullerton, Garden Grove, Gardena, Glendale, Glendora, Granada Hills, Hacienda Heights, Harbor City, Hawaiian Gardens, Hawthorne, Hermosa Beach, Huntington Beach, Huntington Park, Inglewood, La Canada Flintridge, La Crescenta, La Habra, La Mirada, La Palma, La Puente, Lakewood, Lawndale, Lomita, Long Beach, Los Alamitos, Los Angeles, Lynwood, Malibu, Manhattan Beach, Marina Del Rey, Maywood, Midway City, Mission Hills, Monrovia, Montebello, Monterey Park, Montrose, Mount Wilson, North Hills, North Hollywood, Northridge, Norwalk, Orange, Pacific Palisades, Pacoima, Palos Verdes Peninsula, Panorama City, Paramount, Pasadena, Pico Rivera, Placentia, Playa Del Rey, Rancho Palos Verdes, Redondo Beach, Reseda, Rosemead, Rowland Heights, San Dimas, San Fernando, San Gabriel, San Marino, San Pedro, Santa Ana, Santa Fe Springs, Santa Monica, Seal Beach, Sherman Oaks, Sierra Madre, South El Monte, South Gate, South Pasadena, Stanton, Studio City, Sun Valley, Sunland, Sunset Beach, Surfside, Sylmar, Tarzana, Temple City, Toluca Lake, Topanga, Torrance, Tujunga, Universal City, Valley Village, Van Nuys, Venice, Verdugo City, Villa Park, Walnut, West Covina, West Hills, West Hollywood, Westminster, Whittier, Wilmington, Winnetka, Woodland Hills, Yorba Linda.

If you don’t see the painting service you’re looking for, give us a call and we’ll be able to either come up with a solution or point you in the right direction.

We have been in the painting industry long enough to be able to complete any painting jobs in an efficient and effortless manner. If you are looking for a company to get the job done right the first time then look no further.

We can turn up anywhere in Los Angeles at short notice and begin working on your job right away. No matter what painting job whether it is for your home or business you can count on us to arrive on time

Before a job begins we specify what the cost will be for the entire job. That means you won’t have to deal with hidden costs down the line – even if unforeseen problems arise. We evaluate each job fairly so that the price we offer is competitive.

We go to great lengths to make sure that all our clients are happy every time that they hire us for a job. If at any point you are unsatisfied with anything then you can trust us to listen to your concerns and come up with a solution to put you at ease.

Every possible interior painting task is well within our ability and we complete them with pleasure.

Bringing new life to your home’s exterior is an exciting way that we can show off our unique talents.

Also open to non-residential painting projects, we’ve been part of both small and large institutional, industrial and retail jobs.

By treating the problem rather than the symptoms, we ensure that your next coat of paint will be durable and attractive.


Lincoln Window Installation #window #installation, #window #replacement, #glass #repair, #screen #doors, #screen #windows, #sun #screens,


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Professional & Reliable Placer County Window Installation

J ]
– Kevin H.
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I called this company at the last minute and they came out immediately! They were great to work with and did a great job! I highly recommend them.[ ]
– Dawn D.
Read More