Team collaboration software #design,sustainable #design,interior #design #cape #town,corporate #design,retail #design,office #design,project #management, #design #and #build,


Concept | Design | Reality

As specialists in Interior Architecture Commercial Design, Collaboration delivers solutions that are functionally focused and aesthetically advanced. We have pioneered a three-phased approach in the way that we work with the vision of turning exceptional ideas into reality through innovative design.

Our signature method means that, while we go beyond the ordinary in concept and design, we are always realistic about the opportunities and constraints, and pride ourselves on delivering within given timeframes and budgets. We are cognisant of the big picture as we focus on the details of your brand vision, translating awesome concepts into awe-inspiring spaces.


Various new positions have become available.

Midweight Interior Designer
Junior Interior Designer
Visualisation Specialist
Desk Top Publisher

Please refer to the full article listing software requirements.

Auto Accident Lawyer #john #m. #cichelero, #p.c., #saint #louis #car #accident #lawyer, #cape #girardeau, #missouri

Personal Injury Attorney

If you have been injured in an accident and have questions about what your next step should be, call St. Louis personal injury attorney John M. Cichelero, P.C. His law office is located in St. Louis (Clayton), Missouri. Mr. Cichelero, who has been serving Missourians for more than 25 years, has extensive experience and has been representing individuals primarily in the areas of personal injury or wrongful death due to car accidents, semi truck accidents, boating accidents, motorcycle accidents, or injuries in the workplace. He represents clients in Missouri and some parts of Illinois.

Recent Posts

St. Louis personal injury attorney John M. Cichelero has been practicing law in the State of Missouri since 1986. His law office is located in Clayton, Missouri. Mr. Cichelero serves the entire St. Louis area as well as most of eastern Missouri. During nearly 25 years of practice, Mr. Cichelero has represented many people injured in automobile, truck, motorcycle and boat accidents in Missouri. He has represented clients with serious injuries including head injuries, brain injuries, neck and back injuries, burn injuries, arm and leg fractures as well as other injuries. He has litigated and tried cases in Missouri involving tractor-trailer accidents, motorcycle accidents, truck accidents and car accidents. Mr. Cichelero is also a workers’ compensation lawyer. He handles Missouri workers’ compensation claims throughout most of eastern Missouri.

Telephone and initial consultations are FREE. John M. Cichelero, P.C. can be reached at 314-205-2886.

8008 Carondelet Avenue, Suite 304, St. Louis, MO 63105
Phone: 314-205-2886

The use of this website does not create an attorney-client relationship.

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The Medpages Database – Medpages service #healthcare #search, #healthcare #directory, #find #a #specialist, #request #an


The Medpages Database

What’s inside?

The Medpages Database contains high-quality information that you can integrate into your systems. The database currently contains 398,048 actively-managed healthcare-provider records for Africa.

For each healthcare provider you get accurate and up-to-date information including name, speciality / service, landline, cell, email, postal address, physical address, geolocation, registration numbers, and much, much more.

See a person record See an organisation record

A quality database

The Medpages Database contains only quality, complete and up-to-date information. Here’s how we do it:

  1. A dedicated team of specialists are in daily telephonic contact with healthcare providers, updating and adding new information.
  2. We use data-quality profiling tools to continuously improve the data quality.
  3. We implement a rigorous quality assurance process.

In recognition of our data quality the Direct Marketing Association of South Africa (DMASA) awarded us a Gold Assegai Award. Our high standards have also been recognised by achieving Centre of Excellence membership at DMASA. The Medpages Database is PoPI (Protection of Public Information) compliant.

Poor data quality costs revenue in lost opportunities. Poor quality data is the top reason for CRM and business intelligence failure. Don’t waste time and money, use the recognised high-quality Medpages Database.

The dedicated team who are in daily contact with healthcare providers:

Easy integration into all your systems

The Medpages Database is software agnostic it will work with any software system. For example you can integrate it into your:

  • CRM software
  • Call reporting system
  • Territory management system
  • Claims administration system
  • Hospital management system
  • Accounting software
  • Billing system
  • Business intelligence software

Regular feeds of any updates or additions are sent to you at the desired frequency, keeping your installation up to date. Everyone in your organisation will be working off the same quality information: a unified view.

Just some of the systems we’ve integrated with:

Companies love the Medpages Database because it is:

High-quality data

Easy to integrate

A cost decreaser and a revenue increaser

A subscription to the Medpages Database also includes the ready-to-use Medpages Pro Search. which gives your whole company instant online access to the database.

These companies are benefitting by using Medpages

Hospital Groups

Medical Aid

Healthcare Suppliers

Media & Advertising

Pharmaceutical Companies


Pathology Laboratories






For more information contact

Benjamin Dadon

National Sales Marketing Manager

Get the Who, What and Where of Healthcare for Africa

A person record (example)

This shows all the fields a person record can have. Field-values contain dummy-data for this example.

Invoice Factoring -an advance on money due to you from a business in South Africa


Frequently Asked Questions

Its what your looking for

Debtors Factoring Is a way of providing capital to accelerate cash flow and combines flexible finance linked to turnover, with a professional Debtor Administration and Credit Management Service.
Factoring of this kind does not involve borrowing, it simply advances cash which is due to you; it effectively converts credit sales into cash sales and includes a full debtors management system.

How does Debtors Bridging work?
A contract is entered into where the business agrees to factor its credit sales ( bridge invoices) to the bridging company, who will advance up to 80 % of the invoice value immediately (limited to those that have proof-of-delivery).
Monthly statements are sent to the businesses customers reflecting amounts due and payments made.
Professional credit controllers administer the sales ledger, assess customer creditworthiness, attend to credit control and debtor administration, ensure collections are received, institute legal action where needed and offer a comprehensive sales and related management service.

Benefits of Debtors Factoring :
Cash made available for expansion
Increased sales potential
Increased margins and improved credit rating
Management time better utilised
Reduced overheads
Lower bad debts
Improved return on capital:
Expansion without loss of equity / control
Debtors aging improved.
Increased Working capital
Improve Cash FLow

Administration fee: From 0.5% to 2.0% of turnover, covering sales administration but dependent on the number of transactions involved and the value per invoice.
Discount fee: A discount (interest) fee of between 1.0% to 2.0% above the ruling Prime Bank Overdraft Rate, effectively on the amounts advanced

When is this a desired facility :

  • When sales need to be expanded and you need to have cash is available to funds this growth
  • When there is a need to evaluate potential customer’s creditworthiness.
  • To remove an administrative burden and free your team to concentrate on sales
  • To retain ownership of your business as it grows.
  • To take advantage of early and bulk settlement discounts
  • When better control over debtors and granting of credit is needed

Debtors Discounting / Debtors Bridging

Can debtors discounting be used to fund work in progress.
Yes. Cash advances received for previously completed can be used to fund Work In Progress.

Is there a minimum debtors book size:
Yes genially a debtors book of less then R 500 000 is not feasible for debtors discounting. It would be bet to use single or selective invoice factoring.

How long am I locked in for:
Normally this facility is renegotiated after 12 months.

Who controls the process:
You the client are always in control. The management team takes is instructions from you especially wrt defaulting customers but the bridging company take the day to day operational burden off you.

What happens if a client does not pay :
They are given notice to pay and then you are advised. If you wish further stronger action then this is actioned. If the client completely defaults after all actions have been taken, you will ultimately be responsible for the debt. The Debtors Discounting company merely manages your book for you. The profits and losses are for your account.

How much can I get :
UP to maximum of 80 % invoice value immediate and balance ( less discounting costs) once your client settles his account.

A typical scenario:
ABC factory has made shoes and has delivered them to its customer, the retail shoe shop. ABC has granted the retail shop 90 days credit but ABC factory needs its money now. Invoice bridging / Invoice Factoring / Invoice Discounting is when the bridging company advances up to 80 % of this money to ABC factory and then collects the money from the retail shop in 90 days time. The fee for the period the money was lent out, is deducted from the 20 % still due to ABC factory and the difference is paid to ABC factory.