Small Business Loan Application Example #business #loan #application #form


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Bank Loan Application

BUSINESS LOAN APPLICATION

Date:

New Relationship Branch:_____________________

Existing Relationship Officer:__________________

BUSINESS INFORMATION

  • Business Name_______________________________________
  • Address_____________________________________________
  • Telephone ( )______________ Tax I.D.____________
  • Individual Name(s)__________________________________
  • Address_____________________________________________
  • Telephone ( )_______Social Security #_______Date of
  • Birth:_____
  • Proprietorship______ Partnership______Sub-Chapter S_______ Corporation_____________ Non-Profit________ Individual_________ LLC_________

Ownership Distribution: (List stockholders, partners, owner names) Note: Attach separate sheet if additional space needed.

  • Name__________Title________# of Years______%___ SS#_____
  • Name________Title________# of Years_________%___SS#_________
  • Name________Title________# of Years_________%___SS#_________

Nature of Business__________________Year Established_______ Number of Employees________

  • Years at Present Location_________[ ] Own[ ] Lease
  • Accountant__________Telephone ( )
  • Insurance Agent____________Telephone ( )
  • Attorney_____________Telephone ( )

FINANCIAL INFORMATION

Bank of Account______________Account Number_____________

Credit Relationships: Please provide details of your business credit relationships below:

Original Loan Amount____________Maturity____________
Name of Creditor_____________Purpose of Loan___________
Amount___________Presently Owing________________
Repayment Terms______________Date_______________
$ $
$ $
$ $

LOAN REQUEST

Amount of Loan Requested______________ Type of loan_________

Requested term of loan:___________________

Specific Loan Purpose (Check all that apply)

  • [ ] Working Capital
  • [ ] Finance Purchase of Inventory
  • [ ] Finance Purchase Equipment
  • [ ] Finance Purchase of Real Estate
  • [ ] Finance Purchase of Business
  • [ ] Refinance Existing Loan or Debts
  • [ ] Other

    Collateral Available* (Check all that apply)

    • [ ] All Assets (accounts receivable, inventory, machinery and equipment)
    • [ ] Specific Equipment (Please attach equipment list, including serial numbers or description of equipment, and invoices for new equipment.)
    • [ ] Real Estate (Please attach property address, legal description and a copy of most recent tax bill.) Square Feet Acres
    • [ ] Cash on Deposit at (name of bank) Branch Account #
    • [ ] Personal Assets (As described in Personal Financial Statement.)

      *Collateral: Loans are secured by collateral, which is property in which a security interest is granted to secure repayment of the loan. The loan collateral may include business assets, stocks, bonds, certificates of deposits, or personal assets. Consider (1) the value of the loan collateral must be equal to or greater than the amount of the loan, (2) expected economic life of collateral will be considered by the Bank in evaluating the collateral offered for the loan, (3) formal collateral appraisals may be required, and (4) a pledge of personal assets may be required as additional collateral for the business loan requested.

      [ ] Guarantors** (Please list)

      • Name__________Social Security #_________________
      • Address__________________________________ Name___________________Social Security #________________ Address__________________________________ Name___________________Social Security #________________ Address__________________________________

      **Guarantors: For incorporated borrowers, guarantees of owner(s) is usually required, unless secured by Bank deposits or marketable collateral. If personal assets are in joint names, a sole proprietorship, and/or partnership, the Bank may require all parties to pledge collateral.

      BUSINESS BACKGROUND INFORMATION

      Please provide a brief history of your business, future plans and projections, and describe your products and/or services and competition.

      PERSONAL BUSINESS EXPERIENCE

      If you have been in your present business for under five years, please describe your previous business experience. (Include business background, management experience, and training, or include a resume.)

      CERTIFICATION

      The undersigned certifies that, to the best of his or her knowledge and belief, all information contained in this loan application and in the accompanying statements and documents is true, complete, and correct. The undersigned agrees to notify the Bank immediately of any material changes in this information. It is further agreed that, whether or not the loan herein applied for is approved, the undersigned will pay or reimburse the bank for the costs, if any, of surveys, title or mortgage examinations, appraisals, etc. performed by non-Bank personnel with the consent of the applicant.

      The undersigned authorizes the Bank to contact any bank and trade creditors it deems necessary without further notice, including, but not limited to, Dunn Bradstreet reports or information from TRW Credit Data.

      • Business Name (print):
      • Applicant Signature: Date:
      • Applicant Title:
      • Guarantor(s) Signature: Date:
      • Guarantor(s) Signature: Date:

      BUSINESS LOAN APPLICATION CHECKLIST

      Please be sure all of the following documentation has been included in order for your business loan application to be processed.

      • [ ] Business Loan Application
      • [ ] Accountant-Prepared Business Financial Statements (Profit and Loss, Balance Sheet) for the past three fiscal years
      • [ ] Business Federal Tax Returns for past three fiscal years
      • [ ] Interim Financial Statements (if available)
      • [ ] Most Recent Federal Tax Returns for each principal owner listed in the first section of the Business Loan Application
      • [ ] Personal Financial Statement
      • [ ] Organizational Papers (Articles, dba papers, etc.)
      • [ ] OTHER:

      FOR OFFICE USE ONLY:
      Bank Loan Application Review Example
      Reviewed by:___________________________


Training – Placement #skillexam #(skill #assessment #tool), #offshore #development #services, #recruitment #process #outsourcing #service, #traning


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Dear Prospective Training Candidates,

CBS Information Systems, Inc. is fast growing software development and training company offering mission critical solutions to businesses through cutting-edge technologies since year 2000.

We are in the process of accepting candidates for various training programs. The training can be taken in class room style or remote (online) with live instructor.

If you are qualified, available, interested, planning to make a change, please RESPOND IMMEDIATELY. In considering candidates, time is of the essence, so please respond ASAP.

Here are our offerings:

  • Certified Trainer with real time experience.
  • Unlimited Lab Access during non-training hours.
  • Aggressive Placement Assistance.CBS will assist in job placement.
  • Fee Reimbursement upon successful placement by CBS.
  • No contract.
  • Real time Project Exercises and Step by Step Procedures with handouts.
  • Assistance in Resume and Interview Preparation.
  • Training from hands on consultancy experience.
  • Talk with experienced real time consultant available for comments and guidance.
  • Open for candidates with any visa status.
  • We provide the best possible trainer for each course
  • We offer most competitive pricing for our training programs.
  • We offer 100% online training with live instructors
  • You get trained from comfort of your place
  • We use state of the art learning management system
  • You are also connected via phone with live instructor during the class in a conference fashion

Review: Walmart Credit Card – Credit Card Catalog – Credit Card Comparisons, News – Reviews


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Review: Walmart Credit Card

  • The Walmart MasterCard offers 3% cash back on Walmart.com purchases and 1% cash back on Walmart store purchases, 2% cash back on gas purchases at Walmart and Murphy USA gas stations, and 1% cash back on all other card purchases. (Cash back is given as a statement credit, reducing your Walmart credit card bill by the amount you ve earned in rebates.) It has no annual fee and there is a chance you could get instant approval at a somewhat reasonable (for a retail credit card) 17.65% interest rate, but you could also get stuck with a 20.65% or 23.65% rate if your credit isn t excellent. If you are instantly approved, you will get 20% off any purchases you make on the same day you open your card account, on up to $250 in purchases.
  • The Walmart Credit Card is a card that offers you credit in order to make purchases at Walmart stores only. (You can use it at the Walmart-owned Sam s Club, too.) It offers everything the Walmart MasterCard offers, except you can t use it outside of Walmart stores, so you obviously can t get the 1% rebate on non-Walmart purchases that the MasterCard offers. There is no annual fee for this card but the interest rate is a hefty 23.65%.

Looking at the two Walmart credit cards, it seems obvious that the Walmart MasterCard offers a better value. So why would you ever choose the Walmart Credit Card?

Well, in most cases, you wouldn t. But the catch here is that when you apply for a Walmart credit card, you really aren t choosing which card you want instead they are choosing which card to give you based on your credit history. If you meet their credit standards, you will get the Walmart MasterCard. If not, they will offer you the store-only Walmart card.

Credit One Bank® Platinum Visa® for Building Credit – See if you Pre-Qualify without harming your credit score. +This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus. +All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.

Indigo® MasterCard® for Less than Perfect Credit Pre-qualify today without an impact on your credit score. Helping consumers with limited or damaged credit make a fresh start for over 12 years. Prior bankruptcy is OK. Account history is reported to the three major credit bureaus in the U.S.

Visit our sister site:

Proud Money – Personal finance news, views & advice

DISCLOSURE: Credit Card Catalog is an independent, advertising-supported service. Credit card offers on this site may be from companies that compensate us for new customer acquisition. This compensation may impact the location and order in which these products appear. While Credit Card Catalog attempts to include a wide range of card offers, the site does not include the entire universe of available credit offers.

Note that opinions expressed here are from their respective authors alone, not from any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within any article.

We take your privacy seriously — check out our Privacy Policy to see how your information could be used by this site or by third-party sites linked to from Credit Card Catalog.

By using this site, you agree to our Terms of Use.


Duluth Builders Exchange #application #builders


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The Duluth Builders Exchange

“A vital resource for the construction industry for over a century.”

The Duluth Builders Exchange is a member driven non profit association dedicated to providing timely construction project leads and information
to our members.

For over 100 years DBX has specialized in:

  • Providing plans, specifications and information covering projects to be constructed, repaired and remodeled,
  • Compiling, maintaining, and distributing timely information about the
    construction industry and its participants,
  • Partnering with Architects, Engineers, Developers, Government Agencies, and the Design Community, to introduce their projects to
    the largest pool of qualified bidders,
  • Promoting fair and equitable bidding,
  • Promoting the skill and services of our members,
  • Cultivating friendly, social and business relationships among members of our industry.

Our mission is to continue to provide these vital services to our members and the construction industry for another 100 years.

DBX Sponsors

Vonco Duluth Builders Exchange Web Ad 2017

RSM Standard Logo CMYK

Veit Duluth Builders Exchange 16

Congratulations to Lance Lindahl of Northland Constructors, Nate Sapic of Benson Electric, Paul Zwak of The Jamar Company, Judy Konkler of Mavo Systems, Chad. Read more →

Your 2nd Half renewal could be free Click on the link above, and check your 2nd half renewal invoice for all the details! Read more →

You can search the Member Directory alphabetically ( a,b,c,d ) simply by entering any letter in the search field and clicking search. All member companies that. Read more →

Categories

Recent Posts


IPhone App Development Company #iphone #application #developers


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Put your mobile app development & design in motion

You need to develop an app. You might intend for it to help run your business, serve a practical purpose, or simply entertain and engage its users. In any case, you’re going to want to invest in an iPhone app development company capable of putting the idea in motion and executing flawlessly fixed on your goals, objectives and budget.You’ve found that app development company. Buckle up. Your project is about to take off.

Jack Nicklaus’
Video iOS App

Jack Nicklaus’ Golf My Way, the best-selling golf instructional series of all time, is now available for the first time as an app.

Nicklaus Interactive came to Blue Whale to completely redesign and update their existing iPhone app from 2009. Blue Whale implemented a new business model, redesigned and recoded the app as well as converted to a universal iOS app for both iPhone and iPad.

Black Planet
Meet New People

Black Planet is the worlds largest online niche community with over 20 million members.

Blue Whale built this social networking app that includes all the social features you would expect such as creating a profile, messaging friends with notes, browsing profiles by location, posting status updates, viewing popularity with a ‘prop meter’ and much more.

First Rate Investment
iPad Application

Provides must-have performance and investment information at the fingertips of investment professionals anywhere and anytime.

Along with its direct and simple presentation of returns, allocation and investment activity, this application will also generate portfolio customized performance statements with real time data, giving Advisors on-the-go access required for client presentations.

Speech Therapy for Apraxia iPad Application

Speech Therapy for Apraxia -Words is a convenient, effective speech therapy iPad app for children with Childhood Apraxia of Speech/dyspraxia, adults with apraxia, use by anyone working with individuals with apraxia, either therapists or parents.

Perennially in the Top 25 Medical category for paid iPad apps, Speech Therapy for Apraxia is the # 1 speech therapy app available on the market.

Scout Peek Social
Video iPhone App

ScoutPeek is a social video app that helps sport scouts, coaches and organizations find the most talented athletes in the world. Features include profile creation, browsing for athletes by location, sport, gender or postion, upload videos, commenting, liking and contacting.

Blue Whale helped this entrepreneur from idea to inception – starting with definition, logo, branding, design, development, back end APIs and app store approval.

Mobile App Development Company

Diverse Projects

Millions of people all over the world have got their hands on Blue Whale apps. Spend just a few minutes with some of our featured apps.

VIEW OUR WORK


  • Talk With A Pro

    Blue Whale has been creating apps for iOS since Steve Jobs first showed the world an iPhone. We’re into ‘droids, Apple watches and smart TVs too.

    TALK WITH AN APP EXPERT


  • Answers About Apps

    What platform? How much? We’ve collected the most common questions about apps and gave you answers.

    Our Story

    We are a team of highly experienced industry experts who are passionate not just about App development but also at creating an experience. We take pride in our approach focused on delivering a quality product. To put the process in simplest terms, you provide an idea and we bring it to life; you provide a seed and we nurture it into a beautiful tree; you give us the story or dream and we turn into reality.

    We’ve been trusted by clients like Discovery Channel, NBC Universal, D B, Jack Nicklaus more. If you’re looking for a app development company specializing in iphone app development, iOS app development, Android app development more, we’re here to help. We look forward to speaking with you and would love to help you with YOUR next app development project.

    A Sample of Our Clients

    SITE LINKS:


  • Sinclair College Application for Admission #sinclair #college, #sinclair #community #college, #sinclair #application, #sinclair #apply #online,


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    Online Application

    Standard Application

    Start here for students who are applying to Sinclair for the first time (first-time college students, transfer or visiting students). Continue here if you are applying for regular admission. College Credit Plus (CCP) and International students should not use this application.

    Returning Previously Accepted Students

    Follow this option if you have previously been accepted and/or attended Sinclair, but have not registered for classes within the last two years.

    Current Students: Accepted to Sinclair and/or registered for classes within the last two years? Register now or call 937-512-3000 for next steps.

    College Credit Plus

    Use this option if you are in grades 7-12 and are interested in earning high school and college credit before graduating high school, or if you have already applied for CCP and need to sign in to add additional information.

    International Students

    Students interested in studying in the U.S. on an F1 Visa or transferring to Sinclair on an F1 Visa, wanting to rapidly improve their English skills with English Now! Intensive ESL or visting international students, can use this option to begin their application. Find additional information by contacting the International Education office.

    Admission is open to all applicants; however international students on an F1 Visa must submit additional documents to be considered for admission. Some programs have additional requirements that must be completed prior to actually beginning the program. These include the Health Sciences. Paralegal. Police Academy. Early Childhood Education. GM ASEP. Mopar CAP. and Honda PACT programs, as well as the College Credit Plus program and A.I.S. and A.T.S. degrees.

    Please note that it will take 2 to 3 business days to process your online application. If you wish to apply and register immediately, please visit one of Sinclair’s locations .


    What Does an Application Developer Do? (with pictures) – mobile wiseGEEK #application #devloper


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    wiseGEEK: What Does an Application Developer Do?

    An application developer is a computer software engineer whose primary responsibilities involve developing new types of applications for computers, mobile phones, and other types of electronic devices. Application developers are generally employed by major technology companies, but some software engineers work independently of major firms and sell their applications to major companies. Successful software engineers develop new programs for existing platforms as well as develop ideas for platforms that are not yet in full production.

    Typically, an application developer has a college degree in computer programming. computer science. or a related field. Many major information technology firms recruit recent college graduates, but other firms require employees to have postgraduate degrees that focus on specific aspects of programming. Some firms have entry-level positions for people who have basic programming skills but no college degree. On occasion, some entry-level employees are able to transition into higher paying roles if they prove adept at handling software development .

    Marketing firms conduct research to gather information relating to consumer needs and economic trends. The information is passed onto software engineers who are tasked with creating new applications that meet the public’s needs in terms of use and cost. An application developer begins to draw up plans for proposed applications. Details of those plans are passed on to marketing firms that conduct further research to see if there is sufficient consumer demand to warrant further product development. The ideas that receive the best feedback are put into full production.

    An application developer has to have an advanced understanding of mathematics and of the binary codes that are used by computers. Algorithms, which are instructional codes used by computers, are created and put through extensive testing to see if the computers can function correctly based upon the information provided. In most instances, teams of developers work together and attempt to gradually enhance sample applications until the application reaches a point where it is ready to be marketed.

    Developers often make several versions of the same basic application that can be read by different types of devices, such as cell phones, tablets and personal computers. Once an application goes into production, the developer has to work on creating upgrades, known as patches, that are released periodically to the public so that the application can continue to function alongside other constantly evolving types of software. In order to remain competitive, most software companies hire developers to begin work on more advanced applications to replace applications that have yet to be released to the public

    Article Discussion

    1) With so many applications available, it seems like the field of application development would be a great option for anyone interested in going into an exciting field of technology. I just saw a story on the news about a high school student that invented an application for helping students stay on top of their assignments. He is well on his way to having an application developer job before he even goes to college.


    Torah Life Ministries – Paul Nison, life application ministries.#Life #application #ministries


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    Torah Life Ministries

    Life application ministriesTorah Life Ministries, Inc. is a nonprofit ministry teaching the Word of Yahweh, proclaiming the Good News of Yeshua, and supporting the healing of all by revealing a more excellent way.

    Torah Life Ministries Mission Statement

    It is in our heart to help fellow believers understand the important health message found in the Scriptures without incorporating the “New Age” associated with so many health teachings today. In addition to optimum physical health, we also have a passion to teach people how to appear in the world to glorify Yahweh, by dressing modestly. We seek to glorify Yahweh physically and spiritually and set an example for people everywhere.

    We are also here to:

    • Strengthen families worldwide

    • Teach the Hebrew roots of the faith

    • Expose pagan practices of religion

    • Provide the educational support to those in need

    Matthew 9:35 And Yeshua was going around all the cities and the villages teaching in their synagogues and proclaiming the Good News of the kingdom and healing every disease and every sickness.

    West Palm Beach, FL 33416

    Permanent link to this article: http://healthwatchman.com/torah-life-ministries-2/

    Life application ministries

    Nothing But The Facts!

    To the best of our knowledge this website and our ministry mission is based strictly on the word of Our Creator as given to us through His Scriptures and revealed to us through study, prayer, faith and real life application. It is our prayer that everyone will have a passion to know Yahweh more deeply

    Life application ministries


    What Is Load Balancer? Webopedia Definition #load #balancer, #load #balancer #definition, #server #load #balancer, #slb,


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    load balancer

    Related Terms

    A load balancer, or server load balancer (SLB), is a hardware or software-based device that efficiently distributes network or application traffic across a number of servers. With a load balancer, if a server’s performance suffers from excessive traffic or if it stops responding to requests, the load-balancing capabilities will automatically switch the requests to a different server.

    In this way, load balancers improve the performance of networks and applications by automatically monitoring and managing application and network sessions.

    In addition to providing simple distributed service to multiple servers, load balancers can help prevent denial-of-service attacks. allow legitimate users uninterrupted access to services, protect against single point of failure outages and prevent traffic bottlenecks to systems.

    Types of Load Balancers and Application Delivery Controllers

    Load balancers are frequently categorized as being Layer 4 or Layer 7 capable, in reference to the 7 Layers of the OSI Model. Layer 4 load balancers respond to data found in network and transport layer protocols such as TCP. IP. FTP and UDP. while Layer 7 load balancers distribute requests based upon data found in application layer protocols such as HTTP. as well as data within the application messages.

    Load-balancing capabilities are found in hardware routers from vendors like F5, Cisco, Citrix and Kemp Technologies. Hardware load balancer devices have mostly evolved into what are now referred to as application delivery controllers (ADCs), but load balancing remains at the heart of ADCs.

    Software-based load balancers from vendors like Zen, Resonate and NGINX provide load-balancing capabilities that are typically less expensive than hardware load balancer solutions, and they offer the flexibility of being easily deployed on-premises on existing hardware or in the cloud.

    Additional types of load balancers marketed by vendors include virtual load balancers, cloud load balancers and load balancers for bare metal servers. Many load balancer vendors offer a variety of load balancer solutions that includes hardware and software-based load servers as well as virtual and cloud-based load servers.

    NEXT
    load balancing

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    What is Business Intelligence (BI)? Webopedia Definition #business #intelligence, #business #intelligence #software, #bi, #enterprise #application,


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    BI – business intelligence

    Related Terms

    B usiness i ntelligence (BI) represents the tools and systems that play a key role in the strategic planning process within a corporation. These BI systems allow a company to gather, store, access and analyze corporate data to aid in decision-making.

    Generally these systems will illustrate business intelligence in the areas of customer profiling, customer support, market research, market segmentation, product profitability, statistical analysis, and inventory and distribution analysis to name a few.

    Keeping Track of Business Data

    Most companies collect a large amount of data from their business operations. To keep track of that information, a business and would need to use a wide range of software programs, such as Excel, Access and different database applications for various departments throughout their organization. Using multiple software programs makes it difficult to retrieve information in a timely manner and to perform analysis of the data.

    Business Intelligence Software

    Business intelligence software is designed with the primary goal of extracting important data from an organization’s raw data to reveal insights to help a business make faster and more accurate decisions. The software typically integrates data from across the enterprise and provides end-users with self-service reporting and analysis. BI software uses a number of analytics features including statistics, data and text mining and predictive analytics to reveal patterns and turn information into insights.

    Big Data and Business Intelligence

    Big Data is used most extensively today with business intelligence and analytics applications and a number of BI vendors have moved to launch new tools that support Hadoop. For example, SAP offers connectors to Hadoop for SAP BI and Business Objects. According to EnterpriseAppsToday, BI vendor support for big data is typically in at least one of two ways:

    – Integration connectors that make it easier to move data from Hadoop into their tools.
    – Data visualization tools that make it easier to analyze data from Hadoop.

    Webopedia Big Data Resources

    Business Intelligence Vendors

    The large BI vendors, including SAP, Oracle, IBM, Microsoft, Information Builders, MicroStrategy and SAS, have been around for years, but there is also a number of BI startups that see their products get absorbed as a feature in a larger player’s software. According to EnterpriseAppsToday. in addition to the large players, some mid-size BI vendors to consider include Actuate Corporation, Alteryx, Logi Analytics, QlikTech and Tableau.

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    Microsoft Windows is a family of operating systems for personal computers. In this article we look at the history of Microsoft operating. Read More

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