How to Accept Direct Debit Payments: 5 Steps (with Pictures) #how #to #accept #debit #card


How to Accept Direct Debit Payments

Direct debit payments, commonplace in Europe, are becoming popular in the United States. Businesses that bill monthly–especially those with international clients–benefit when they have the ability to accept direct debit payments. Accepting automatic payments takes the burden of the payment transaction away from the customer, or payer, and places it on the payee. Your business will be less susceptible to problems caused by late payment or non-payment if you accept direct debits.

Steps Edit

Contact your bank. Get a Service User Number (SUN) or Automated Clearing House (ACH) account number for your business banking account, as you need this to enroll in direct debit programs. Confirm with your bank that you have the proper account to accept direct debits. Ask your bank if they use AUDDIS (Automated Direct Debit Instruction Service). This will save time with bank transfers and eliminate paperwork.

Sign up with an ACH, BACS (Bankers’ Automated Clearing Services) bureau or similar payment processing service. Automatic payment processing requires enrollment and sometimes a contract with a service provider other than your bank. The electronic funds transfer networks work in co-operation with banks to transfer funds from the payers account to the payees account.

Link your ACH or BACS account to your bank account. Ask your business banker to confirm that your automatic clearing service account number is routed to your bank account. Once that is done, ask your ACH provider to confirm your bank account. Some providers will do a small transfer to confirm that your account is working.

Begin processing direct debits from authorizing customers by acquiring automatic billing or direct debit authorization information–most importantly, the customer’s bank account number. Merchants in the United States must acquire the payer’s routing number and the bank account number. In Europe, merchants need a SUN and payer’s consent.

Process direct debits. Once you provide your customer’s account information to your BACS or ACH service provider, it usually takes a minimum of 3 days for the money to go into your bank account. There are 3 steps to direct debit processing: submission of payment to BACS or ACH, processing and clearing. After these steps are accomplished, you will see the payment in your account.

Alcohol And Drug Rehabs That Accept Aetna Insurance #aetna #drug #rehab, #alcohol #and #drug #rehabs


Alcohol And Drug Rehabs That Accept Aetna Insurance

Treatment Programs for Substance Abuse: What Does Aetna Cover?

Aetna offers health insurance options in a number of states, but the extent to which your plan covers substance abuse treatment programs will vary. Whether or not your Aetna plan covers treatment programs will depend on your state’s regulations and whether you have employer provided insurance or an individual plan. For employer provided insurance plans, federal regulations may impact the level of coverage your plan provides for mental health and addiction treatment.

Whether or not your plan covers substance abuse treatment programs, you will most likely need to get your treatment and treatment services approved prior to enrolling in a program. Knowing what services are covered and how to get pre-approval can be challenging, so your best bet is to work with an experienced substance abuse treatment professional or facility. A professional can ensure that paperwork is submitted properly and develop a treatment program that will suit your needs and finances.

More On Aetna’s Coverage of Treatment Programs for Substance Abuse*

Most employers see the benefit of having mental health and addiction treatment coverage for their employees. If your Aetna insurance is provided by an employer who has mental heath and addiction options, then your treatment can probably be covered at levels similar to other hospital care. This is due to provisions that went into effect in 2010 under the Mental Health Parity and Addiction Equity act of 2008, which requires companies who cover more than 50 employees and who offer mental health and addiction benefits to cover these conditions in the same way they cover other medical conditions. Some companies also have Employee Assistance Programs that provide additional resources to assist you with recovery above and beyond treatment coverage.

Most of Aetna’s individual and family insurance options do not include coverage for mental health and addiction treatment. However, some states require health insurance to cover some addiction treatment expenses. The extent to which coverage is mandated varies and the best way to find out if your treatment is covered under state provisions is to check directly with Aetna.

Work with Aetna and Providers of Treatment Programs for Substance Abuse

Help is available on your path to recovery, but the first step is getting a clear picture of the resources to available to you. You may want to check with Aetna to find out what options your plan provides. Key questions to get started with are:

  • Does my insurance plan cover substance abuse treatment?
  • What substance abuse treatment facilities will accept my insurance?
  • Is there a daily maximum coverage for inpatient stay at a drug rehab center?
  • What services will my insurance cover at a drug rehab center?

Even if your insurance provider does not cover treatment for substance abuse, there are other resources to help you find the right program, financial aid, and other support. Contact us today for free information.

* Disclaimer: is not affiliated with or endorsed by Aetna. Details about Aetna’s coverage are intended for informational purposes only. The specific details of your plan may vary and the specific treatment services you require may or may not be covered.

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Prepaid Virtual Visa Credit Cards #accept #credit #cards #virtual #terminal


Prepaid Virtual Visa Credit Cards, PayPal VCC

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* Please note that 4 % fee is added to the final amount when paying by Bitcoins
* Please note that 4 % fee is added to the final amount when paying through Perfect Money
* Submit order request form to purchase cards in bulk

NOTE: Please don t forget to click the Return to Merchant button once you have completed the payment through Perfect Money!

– What exactly is a virtual visa card ?
– It works just like a real credit card and can be used at any web sites, online merchants, internet shops and web stores over the internet where payments by credit card are accepted: PayPal, CCBill, iBill, ClickBank, eFax, Mcafee, Norton Antivirus, 2Checkout, iTunes US, Google Checkout, Google Adwords, Moneybookers US, Amazon, Facebook, Yahoo, Skype, GoDaddy etc. Simply shop anywhere Visa and MasterCard are accepted. Cards can be used for both online and offline purchases over the phone.

– What exactly is a PayPal VCC ?
– It is a virtual card with a preloaded $5 amount that supports AVS (address verification system) and may be used to verify PayPal accounts. Simply add a PayPal VCC as a credit card or debit card to your PayPal account. Then check your card statement absolutely FREE and get a four (4) digit expuse code (expanded use code) from it. Become PayPal verified and raise your limits! In some cases it is necessary to register your card before adding it to PayPal. The BLUE and YELLOW cards can be registered with ANY COUNTRY and can be used to verify US and international PayPal accounts. PayPal virtual credit card can also be used to verify Facebook. Google Adwords. AlertPay. Ioffer and other similar online accounts.

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– Absolutely. It works just like any regular debit card and can be used to shop online anywhere Visa is accepted.

– What other purposes can virtual visa cards be used for?
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– What information will I receive after I make a payment?
Cards are delivered instantly if paid through Bitcoin, Perfect Money or Webmoney. You will receive following information right after you make a payment: card number, expiration date, and cvv2 code. Please visit our FAQs section for a full list of frequently asked questions and answers. We are working hard to satisfy your needs and to provide the best service possible. Please feel free to contact our support department directly if you have any additional questions. Enjoy!

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